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The American Express® True Cashback Card

Welcome bonus of 3% Cashback on up to a total of S$5,000 spend in your first 6 months.

Card Type
Credit Card
Annual Fee
S$171.20 (inclusive of GST) waived for the first year
Annual Supplementary Card Fee
First 2 Supplementary Cards fee permanently waived. S$85.60 (inclusive of GST) for each subsequent Supplementary Card.
Cashback
1.5% Cashback on all purchases
Welcome Offer
Receive S$80 CapitaVouchers when you spend a minimum of S$250 in the first month. For new to American Express Card Members only, valid until 30 June 2022.

Key Highlights

WELCOME OFFER

Receive S$80 CapitaVouchers when you spend a minimum of S$250 in the first month. For new to American Express Card Members only, valid until 30 June 2022.

Welcome Bonus

Enjoy a welcome bonus of 3% Cashback on up to S$5,000 spend in the first 6 months.

unlimited cashback

After your welcome bonus, continue to earn 1.5% Cashback on all eligible purchases. With no minimum spending and no earn cap.

Reward Yourself

  • Enjoy a welcome Cashback bonus.
  • No minimum spend, no cap on Cashback and no categories to track.
  • Immediate Cashback in the same month's statement.
Read More

Membership Benefits

  • True Love Weddings: Enjoy an exclusive 5% off new wedding packages at selected venues.
  • American Express True Cashback Card Offers.
  • Travel Inconvenience and Travel Accident Insurance.
Read More

World-class Service

  • 24-hour Customer Care Professional.
  • Global Assist.
  • Fraud Protection.
Read More
Reward Yourself
Earn a welcome Cashback bonus
Enjoy a simple 3% Cashback on all eligible purchases you make locally and overseas, up to S$5,000 spend for the first 6 months. Turn all your purchases into Cashback.
    Earn Cashback on all purchases
    After the welcome Cashback bonus, continue to earn 1.5% Cashback on all your eligible purchases like:
  • Grocery shopping
  • Online shopping
  • Large expenses like home improvement
  • Education fees
  • Insurance
  • Healthcare
  • Utilities and Telco
    • No mimimum spend and no categories to track
      No complicated requirements to qualify for Cashback. You will be earning Cashback on every eligible dollar spent.
        No cap on Cashback
        Remember there is no limit on how much Cashback you can earn every month. You earn Cashback for all eligible purchases you make on your Card.
          Immediate Cashback in the same month's statement
          Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
            Membership Benefits
            True Love Weddings
            Exclusively for American Express® True Cashback Card Members, enjoy 5% off new wedding packages at selected venues when you pay with your Card! Find out more about our hand-picked wedding partners and T&Cs at amex.co/trueloveweddings.
            American Express True Cashback Card Offers
            Enjoy carefully selected offers from our range of retail, travel, dining and entertainment partners. Click here to learn more.
            Travel Inconvenience and Travel Accident Insurance
            Purchase your travel ticket with your American Express True Cashback Card and receive free travel insurance benefits of up to S$350,000. Click here to learn more.
            World-Class Service
            24-hour Customer Care Professional
            Have a question or a request? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 295 0500 (Within Singapore Only).
            Global Assist
            Sometimes, the unexpected happens when you travel overseas. Your American Express True Cashback Card entitles you to immediate personal advice over the phone – from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more. Dial +65 6295 0500 (For International use).
            Fraud Protection
            If you don't recognize a purchase, we'll remove it from your Account immediately and investigate it for you.
            Eligibility
            To apply for the American Express True Cashback Card, it's important that:
            • You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.
            • For Singapore Citizens and Residents, you have earnings which provide an income of over S$30,000 p.a.
            • For Expatriates, you have earnings which provide a minimum income of over S$45,000 p.a.

            Ready to apply?

            Apply now to receive up to S$150 Cashback for the first 6 months, up to S$5,000 spend.