The American Express® True Cashback Card
Enjoy welcome bonus of 3% Cashback on up to S$5,000 eligible purchases within first 6 months.
Card Type
Credit Card
Annual Fee
S$172.80 (incl. of 8% GST with effect from 1 Jan 2023) waived for the first year
Supplementary Cards
First 2 Supplementary Cards fee permanently waived. S$86.40 (incl. of 8% GST with effect from 1 Jan 2023) for each subsequent Supplementary Card.
Key Highlights
WELCOME BONUS
Enjoy welcome bonus of 3% Cashback on up to S$5,000 eligible purchases within first 6 months.
Unlimited Cashback
After your welcome bonus, continue to earn 1.5% Cashback on all eligible purchases with no minimum spending and no earn cap.
Immediate Cashback
Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
Reward Yourself
- Enjoy a welcome Cashback bonus.
- No minimum spend, no cap on Cashback and no categories to track.
- Immediate Cashback in the same month's statement.
Membership Benefits
- True Love Weddings: Enjoy additional savings on wedding packages and services with participating partners.
- American Express True Cashback Card Offers: Enjoy curated offers and additional savings on home improvement purchases and selected family expenses.
- Travel inconvenience and Travel Accident Insurance.
Reward Yourself
Earn 3% welcome Cashback bonus
Enjoy a simple 3% Cashback on all eligible purchases you make locally and overseas, up to S$5,000 spend in the first 6 months. Turn all your purchases into Cashback.
Earn Cashback on all purchases
After the welcome Cashback bonus, continue to earn 1.5% Cashback on all your eligible purchases like:Grocery shopping Online shopping Large expenses like home improvement Education fees Insurance Healthcare Utilities and Telco
No minimum spend and no categories to track
No complicated requirements to qualify for Cashback. You will be earning Cashback on every eligible dollar spent.
No cap on Cashback
Remember there is no limit on how much Cashback you can earn every month. You earn Cashback for all eligible purchases you make on your Card.
Immediate Cashback in the same month's statement
Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
Membership Benefits
True Love Weddings
Exclusively for American Express® True Cashback Card Members, enjoy additional savings on wedding packages and services with our participating partners when you pay with your Card. Find out more about our hand-picked wedding partners here.
American Express True Cashback Card Offers
Enjoy carefully selected offers from our range of retail, travel, dining and entertainment partners. Click here to learn more.
Enjoy curated offers and additional savings on home improvement purchases and selected family expenses.
Click here to find out more about offers on home improvement.
Click here to find out more about offers for family purchases.
Enjoy curated offers and additional savings on home improvement purchases and selected family expenses.
Click here to find out more about offers on home improvement.
Click here to find out more about offers for family purchases.
Travel Inconvenience and Travel Accident Insurance
Purchase your travel ticket with your American Express True Cashback Card and receive travel insurance benefits of up to S$350,000. Click here to learn more.
World-Class Service
24-hour Customer Care Professional
Have a question or a request? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 295 0500 (Within Singapore Only).
Global Assist
Sometimes, the unexpected happens when you travel overseas. Your American Express True Cashback Card entitles you to immediate personal advice over the phone – from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more. Dial +65 6295 0500 (For International use).
Fraud Protection
If you don't recognize a purchase, we'll remove it from your Account immediately and investigate it for you.