How do I apply for a Credit Card or a Charge Card?
Once you have chosen a Credit Card or Charge Card, read the Terms and Conditions, then click the ‘Apply now’ button on your chosen Card page to begin your application.
The Card application takes less than 10 minutes. You’ll be asked to input the personal and financial information outlined previously, after which you can review a summary to ensure that all the information you’ve provided is correct before submitting your application.
When considering your application, we will ask a Credit reference agency to carry out a Credit assessment.
If you have any additional questions about this process or need further assistance, please contact our team on 1800 299 1997.
When you apply for a Credit Card or a Charge Card, your application will undergo a Credit check which includes an evaluation of your Credit history.
A Credit check is the process undertaken by American Express to ensure you are able to meet the obligations of a Credit or Charge Card contract. Generally, it means looking at:
- Your financial responsibility
- Your chance of defaulting, not paying back your debt
Learn more about Credit Score >