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Your Card Benefits – earn CASHBACK*

Your Card Benefits – make everyday purchases and you can earn cashback!*

Launch calculator Calculator

See how quickly your CASHBACK can add up*

You can earn absolute 1.5% cashback on any spend, without caps. This means that you can earn cashback on every dollar you spend on your True Cashback Card, without having to worry if you have maxed out the cashback you would be receiving.

What’s more? You get to earn 3%* cashback on your first S$5,000 spend during the first 6 months of your Card Membership.

When you use your Card for everyday purchases, you won’t believe how quickly your cashback can add up. With no spend caps imposed, earning cashback is simpler.

Example
Earn Cashback on your spends Monthly Purchases Potential Cashback for first 6 months
3%
on first S$5000 spend during the first 6 months*
SGD 800.00 SGD 144.00
  Monthly Purchases Potential Cashback for the next 6 months
1.5%
on any spend from the 7th months onwards*
SGD 800.00 SGD 72.00
Total Cashback you could earn for your first year of Card Membership   SGD 216.00

Examples are for illustrative purposes only based on the True Cashback Card cashback calculation as indicated. Cashback will be paid to you by crediting your Account and included in your monthly statement.

Earning Cashback is easy as 1-2-3.

Paying Bills has never been so rewarding

Calendar

Telephone, cable, internet, gym membership… pay your monthly bills automatically with your True Cashback Card and earn cashback*. Click here to find out more on how you can sign up for Automatic Bill Payment

The joy of CASHBACK.

Cashback is applied as credit to your Account and will appear on the monthly statement. This means that it allows you to spend your earned cashback on anything as well!

Since there’s no minimum spend or spend caps imposed, your True Cashback Card makes earning cashback simpler.

Share the joy of cashback with your friends and family members.

Two TrueEarnings Credit Cards

Want to earn more cashback?

When you add a Supplementary Card Member to your True Cashback Card Account, every purchase they make earns cashback in the same way and counts towards the monthly credit on your Account. Best of all, it’s free for the first 2 Supplementary Cards! If you don’t already have a Supplementary True Cashback Card, you can get one by clicking here or by calling American Express at 1800 295 0500.

How much could you earn?

Estimate your monthly purchases and see how the monthly cashback on the True Cashback Card can add up on your everyday purchases.*

$/month

You can earn 3% cashback for the first S$5000 spend during the first 6 months.

$/month

You can earn 2% Cash Back on eligible gasoline purchases up to $3,000 annually and 1% thereafter.

$/month

You can earn 1.5% cashback on your spending for the next 6 months

POTENTIAL ANNUAL REBATE:

$0

♢ Examples are for illustrative purposes only based on the True Cashback Card cashback calculation as indicated. Cashbacks are issued monthly on qualified accounts.

*Terms and Conditions

3% Cashback Welcome Bonus
•As a welcome bonus, you will earn Cashback at the rate of 3% on up to a total of S$5,000 of purchases of goods and services made on your account (which shall include both spending by you and your Supplementary Card Members) in the first 6 months of your American Express True Cashback Card Membership, subject to the other Cashback Terms and Conditions and any promotional offer we make. When the Cashback rate of 3% applies to a purchase of goods or services during the welcome bonus period, the Cashback rate of 1.5% will not be applied in addition to the Cashback rate of 3% to the same purchase. Purchases of goods and services in excess of S$5,000 during the welcome bonus period will earn Cashback at the standard rate of 1.5%, subject to the other Cashback Terms and Conditions and any other promotional offer we make.

1.5% Cashback
•You will earn Cashback at the rate of 1.5% for purchases of goods and services on your Account, subject to the Cashback Terms and Conditions and any promotional offer we make. The Cashback is calculated on the value of each purchase multiplied by the Cashback rate and the value of each purchase will be rounded off to the nearest dollar before Cashback is calculated. The final Cashback amount for each purchase will be calculated as the exact digits in the first two decimal places. We reserve the right to retract, deduct and/or re-compute any Cashback amount in cases where we, in our absolute discretion, deem that there is an abuse of the Cashback program.

Cashback will be paid to you by crediting your Account and included in your monthly statement. We will only credit your Account if it is in good standing and not overdue. No Cashback will be earned in respect of interest, charges, fees (including annual fees and late payment fees), balance transfers or converted balances (from both American Express and other issuers), cash advances (including transactions treated as cash), loading of pre-paid cards, American Express Travellers Cheque sales or foreign exchange transactions. A negative adjustment will be made to your Cashback balance if there are any credits posted to your account including those arising from returned goods or services or from billing disputes calculated in the same way as you earn Cashback.

*Terms and Conditions apply for the stated privileges. Please click here for details.
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