Skip to main content
Start of menu
Search Singapore website
Close Menu

TrueEarnings Credit Card

Activate your Card

You got the Card. Now activate it and you can start earning.

Activate Now
Laptop computer

Manage your Account

Register for Online Services and simplify your account online.

Get started Now

Cashback Calculator

Earning cashback is easy as 1, 2, 3. See how your cashback can really add up.

Two TrueEarnings Credit Cards

Add a Supplementary Card

Share the benefits and earn cashback quicker with your loved ones.

Learn more

How much could you earn?

Estimate your monthly purchases and see how the monthly cashback on the True Cashback Card can add up on your everyday purchases.*


You can earn 5% cashback for the first S$5000 spend during the first 3 months.


You can earn 2% Cash Back on eligible gasoline purchases up to $3,000 annually and 1% thereafter.


You can earn 1.5% cashback on your spending for the next 6 months



♢ Examples are for illustrative purposes only based on the True Cashback Card cashback calculation as indicated. Cashbacks are issued monthly on qualified accounts.

*Terms and Conditions

3% Cashback Welcome Bonus
•As a welcome bonus, you will earn Cashback at the rate of 3% on up to a total of S$5,000 of purchases of goods and services made on your account (which shall include both spending by you and your Supplementary Card Members) in the first 6 months of your American Express True Cashback Card Membership, subject to the other Cashback Terms and Conditions and any promotional offer we make. When the Cashback rate of 3% applies to a purchase of goods or services during the welcome bonus period, the Cashback rate of 1.5% will not be applied in addition to the Cashback rate of 3% to the same purchase. Purchases of goods and services in excess of S$5,000 during the welcome bonus period will earn Cashback at the standard rate of 1.5%, subject to the other Cashback Terms and Conditions and any other promotional offer we make.

1.5% Cashback
•You will earn Cashback at the rate of 1.5% for purchases of goods and services on your Account, subject to the Cashback Terms and Conditions and any promotional offer we make. The Cashback is calculated on the value of each purchase multiplied by the Cashback rate and the value of each purchase will be rounded off to the nearest dollar before Cashback is calculated. The final Cashback amount for each purchase will be calculated as the exact digits in the first two decimal places. We reserve the right to retract, deduct and/or re-compute any Cashback amount in cases where we, in our absolute discretion, deem that there is an abuse of the Cashback program.

Cashback will be paid to you by crediting your Account and included in your monthly statement. We will only credit your Account if it is in good standing and not overdue. No Cashback will be earned in respect of interest, charges, fees (including annual fees and late payment fees), balance transfers or converted balances (from both American Express and other issuers), cash advances (including transactions treated as cash), loading of pre-paid cards, American Express Travellers Cheque sales or foreign exchange transactions. A negative adjustment will be made to your Cashback balance if there are any credits posted to your account including those arising from returned goods or services or from billing disputes calculated in the same way as you earn Cashback.

*Terms and Conditions apply for the stated privileges. Please click here for details.
  • Facebook - Link will open in a new window

Copyright © 2020 American Express Company. Users of this site agree to be bound by American Express Web Site Rules and Regulations. American Express International, Inc.(UEN S68FC1878J), Incorporated with limited liability in the state of Delaware, USA with a place of business at 10 Marina Boulevard #15-00, Marina Bay Financial Centre Tower 2, Singapore 018983.