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Chip and PIN





What is Chip and PIN?


Chip and PIN technology uses your Card's microchip to encrypt your information. Your PIN number identifies

you as the Card's rightful user, replacing your signature.


Unlike contactless payments, Chip and PIN can be used for purchases of any amount

within your credit limit.





How to view and change your PIN


If you forget your PIN, you can view it online by logging into your Account.


You can change your PIN at any LINK cash machine that offers PIN services.

Find a cash machine near you with PIN services.



Tips for protecting your PIN


    Never share your PIN with anyone,

including family, friends or retailers.

(We'll never ask you for your PIN, 



Don't record your PIN 

down anywhere.

Shield your PIN when entering it

at a cash machine or shop.

FAQs about Chip and PIN