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Business Charge Cards

Exclusively for business owners — the American Express® Gold Business Charge Card and the American Express Platinum Business Charge Card could help you manage your cashflow and make doing business easier, all while helping you to earn great rewards.

Benefits for almost every business

No matter what business you’re in, using an American Express® Business Charge Card could benefit your business. American Express® Business Cardmembers represent many different industries including: dental, construction, veterinary, plumbing and electrical, retail, restaurant, automotive, optical, pharmaceutical, travel, and consultancy, just to name a few.

So whether you’re paying for business travel, parking, office supplies, equipment, business registration or advertising, use the Gold Business Charge Card or Platinum Business Charge Card and you could turn business expenses into rewards. Learn more about the American Express Business Cards, exclusively for businesses.

    Earning and redeeming rewards

    TURN BUSINESS EXPENSES INTO REWARDS
    With the American Express® Gold Business Charge Card and the American Express® Platinum Business Charge Card you could turn your day-to-day business expenses into rewards. Earn one Membership Rewards® point on every full £1 you spend 2 and redeem for a variety of rewards to reinvest in your business or to treat yourself or your employees.
    NO PRE-SET SPENDING LIMIT
    No pre-set spending limit which means you have greater purchasing power to help you do business daily and can help when you need to make larger item purchases.
    BUSINESS ACCOUNT MANAGEMENT
    Our 24-hour online business account management lets you check your balance, payments, past statements and keep track of all business purchases made on your Account.
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    Why American Express Business Cards

    MANAGE BUSINESS CASHFLOW
    Up to 54 calendar days no pre-set spending limit provides greater purchasing power. Just pay off your balance in full every month 7.
    TURN BUSINESS EXPENSES INTO REWARDS
    Earn 1 Membership Rewards® point for every full £1 you spend on the Card, you can use the points you earn to treat yourself, your employees or clients, or to reinvest in your business
    WORLD CLASS SERVICE
    Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.
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    Work for a large business or Corporation?

    LEARN MORE ABOUT OUR CORPORATE CARDS & PROGRAMMES

    Terms & Conditions

    Terms & Conditions

    • 1. If you are approved and spend £6,000 on purchases on the Account within the first 3 months of Cardmembership, 40,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time
    • 2. Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.
    • 3. The Primary Platinum Business Cardmember and the first Supplementary Platinum Business Cardmember need to enrol in the Priority Pass programme. In order to access over 700 lounges in the Priority Pass programme, the Cardmember must present a valid Priority Pass membership card in their name, along with a boarding pass for same day travel. Any additional guests will be charged a fee at the prevailing rate – currently £15 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For Priority Pass Conditions of Use visit prioritypass.com. The Cardmember agrees to abide by the Conditions of Use, as detailed at prioritypass.com.
    • 4. If you are approved and spend £3,000 on purchases on the Account within the first three months of Cardmembership, 20,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
    • 5. The first year’s Cardmembership is complimentary and from year two of your membership, a £125 for annual Card fee will automatically be charged to your Account on or after the anniversary of your Account opening date.
    • 6. The maximum amount of time for deferred payment on purchases is 54 calendar days on Gold & Platinum Business Charge Cards and 42 calendar days on the Basic Business Charge Card, it is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
    • 7. No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.