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Welcome to the Platinum Business Charge Card from American Express

 

A lot more than a Business Card.

Your new experience companion.

 

Need to activate your Card? 

Cardmembers Benefits

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Beneficial business payment terms

 

We know the importance of cash flow to your business.That’s why your Platinum Business Charge Card offers you a payment period on purchases of up to 54 days (with no interest charges) giving you greater control over cash flow. Simply pay your balance in full every month. 1

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Access to Premium Business Travel Benefits

 

Your Platinum Business Charge Card is your perfect travel companion, offering Access to:

 

  • The American Express Global Lounge CollectionSM includes The Centurion® lounge network, Delta Sky Clubs®, and hundreds of other domestic and international lounges designed to enhance your travel experience.2
  • Benefit with our hotel and car hire partners
  • Enhanced insurance benefits

 

 * for more info, visit the Travel Experiences section of this website

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Closer expense control and more rewards

 

Consolidate your business expenses with complimentary Supplementary Cards for colleagues and employees. These Cards allow you to:

 

  • Consolidate expenditure in one Business Account, helping to improve control and save time sorting expense reconciliation
  • Extend the same insurance benefits you enjoy to your Supplementary Cardmembers
  • Boost your Membership Rewards® points balance with every transaction on Supplementary Cards earning points for your Account

 

You can apply for one Platinum Supplementary Card and up to 98 Gold Supplementary Cards with no additional cost.³ Just call the number on the back of your Card, or use the link below

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No pre-set spending limit

 

Your Platinum Business Charge Card has no pre-set spending limit, giving you more purchasing power for office supplies and equipment as well as travel and entertaining.4

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Membership Rewards

 

Earn 1 Membership Rewards point for every full £1 you and your Supplementary Cardmembers spend on the Card. Points can be used to reward yourself, your clients or employees, or to reinvest in your business.5

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Online Business Account management 

 

24/7 Online Account management lets you check your balance, view past statements and keep track of all business purchases made on your Card:

  • Manage your Account on your mobile - via our mobile website, or as a downloadable app for iPhone and Android devices
  • Access and manage your Accounts online
  • Check your balance
  • Pay your bill
  • View your Membership Rewards points
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Emergency Card Replacement

 

No matter where your business takes you, if you report your Card lost, damaged or stolen, we’ll help you replace it.

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Relax in over 1000 airport lounges all around the world

 

Premium Business travel experience: The American Express Global Lounge Collection unlocks access to more than 1000+ airport lounges across 120+ countries and counting. This allows you to relax before or in-between flights and getting ready for your next meeting in a quiet and comfortable location. No need to enrol for Priority Pass as you will be automatically enrolled. Please see Terms and Conditions for all the other lounges.2

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Radisson RewardsTM Gold Status9

 

  • 25 points per U.S. $1 spent on qualifying hotel stays
  • Complimentary room upgrades
  • 15% discount on food and drink
  • Early check-in and late check-out, as available upon request
  • Free Award Night stays starting at 9,000 points with no blackout dates on standard rooms
  • Welcome gift
  • Complimentary water
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Starwood Preferred Guest® Gold

 

Enjoy a preferential level of service with Starwood Preferred Guest® Program6. As a Gold Preferred member, you can experience:

 

  • A complimentary upgrade to an enhanced room at check-in, if available, corner room, higher floor or better view*. 
  • Earn three Starpoints® per eligible U.S. dollar spent, a 50% bonus over Preferred members. 
  • Late check-out up to 4pm, subject to availability.
  • Your choice of welcome gift upon arrival - choose from bonus Starpoints, complimentary premium In-room Internet or a beverage.

* subject to availability at check-in for the length of the stay, provided the room was not booked through a pre-paid third party channel. Preferred rooms do not include Suites. This benefit is not offered at Aloft and Element properties.

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Avis Preferred Customer

 

Enrol into Avis Preferred and enjoy additional Platinum benefits.10

 

  • Priority service at the counter 
  • Up to 15% off published rates
  • One car class upgrade subject to availability
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Hertz Gold Plus Rewards®

 

Enjoy complimentary enrolment into Hertz Gold Plus Rewards Five Star and receive
additional Platinum benefits7

 

  • Hertz Gold Plus Rewards Five Star benefits:
  • Priority service at the counter
  • One car class upgrade subject to availability
  • Up to 15% discount
  • 25% discount on Hertz Prestige Collection
  • 4 hour return grace period
  • Free additional driver for spouse/civil partner
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Indulge even more at some of the world’s most luxurious hotels

 

Receive these complimentary benefits with each Fine Hotels & Resorts booking.8

 

  • Noon check-in, when available
  • Room Upgrade upon arrival, when available8
  • Daily breakfast for two people
  • Complimentary Wi-Fi
  • Guaranteed 4pm late checkout
  • Unique Amenity Valued at US$100 such as a spa or food and beverage credit

 

*See Program Terms and Conditions for additional details

*Average value based on Fine Hotels & Resorts bookings in 2017 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Indulge even more at some of the world’s most luxurious hotels.

Global 24-hour support with Global Assist®

 

Wherever you are, help is only a call away. If you’re away on business and run into trouble, Global Assist®, a complimentary service that comes with your Platinum Business Charge Card, is just a phone call away – bringing you help globally in your own language, 24/7.

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Your Platinum Business Concierge

 

Travel arrangement, hotels, client events or restaurants, just ask. From arranging business flights, finding you a hotel or even booking events or restaurants for a client, your Platinum Business Concierge is just one call away. Think of them as an extension of your team, bringing real expertise, saving you time and connecting you with special Platinum value.

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Stay connected with the Boingo American Express Preferred Plan 

 

Use an eligible Card to enjoy complimentary, unlimited Wi-Fi access with the Boingo American Express Preferred Plan at Boingo Hotspots worldwide, including AT&T, Telemex, and BT Wi-Fi hotspots. Receive Wi-Fi access on up to four devices and pay no Wi-Fi roaming fees. Confirm eligibility, and then access Boingo’s Wi-Fi services by creating a Boingo American Express Preferred Plan account. Find and connect quickly and easily to available Boingo hotspots worldwide by downloading the Boingo Wi-Finder App for your laptop, tablet and mobile devices. Visit wifi.boingo.com to locate hotspots. To create your complimentary Boingo American Express Preferred Plan account, visit www.boingo.com/americanexpress.11 

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Membership Rewards - Your rewards, your way

 

With the Platinum Business Charge Card, you get rewards on your business expenditure, which you can redeem for business or personal rewards whenever you wish

 

  • You earn one Membership Rewards point for every £1 spent by you or any of your Supplementary Cardmembers12
  • You can redeem your points for client entertaining, staff incentives, computers, software or office furniture, travel, hotel stays and more. Or improve cash flow by using your points to pay for eligible charges.
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American Express Invites®

 

Perfect for client entertaining, team incentives or a well-deserved night out with family or friends, American Express Invites brings you access to the hottest tickets, home or abroad, before they go on general sale.13

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Exclusive Cardmember offers

 

You can access fantastic offers specially created for American Express Cardmembers.From complimentary flight upgrades to special discounts and double loyalty points, log into your account to find out special offers from a variety of partners including travel and retail purchases.What’s more, you also earn points when you pay for Amex Offers deals with your Platinum Card. Take a look around Amex Offers today; you never know what might catch your eye.

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Exclusive Partners Offers and new benefits

 

Additionally, American Express will send you periodically exclusive Business Offers specifically selected and negotiated with our Partners.To receive Marketing Communication, offers and benefits updates, remember to update your marketing preferences.

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Comprehensive worldwide travel insurance

 

Wherever business or pleasure takes you, your Platinum Business Charge Card covers you, your family, or colleagues and employees with Supplementary Cards, travelling together or alone on business and leisure trips of up to 120 days. Benefits include:

 

  • Medical Assistance, Expenses and Repatriation - up to £2 million cover for treatment, plus additional cover for extended stay, hospital benefit and more, should the unexpected occur when you travel
  • Cancelling, postponing, abandoning, cutting short a trip up to £7,500 per person
  • Car Rental Benefits — worldwide cover for theft or damage up to £50,000 and liability cover up to £500,000
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Refund protection

 

Your Card offers Refund protection on eligible items bought in the UK.

Should you change your mind or return your eligible item for any reason within 90 days of a purchase, your Card’s Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.

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Protecting the purchases on your Card

 

Eligible items are protected against accidental damage and theft for 90 days.

If you buy an item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.

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Emergency Card replacement

 

Lost, stolen or damaged Card? We’ll organise a replacement. No matter where your business takes you, you’ll not be stranded. Report your Platinum Business Charge Card lost, damaged or stolen and we’ll replace it as quickly as humanly possible.

Terms and conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

 

 

 

Sharing is rewarding

 

Do you have friends or business contacts, who you would like to introduce to the American Express Platinum Business Card?

 

Access your Business

Cardmember Agreement now

 

For wherever your business takes you

 

Explore mobile tools and travel resources

available to you, including the Amex App

Availability subject to your company policy.

We're ready to assist you

Customer
Care Professional team

0800 917 8043

(Available 24/7)

Global
Assist

020 3126 4113

(Available 24/7)

Insurance Service

+44 (0) 870 0342

Calls cost a maximum of 1p per minute, plus your phone company’s access
charge

The Membership Rewards®

programme

0800 917 8053

Available 7am-11pm 7 days a week

Terms and Conditions

 

Please ensure that you have read and downloaded these important documents before starting your application. American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standard Board 

 

Read Card Terms & Conditions 

 

Read Insurance Terms & Conditions 

 

Statement of Lender and Borrower Responsibilities

 

1. The maximum amount of time for payment period on purchases is 54 days and is obtained only if you spend on first day of new statement period and repay the balance in full on the due date.

 

2. The Primary Platinum Business Cardmember and the first Supplementary Platinum Cardmember are eligible for part of the American Express Global Lounge Collection and will be enrolled automatically. In order to access over 500+ lounges in the Priority Pass programme, the Cardmember must present a valid Priority Pass membership card in their name, along with a boarding pass for same day travel. The Primary Platinum Business and supplementary Platinum Business Cardmembers who are enrolled to the programme can each bring 1 additional guest free of charge. Any additional guests will be charged a fee at the prevailing rate – currently £20 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For Priority Pass Conditions of Use visit prioritypass.com. The Cardmember agrees to abide by the Conditions of Use, as detailed at prioritypass.com.

 

The Centurion Lounge - Platinum Cardmembers have unlimited complimentary access to all locations of The Centurion Lounge. Gold Card and Green Card Additional Cards on your Platinum Card account are not eligible for complimentary access. Cardmembers may bring up to two (2) companions into The Centurion Lounge. To access The Centurion Lounge, the Cardmember must present The Centurion Lounge agent with the following upon each visit: his or her valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Cardmembers will not be compensated for changes in locations, rates or policies. A Cardmember must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Cardmember must be of legal drinking age in the location's jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behaviour or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Services and amenities in the Lounge are complimentary, however you are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. ©2018 American Express Travel Related Services Company, Inc. All rights reserved.

 

American Express International Lounges - Business Platinum Cardmembers have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. Fees may apply for additional guests. To access American Express Lounges, the Business Platinum Cardmember must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Business Platinum Cardmembers will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Amenities, services and hours of operation may vary among locations and are subject to change. In some Lounges the Business Platinum Cardmember must be at least 18 years of age to enter without a parent or guardian. Age restrictions for the service of alcohol also vary between Lounges. American Express will not be liable for any articles lost or stolen or damages suffered by the  purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to the local rules and conditions set by American Express and the Lounge operator. American Express and the Lounge operator reserve the right to revise the rules at any time without notice. For details of individual American Express lounge access requirements please visit   www.americanexpress.com/findalounge.

 

Delta Sky Club - The Business Platinum Cardmember must present his or her valid American Express Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Cardmembers must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs. For the most current Delta Sky Club access and pricing policy, please visit www.delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit www.delta.com/skyclub.

 

Escape Lounges - This benefit is available to Business Platinum Cardmembers. Cardmembers receive complimentary access to any US location of the Escape Lounges. Cardmember must present his or her valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Cardmember must be 21 years of age to enter without a parent or guardian. Cardmembers may bring up to two (2) companions into Escape Lounges as complimentary guests. Cardmember must adhere to all house rules of participating lounges. Cardmembers and his or her guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounge locations are subject to change.

 

Airspace Lounge - This benefit is available to Business Platinum Cardmembers. Cardmember must present his or her valid Card and government-issued I.D. Ticket not required for Airspace Lounges. In some cases, Cardmember must be 21 years of age to enter without a parent or guardian. The Cardmember's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Cardmember must adhere to all house rules of participating lounges. Cardmembers and his or her guests will receive all of the complimentary benefits and amenities afforded to the Airspace Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Airspace Lounge locations are subject to change.

 

3. You are entitled to apply for one complimentary Supplementary Platinum Business Charge Card, and up to 98 complimentary Gold Supplementary Cards. Additional Platinum Supplementary Cards beyond this will each carry a fee of £170 and additional Gold Cards will carry a fee of £45.

 

4. Purchases are approved based on a variety of factors including account history, credit record and personal resources, security may be required. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.

 

5. Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit www.membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.

 

6. Enrolment into the Starwood Preferred Guest programme is required to receive benefits, and enrolment may be terminated without prior notice. Starwood Preferred Guest benefits are subject to change and availability and may vary by property. American Express Terms and Conditions apply. Gold Preferred level amenities may not be combined with the Fine Hotels & Resorts programme. All Starwood Preferred Guest Terms and Conditions apply. For complete terms and conditions of the Starwood Preferred Guest programme, visit www.spg.com. American Express reserves the right to instruct Starwood Preferred Guest to downgrade your membership to the Preferred Guest level if you cease to be a Centurion member or your account is not in good standing.

 

7. American Express reserves the right to instruct Hertz to cancel your membership if you cease to be a Platinum member or your account is not in good standing. Benefits vary by market and location of rental, and may be subject to change and availability. Not all benefits are available in every country. Gold Plus Rewards Five Star enrolment is required to enjoy all benefits. Additional Hertz Terms and Conditions apply.

 

8. Valid for new Fine Hotels & Resorts bookings made through Platinum Travel Service or any American Express travel agency. Payment must be made with an American Express Platinum Business Charge Card in the Platinum Business Charge Cardmember’s name. Cardmember must travel on itinerary booked. Noon check-in upon arrival, when available. Room upgrade upon arrival, when available. Certain room categories are not eligible for room upgrade; call Platinum Travel Service for details. Breakfast amenity varies by property, but will be at minimum a continental breakfast. Benefit restrictions vary by hotel and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Benefits and promotions are applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Cardmember, per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating providers and benefits subject to change. Upon arrival, when available. Certain room categories are not eligible for upgrade; call Platinum Travel Service for details. Benefits vary by property; call Platinum Travel Service for details.

 

9. Enrolment in the Radisson Rewards programme is required. Benefits are subject to change. Gold Elite level amenities may not be combined with the Fine Hotels & Resorts programme. All Radisson Rewards terms and conditions apply. To view terms and conditions visit www.radissonhotels.com/rewards/termsandconditions. American Express reserves the right to instruct Radisson Rewards to cancel your membership if you cease to be a Platinum Business Cardmember or your account is not in good standing.

 

10. Enrolment in the Avis Preferred programme is required to receive benefits, and enrolment is only applicable via the enrolment process. You will need your driving license and American Express card at hand. All benefits vary be location. All Avis Preferred Terms and Conditions apply. To view partner terms and conditions, visit avis.co.uk/your-avis/avis-loyalty. American Express reserves the right to instruct Avis to cancel your membership if you cease to be a Platinum Business Charge Cardmember or your account is not in good standing.

 

11. By clicking "Check Eligibility," you acknowledge and understand that you are submitting your Card number to Boingo, and understand that Boingo will send your Card number to American Express to verify that your Card number is eligible for this benefit. You also acknowledge and understand that, upon receipt of your Card number from Boingo, American Express will provide confirmation of your eligibility to Boingo. Boingo will not store or use your Card number for any other purpose. From time to time, Boingo may request you to re-authenticate your Boingo American Express Preferred Plan account in order to confirm that you are still an eligible Cardmember. For full Terms and Conditions please visit www.Boingo.com/AmericanExpress.

 

12. Membership Rewards points are earned for every full £1 spent and charged, per transaction. Membership Rewards points are not earned on Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange, Fees and Interest Charges for Returned payments, Finance Charges, Late Payment and Referral Charges, Fees/Charges including joining, annual and Membership Rewards fees. Membership Rewards points never expire as long as the account is active.

 

13. All tickets must be purchased using your American Express Card. Tickets are subject to availability. Please note that American Express Invites refers to the name of the American Express programme rather than a description of ticket type.

 

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.