Tap into more Business value
Explore all the ways we can help you to get more from business – and from life.
EMPLOYEE CARDS
Add Cards. Add Control.
View, control, set limits on all your Employee Cards' spend, or even freeze them with our employee Spend Controls.
Terms and conditions apply. 18+, subject to status. Main Cardmember is liable for all Employee Cards' spend.
How could Employee
Cards help your business?
Complimentary Employee Cards1 for your trusted
colleagues can help you to enjoy even more value every
working day and to control your business spend.
This video, from the Cavendish Clinic in London, shows
how it can really help a growing business.
Consolidate
Consolidate your spending in one
Business Account, making it easier
to control and manage.
Set Limits
You have no pre-set spending limit2,
but you can set individual limits on
your colleagues Cards.
Save time
With Employee Cards you
can delegate purchasing tasks to
colleagues, saving you time.
Employee Spending. Simple.
Take control of your employee spending in just a couple of clicks. From spending limits, freezing cards or monitoring spend - our short video explains how it works.
Earn more
Every Employee Card can earn
Membership Rewards© points for
you. The more they use their Cards,
the more you'll earn.
Redeem more
Use your points for virtually anything
that appears on your statement -
from office supplies to dining and
fuel. 4
Travel further
Transfer your points into airline and
hotel loyalty programmes to enjoy
reward trips even sooner.4
Sharing the benefits too
Of course, your Employee Cardmembers enjoy all
the benefits that come with their Card, including insurance
protections on purchases and on travel bought on the Card.1
BUSINESS PLATINUM
You can apply for one complimentary Employee
Platinum Business Cards and an unlimited
number of Gold Business Cards
BUSINESS GOLD
You can apply for up to 99 complimentary
Employee business Gold Cards.
Important Information
1. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Supplementary Card(s).Supplementary Cardmembers must be aged 18 or over. Written details available on request. Approval subject to status and Terms and Conditions.
2. ‘No pre-set spending limit' does not mean unlimited spending. Your Card's spending power - the amount your business can spend - is dynamic and adjusts to your business needs. Find out more here.
Terms and conditions apply. Subject to status. We reserve the right to apply temporary spending limits in accordance with the Cardmember agreement.
3. Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions. Membership Rewards: Enrolment required. Award and usage of Membership Rewards points subject to subscribed Terms & Conditions of Membership Rewards Programme. Availability is subject to local laws and regulations.
4. Terms apply. All Rewards are subject to availability. Those available to you at any time will be shown on our website www.membershiprewards.co.uk. Visit www.membershiprewards.co.uk for full Membership Rewards Terms and Conditions.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Copyright© 2021. American Express Company. All Rights Reserved.
Boost your cash flow every month
Juggling cash flow is one of the biggest headaches for many businesses, so it's good to know your Card could extend your payment to suppliers by up to 54 calendar days.1
3 steps to improved cash flow
Purchase
Pay as many suppliers as you can
using your American Express®
Business Card.
Extra days
You will now have anything from 24
to 54 extra days before that item
is due for payment, depending on
when your purchase is made.1
Pay in full
Pay your Card statement in full
on the due date and you will
have boosted your cash flow
without charge.
Purchase any item the day after your Amex statement date and you could enjoy up to 54 extra days to pay.
Cash flow in action
The founders of The Hoxton Mix understood the
need for professionals to meet and seek out other
professionals to work together and improve their
business. When business rates increased they
faced cash flow challenges, as their customers are
small businesses too. See how The Hoxton Mix
managed their cash flow,while making their business
spend more rewarding.
Keeping everybody happy
Your supplier will be happy because you pay them on time. Your finance people will be delighted, because extended cash flow is always welcome. You can relax, knowing that if you pay your Card bill every month by direct debit, it makes life really easy.
So many places to use
your Business Card
It’s not all about travel and dining. You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. Lots of different suppliers will accept Card payments, from couriers and office supplies, to IT companies and photo libraries.
Piling on
the rewards
As well as boosting cash flow, virtually every time you use your Card you will also be earning extra rewards you can reinvest in the business, use for your staff or for yourself.2
The Card with flexible spending power
Your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs. Use your Card in the right way, and watch your spending power grow.3
Important Information
1. Platinum and Gold Business cards the maximum payment period on purchases is 54 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. Basic Business card the maximum payment period on purchases is 42 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
2. Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds.Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions. Membership Rewards: Enrolment required. Award and usage of Membership Rewards points subject to subscribed Terms & Conditions of Membership Rewards Programme. Availability is subject to local laws and regulations.
3. ‘No pre-set spending limit' does not mean unlimited spending. Your Card's spending power - the amount your business can spend - is dynamic and adjusts to your business needs. Find out more here.
Terms and conditions apply. Subject to status. We reserve the right to apply temporary spending limits in accordance with the Cardmember agreement.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 andauthorised and regulated by the Financial Conduct Authority.
Copyright© 2021. American Express Company. All Rights Reserved.
MANAGING REWARDS
Top tips to earn more points
All the time you’re building a business, you can be building your rewards at the same time. And it’s not just expenses. Essentials
like telephone or utility electricity bills can all earn you rewards too.
You earn 1 Membership Rewards point for every full £1 you spend on your Card.1 And there are lots of ways you can boost your
points balance. Just take a look at our top tips below:
You can use your Card to pay recurring bills like telecoms,
utilities and digital advertising. You may be surprised
how many of these suppliers accept American Express
Card payments, earning you extra rewards on everyday
business services.
You can use your Card to pay recurring bills like telecoms,
utilities and digital advertising. You may be surprised
how many of these suppliers accept American Express
Card payments, earning you extra rewards on everyday
business services.
Add your Business Card to your digital wallets or use Contactless and you can earn even more rewards on those quick
payments like coffees with colleagues or customers, and travel tickets.
Add your Business Card to your digital wallets or use Contactless and you can earn even more rewards on those quick
payments like coffees with colleagues or customers, and travel tickets.
You can earn 2 points for every £1 spent when you book
your flights, hotels, car hire or experiences through
American Express Travel. Why not book your next
business trip online today.2
You can earn 2 points for every £1 spent when you book
your flights, hotels, car hire or experiences through
American Express Travel. Why not book your next
business trip online today.2
It’s not all about travel and dining. All kinds of suppliers welcome Card payments, from couriers and office supplies, to IT companies and photo libraries. And that can help you to boost cashflow too. Why not ask your major suppliers if they accept card payments?
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It’s not all about travel and dining. All kinds of suppliers welcome Card payments, from couriers and office supplies, to IT companies and photo libraries. And that can help you to boost cashflow too. Why not ask your major suppliers if they accept card payments?
You can add an unlimited number of complimentary Supplementary or Employee Cards for employees or family members.3
You can add an unlimited number of complimentary Supplementary or Employee Cards for employees or family members.3
So many flexible ways to spend
Membership Rewards® is one of the most flexible loyalty programmes around, making it easy for you to reinvest your points in driving your business forward, or to reward employees or yourself for all the hard work.1
You can use your points to pay for virtually anything that appears on your statement. Just use your Amex App or Online Account and select the line items which you would like to pay for using your points.4
12,000
points
A quick client lunch to the value of £54
50,000
points
A new office printer costing £225
100,000
points
Paintballing for the office staff £450
You can use your points to pay for virtually anything that appears on your statement. Just use your Amex App or Online Account and select the line items which you would like to pay for using your points.4
12,000
points
A quick client lunch to the value of £54
50,000
points
A new office printer costing £225
100,000
points
Paintballing for the office staff £450
Did you know you can book flights, hotels, car hire and experiences
with your points at American Express Travel, your online travel portal.
You’ll find exclusive Cardmember deals there too. And you’ll earn more Membership Rewards points on your booking, when you pay with your Card.
Did you know you can book flights, hotels, car hire and experiences
with your points at American Express Travel, your online travel portal.
You’ll find exclusive Cardmember deals there too. And you’ll earn more Membership Rewards points on your booking, when you pay with your Card.
From millions of work items to all kinds of events, it’s easy to pay with your points at Amazon.co.uk and Ticketmaster. Just choose your items and look for the Pay with Points option at checkout.5
From millions of work items to all kinds of events, it’s easy to pay with your points at Amazon.co.uk and Ticketmaster. Just choose your items and look for the Pay with Points option at checkout.5
You can choose from a huge range of gift cards for business purchases from places like Apple, Costco and Hertz, or choose to reward or thank people with gift cards from places like Harrods, M&S or Boots.5
You can choose from a huge range of gift cards for business purchases from places like Apple, Costco and Hertz, or choose to reward or thank people with gift cards from places like Harrods, M&S or Boots.5
Lots of major retailers like Currys PC World and Tesco allow you to use points with SafeKey when you shop online. From office consumables to catering for a staff lunch, your points can pay the way.5
Lots of major retailers like Currys PC World and Tesco allow you to use points with SafeKey when you shop online. From office consumables to catering for a staff lunch, your points can pay the way.5
Are you a member of British Airways Executive Club or Virgin Atlantic Flying Club? You can transfer your points into these and many other leading airline loyalty programmes to help you secure reward flights faster.6
Are you a member of British Airways Executive Club or Virgin Atlantic Flying Club? You can transfer your points into these and many other leading airline loyalty programmes to help you secure reward flights faster.6
You can transfer your points to Hilton Honors, Marriott Bonvoy and Radisson Rewards to help you get closer to a
complimentary night away.7
You can transfer your points to Hilton Honors, Marriott Bonvoy and Radisson Rewards to help you get closer to a
complimentary night away.7
Important Information
1. Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.
2. Cardmembers enrolled in the American Express Membership Rewards programme will earn one additional Membership Rewards point in addition to their standard earn rate for virtually every full £1 spent on americanexpress.co.uk/travel. This excludes cruise bookings, Fine Hotels & Resorts and The Hotel Collection bookings. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.
3. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Supplementary Card(s). SupplementaryCardmembers must be aged 18 or over. Written details available on request. Approval subject to status and Terms and Conditions.
4. You can use your Points to apply a credit to your Card Account against certain eligible fees and/or purchases (Eligible Transactions). The rate at which we convert Points may vary and we will tell you what the conversion rate is when you arrange the redemption. The conversion rate is also on our website. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.
5. The types of Rewards available are subject to change. Those available to you at any time will be shown on our website at membershiprewards.co.uk.
6. Enrolment is required to receive programme benefits. Individual benefits vary by partner and are subject to availability. Please refer to each airline partner’s Terms and Conditions.
7. Enrolment is required to receive programme benefits. Individual benefits vary by partner and are subject to availability. Please refer to each hotel loyalty partner’s Terms and Conditions. American Express reserves the right to instruct Hotel Partners to cancel your membership if you cease to be a Cardmember or your Account is not in good standing. Benefits are subject to availability.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Copyright© 2021. American Express Company. All Rights Reserved.
BUSINESS VALUE
Could you be getting even more value for your business?
American Express can open the door to a host of benefits and opportunities designed to help grow your business.
| Gold
Platinum Value across the board
As the boundaries between work and home get more and more blurred, it’s good to know that Business Platinum delivers value across both.
Are you getting the most from your Card?
For an annual fee of £595 a year, Platinum brings you business, travel and lifestyle benefits that can all add up to fantastic value.
Whether it’s a quick decision to meet a client abroad, or a spur-of-the-moment family trip, sometimes you just have to get up and go.
Your comprehensive worldwide insurance benefits2 protect you, your family, and your Supplementary Cardmembers, whether travelling together or alone, on business and leisure trips of up to 120 day, with cover that includes:
- Medical Expenses And Repatriation to cover fees fordoctors or other medical professionals, medical expenses up to £2,000,000 and, if necessary, your return home
- Travel Inconvenience cover to pay for accommodation and refreshments with delayed flights/cancellations and missed connections, and compensation for delayed or lost luggage
- Personal belongings, money and travel documents forup to £2,000 of lost, stolen or damaged belongings (maximum £500 per item and £500 for money and travel documents per trip)
- Business travel accident insurance, which covers up to £450,000 travel accident insurance when travelling in a public vehicle during a business trip
- Trip cancellation that allows you to claim up to £7,500 for trips cancelled or cut short due to illness, accident or other circumstances beyond your control
- Car rental loss and damage with up to £50,000 cover for a stolen or damaged vehicle – including the excess.
- Other cover, including skiing and gap-year insurance for your children.
Whether it’s a quick decision to meet a client abroad, or a spur-of-the-moment family trip, sometimes you just have to get up and go.
Your comprehensive worldwide insurance benefits2 protect you, your family, and your Supplementary Cardmembers, whether travelling together or alone, on business and leisure trips of up to 120 day, with cover that includes:
- Medical Expenses And Repatriation to cover fees fordoctors or other medical professionals, medical expenses up to £2,000,000 and, if necessary, your return home
- Travel Inconvenience cover to pay for accommodation and refreshments with delayed flights/cancellations and missed connections, and compensation for delayed or lost luggage
- Personal belongings, money and travel documents forup to £2,000 of lost, stolen or damaged belongings (maximum £500 per item and £500 for money and travel documents per trip)
- Business travel accident insurance, which covers up to £450,000 travel accident insurance when travelling in a public vehicle during a business trip
- Trip cancellation that allows you to claim up to £7,500 for trips cancelled or cut short due to illness, accident or other circumstances beyond your control
- Car rental loss and damage with up to £50,000 cover for a stolen or damaged vehicle – including the excess.
- Other cover, including skiing and gap-year insurance for your children.
If you buy an eligible item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.3
If you buy an eligible item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.3
Should you return an eligible item for any reason within 90 days, your Card’s Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.3
Should you return an eligible item for any reason within 90 days, your Card’s Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.3
It’s not easy to keep up with the latest news when you’re busy running a business, but it’s great to have it at your fingertips. This complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, gives you 24/7 access to the latest news and views from quality journalists, all year round.4
It’s not easy to keep up with the latest news when you’re busy running a business, but it’s great to have it at your fingertips. This complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, gives you 24/7 access to the latest news and views from quality journalists, all year round.4
Our dedicated Business Account Management team can support your business with spend levels, merchant acceptance, and help you get the most rewards for your business spend. They may also have useful business insights to share from your sector, or from businesses of a similar size or set-up.5
Our dedicated Business Account Management team can support your business with spend levels, merchant acceptance, and help you get the most rewards for your business spend. They may also have useful business insights to share from your sector, or from businesses of a similar size or set-up.5
Unlike a Credit Card, your Card has no pre-set spending limit.6 This means that your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs. To help maximise your spending power, you can start spending and repaying the balance as soon as you get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait. You can find out more on how to maximise your spending power here.
Unlike a Credit Card, your Card has no pre-set spending limit.6 This means that your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs. To help maximise your spending power, you can start spending and repaying the balance as soon as you get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait. You can find out more on how to maximise your spending power here.
Juggling cash flow is one of the biggest headaches for many businesses. Find out how Business Platinum Card could help you enjoy up to 54 extra calendar days to pay.7
Juggling cash flow is one of the biggest headaches for many businesses. Find out how Business Platinum Card could help you enjoy up to 54 extra calendar days to pay.7
With an experienced team available 24/7, your Platinum Concierge is ready to help, no matter where you are. From recommending and booking the perfect restaurant to taking care of changing travel arrangements, it’s the easy way to unlock more of your benefits, day or night.
With an experienced team available 24/7, your Platinum Concierge is ready to help, no matter where you are. From recommending and booking the perfect restaurant to taking care of changing travel arrangements, it’s the easy way to unlock more of your benefits, day or night.
When you’re working hard to build a business,it’s good to know that you can earn rewards at the same time.8
When you’re working hard to build a business,it’s good to know that you can earn rewards at the same time.8
You can manage your Business Platinum Account, online or via the Amex App, 24/7, from virtually anywhere. Simply log in to American Express online or use your Amex app to check balances, recent transactions and statements, pay your bill, check your Membership Rewards balance and register for exclusive offers and updates.
You can manage your Business Platinum Account, online or via the Amex App, 24/7, from virtually anywhere. Simply log in to American Express online or use your Amex app to check balances, recent transactions and statements, pay your bill, check your Membership Rewards balance and register for exclusive offers and updates.
You can request one complimentary Business Platinum Card and an unlimited number of complimentary Business Gold Cards to boost benefits, control and rewards.9
You can request one complimentary Business Platinum Card and an unlimited number of complimentary Business Gold Cards to boost benefits, control and rewards.9
The mobile messaging feature in your Amex App puts Platinum Service and Concierge in your pocket. Now you can message from anywhere, at no charge, knowing we’ll take care of it, while you get on with your day.
The mobile messaging feature in your Amex App puts Platinum Service and Concierge in your pocket. Now you can message from anywhere, at no charge, knowing we’ll take care of it, while you get on with your day.
Gold value for your business
As the boundaries between work and home get more and more blurred, it’s good to know Business Gold is designed to bring you value across both.
Whether you’re on a business trip or taking a break, book your travel on your Card and you’re covered with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.10
Whether you’re on a business trip or taking a break, book your travel on your Card and you’re covered with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.10
If you buy an eligible item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.10
If you buy an eligible item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.10
Should you return an eligible item for any reason within 90 days, your Card’s Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.10
Should you return an eligible item for any reason within 90 days, your Card’s Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.10
Unlike a Credit Card, your Card has no pre-set spending limit.6 This means that your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs. To help maximise your spending power, you can start spending and repaying the balance as soon as you get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait. You can find out more on how to maximise your spending power here.
Unlike a Credit Card, your Card has no pre-set spending limit.6 This means that your Card's spending power - the amount your business can spend - is dynamic and can adjust to your business needs. To help maximise your spending power, you can start spending and repaying the balance as soon as you get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait. You can find out more on how to maximise your spending power here.
Juggling cash flow is one of the biggest headaches formany businesses. Find out how Business Gold Card could help you enjoy up to 54 extra calendar days topay.7
Juggling cash flow is one of the biggest headaches formany businesses. Find out how Business Gold Card could help you enjoy up to 54 extra calendar days topay.7
When you’re working hard to build a business, it’s good to know that you can earn rewards at the same time.8
When you’re working hard to build a business, it’s good to know that you can earn rewards at the same time.8
You can request up to 99 complimentary Business Gold Cards to boost benefits, control and rewards.9
You can request up to 99 complimentary Business Gold Cards to boost benefits, control and rewards.9
Important Information
1. Values have been calculated based on average Business Platinum Cardmember usage and/or published value of similar memberships and purchases. Lounge access value based on 2 x Prestige Priory Pass subscriptions.Supplementary Cards value based on 2 x Supplementary Cards benchmarked against local competitor price.
2. Terms, Conditions and exclusions apply. Descriptions of Platinum Card insurance coverages are provided on this site for informational purposes only. The Terms and Conditions provide complete coverage information and supersede all other sources. To view the Terms and Conditions visit americanexpress.com/uk/terms.
3. Purchase and Refund Protection. Description of Platinum insurance coverages are provided in this document for informational purposes only. The Terms and Conditions provide complete coverage information and supersede all other sources. For the full list of Terms and Conditions, please go to americanexpress.co.uk/welcomeplatinum. Subject to enrolment.
4. Benefit is an annual digital subscription to The Times and The Sunday Times. Benefit is available in digital form only and is not available as a paper subscription. You must enrol to access benefit. American Express reserves the right to instruct The Times and The Sunday Times to cancel your benefit if you cease to be a Platinum Cardmember. Benefit is subject to the Terms and Conditions of The Times and The Sunday Times which are available at www.thetimes.co.uk/static/terms-and-conditions/. Benefit subject to change. Please visit americanexpress.co.uk/platinum for full Terms and Conditions.
5. Benefit is access to the services of American Express’s Business Account Management Team. New Cardmembers will be contacted via telephone by one of the team within approximately 30 days of Account activation. Benefit is provided via telephone to the primary cardholder only and is and not accessible to supplementary cardholders. Benefit includes commercial servicing only. Card services, travel services and concierge services are not provided by the Business Account Management Team and should be accessed separately via MYCA, online at americanexpress.com/uk/welcomeplatinum or via our dedicated servicing team on 0800 032 7106. Benefit subject to change.
6. 'No Preset Spending Limit' does not mean unlimited spending. Your Card's spending power - the amount your business can spend - is dynamic and adjusts to your
business needs.
7. The full 54 days to pay is obtained only if you spend on individual purchases the first day of the new statement period and repay the balance in full on the due date.
8. Membership Rewards points are not earned on balance transfers, cash advances, American Express travellers cheque purchases, foreign exchange, fees and interest charges for returned payments, finance charges, late paymentand referral charges, fees/charges including joining, annual and Membership Rewards fees. Membership Rewards Terms and Conditions apply to all Membership Rewards points redemptions. Visit membershiprewards.co.uk/terms.
9. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Supplementary Card(s). SupplementaryCardmembers must be aged 18 or over. Written details available on request. Approval subject to status and Terms and Conditions.
10. Full details of the travel protection benefits currently available can be found in the Terms and Conditions available at Gold Business Charge Card Insurance Terms and Conditions. . Please read this to understand the limits and exclusions that may apply.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Copyright© 2021. American Express Company. All Rights Reserved.
TRAVEL & LIFESTYLE
Enjoy travel, dining, events, and more
From the convenience and comfort of airport lounges to the chance to buy tickets for events before the general public, we can help you to explore business travel and lifestyle opportunities, home and abroad.
| Gold
Whether you're travelling for business or to get away from it, you and a guest can enjoy complimentary access to over 1,200
lounges across more than 140 countries around the world.1
Whether you're travelling for business or to get away from it, you and a guest can enjoy complimentary access to over 1,200
lounges across more than 140 countries around the world.1
Wherever you're headed, your benefits protect
you, your family, and your Supplementary
Platinum Cardmember, on business and leisure
trips of up to 120 days.2
Wherever you're headed, your benefits protect
you, your family, and your Supplementary
Platinum Cardmember, on business and leisure
trips of up to 120 days.2
Book flights, hotel stayes, car hire and experiences and you'll earn 2 Membership Rewards points for every £1 you spend.
And you can pay with your points, your Business Platinum Card, or a combination of both.3
Book flights, hotel stayes, car hire and experiences and you'll earn 2 Membership Rewards points for every £1 you spend.
And you can pay with your points, your Business Platinum Card, or a combination of both.3
You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. You may be surprised how many of these suppliers accept American Express Card payments, earning you extra rewards on everyday business services. 4
You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. You may be surprised how many of these suppliers accept American Express Card payments, earning you extra rewards on everyday business services. 4
When you use your Card to book travel with Platinum Concierge, you may recieve exclusive preferential fares and benefits
on First, Business, Premium, or Economy tickets with our partner airlines. Contact your Platinum Concierge direct from the
Amex app to learn more. 5
When you use your Card to book travel with Platinum Concierge, you may recieve exclusive preferential fares and benefits
on First, Business, Premium, or Economy tickets with our partner airlines. Contact your Platinum Concierge direct from the
Amex app to learn more. 5
When business takes you away, staying somewhere special can transform your trip. Fine Hotels & Resorts brings you a collection
of over 1,000 hand-selected iconic 5-star properties worldwide, offering complimentary benefits worth and average total value of
£400 per stay.6
When business takes you away, staying somewhere special can transform your trip. Fine Hotels & Resorts brings you a collection
of over 1,000 hand-selected iconic 5-star properties worldwide, offering complimentary benefits worth and average total value of
£400 per stay.6
From New York to St Barts, you can enjoy a £150 statement
credit on onefinestay private homes bookings, as well as
personal welcome, 24/7 support and tailored amenities.7
From New York to St Barts, you can enjoy a £150 statement
credit on onefinestay private homes bookings, as well as
personal welcome, 24/7 support and tailored amenities.7
It's always good to feel extra-welcome. With Business Platinum you can fast-track to higher tier hotel loyalty programmes,
enjoying benefits normally reserved for loyal customers with Hilton, Shangri-La Hotels & Resorts, Marriott BonvoyTM and more.8
It's always good to feel extra-welcome. With Business Platinum you can fast-track to higher tier hotel loyalty programmes,
enjoying benefits normally reserved for loyal customers with Hilton, Shangri-La Hotels & Resorts, Marriott BonvoyTM and more.8
Whether you're in an urban jungle or a real one, there's always a possibility that things can go wrong. Global Assist® is here to
help. If you run into trouble, assistance is just a phone call away, 24/7.
Whether you're in an urban jungle or a real one, there's always a possibility that things can go wrong. Global Assist® is here to
help. If you run into trouble, assistance is just a phone call away, 24/7.
*Average value based on Fine Hotels & Resorts bookings in 2017 for stays of two nights. Benefits include daily breakfast for two, room upgrade when available, US$100 amenity, guaranteed 4pm late check-out, noon check-in when available, and complimentary Wi-Fi. Room upgrade not guaranteed; certain room categories not eligible for upgrade. US$100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
When business takes you away, staying somewhere special can transform your trip. Business lunch or a night out with friends,
we hold reserved tables for Platinum Cardmembers at some of the best restaurants on the planet. Now, you can book direct
from the Amex App, perfect for spontaneous dining decisions, as well as carefully planned occasions.9
When business takes you away, staying somewhere special can transform your trip. Business lunch or a night out with friends,
we hold reserved tables for Platinum Cardmembers at some of the best restaurants on the planet. Now, you can book direct
from the Amex App, perfect for spontaneous dining decisions, as well as carefully planned occasions.9
You can enjoy special access and exclusive
allocations to sought-after events and exclusive
benefits - like a complimentary glass of fizz -
available at over 200 specially selected restaurants
around the world.10
You can enjoy special access and exclusive
allocations to sought-after events and exclusive
benefits - like a complimentary glass of fizz -
available at over 200 specially selected restaurants
around the world.10
You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. You may be surprised how many of these suppliers accept American Express Card payments, earning you extra rewards on everyday business services. 11
You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. You may be surprised how many of these suppliers accept American Express Card payments, earning you extra rewards on everyday business services. 11
It’s great to escape the crowds when you’re heading out on business. Your Lounge ClubTM membership card entitles you to enjoy two complimentary visits to over 1,200 lounges across more than 140 countries around the world, regardless of which airline orclass of cabin you choose.
It’s great to escape the crowds when you’re heading out on business. Your Lounge ClubTM membership card entitles you to enjoy two complimentary visits to over 1,200 lounges across more than 140 countries around the world, regardless of which airline orclass of cabin you choose.
Whether you’re on a business trip or taking a break, book your travel on your Card and you’re covered with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.2
Whether you’re on a business trip or taking a break, book your travel on your Card and you’re covered with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.2
Book flights, hotel stays, car hire and experiences and you’ll earn 2x Membership Rewards® points. And you can pay with your points, your Business Gold Card, or a combination of both.3
Book flights, hotel stays, car hire and experiences and you’ll earn 2x Membership Rewards® points. And you can pay with your points, your Business Gold Card, or a combination of both.3
We all appreciate those little extras when we’re away from home. Stay two consecutive nights at properties in The HotelCollection and you’ll get a US$100 credit to spend on a dinner or a spa treatment, as well as a room upgrade at check-in (when available).
We all appreciate those little extras when we’re away from home. Stay two consecutive nights at properties in The HotelCollection and you’ll get a US$100 credit to spend on a dinner or a spa treatment, as well as a room upgrade at check-in (when available).
You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. You may be surprised how many of these suppliers accept American Express Card payments, earning you extra rewards on everyday business services. 10
You can use your Card to pay recurring bills like telecoms, utilities and digital advertising. You may be surprised how many of these suppliers accept American Express Card payments, earning you extra rewards on everyday business services. 10
Have you ever got off a plane and stood in a car hire queue for what felt like almost as long as the flight? Not any more. You can join Hertz Gold Plus Rewards and enjoy fast-track service, along with a host of other benefits4:
Have you ever got off a plane and stood in a car hire queue for what felt like almost as long as the flight? Not any more. You can join Hertz Gold Plus Rewards and enjoy fast-track service, along with a host of other benefits4:
It’s so easy to save on dining, travel, shopping and more, with exclusive offers via your online Account or Amex App.11
It’s so easy to save on dining, travel, shopping and more, with exclusive offers via your online Account or Amex App.11
Whether you’re in an urban jungle or a real one, there’s always a possibility that things can go wrong. Global Assist® is here to help. If you run into trouble, assistance is just a phone call away, 24/7.
Whether you’re in an urban jungle or a real one, there’s always a possibility that things can go wrong. Global Assist® is here to help. If you run into trouble, assistance is just a phone call away, 24/7.
Important Information
1.Global Lounge Collection®. For full Terms and Conditions for Global Lounge Collection®, please visit americanexpress.co.uk/welcomeplatinum
2. Terms and Conditions apply. Full details of the travel protection benefits currently available can be found in the Terms and Conditions at americanexpress.com/uk/terms.
3. Cardmembers enrolled in the American Express Membership Rewards programme will earn one additional Membership Rewards point in addition to their standard earn rate for virtually every full £1 spent on americanexpress.co.uk/travel. This excludes cruise bookings, Fine Hotels & Resorts and The Hotel Collection bookings. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.
4. Enrolment is required to access the benefits. More information on: travel.americanexpress.co.uk/
5. Terms and Conditions apply. Please visit americanexpress.com/uk/business/platinum to view the full Terms andConditions.
6. Available for Platinum Charge Cardmembers and excludes Platinum Credit Cardmembers who are not also Platinum Charge Cardmembers. Cardmember must travel on itinerary booked to be eligible for benefits described. Participating Fine Hotels & Resorts properties and benefits are subject to change.
7. Benefit amount is £150. Benefit available only for main UK Business Platinum Cardmembers (“EligibleCardmembers”). Eligible Cardmembers do not include Supplementary Cardmembers. Eligible Cardmembers must enrol in advance to register for the Benefit. Please visit americanexpress.co.uk/businessplatinum for full Terms and Conditions.
8. Enrolment is required to receive programme benefits. Individual benefits vary by partner and are subject to availability. Please refer to each hotel loyalty partner’s Terms and Conditions. American Express reserves the right to instruct Hotel Partners to cancel your membership if you cease to be a Platinum Cardmember or your Account is not in good standing. Benefits are subject to availability. Call Platinum Concierge for details of each partner’s Terms and Conditions.
9. Reservations are based on a first come, first served basis. In the event of a reservation cancellation, the Cardmember will be subject to the restaurant’s cancellation policy, which will be communicated to the Cardmember by Concierge at the time of booking. Concierge is not responsible for informing the restaurant of your dietary restrictionsor for the restaurant being able to accommodate the restrictions; we ask that you provide this information directly tothe restaurant.
10. Events and tickets are subject to availability and to all applicable service charges and taxes. American Express and Partner Terms and Conditions apply, visit americanexpress.co.uk/welcomeplatinum or call your Platinum Concierge for a list of full Terms and Conditions.
11. Eligible Cards include Consumer or Small Business Cards issued by American Express UK. Ineligible Cards include American Express Prepaid or Corporate Cards. The account under which the Eligible Card is issued must be active and not in default or (in our reasonable opinion) at risk of default.
Offer Terms and Conditions apply. Please see individual offers for details. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Copyright© 2021. American Express Company. All Rights Reserved.
AmexExpense
Make expenses easy with our App today
Discover how simple your spending and reimbursement could be with AmexExpense, a new, free benefit for Cardmembers. Our streamlined, mobile-friendly service saves time at every level by empowering you and your staff to scan, upload and approve expenses in seconds.
Already registered? Login to AmexExpense
One simple system, so you can stress less
AmexExpense brings together expenses, mileage, and company cards in one place, allowing your employees to input information quickly and simply via mobile. Finance data arrives coded and checked so you can easily reconcile, monitor and approve on the go.
Time is money – why waste it?
You’d probably rather your business could focus more on earning than spending. That’s where AmexExpense comes in, automating your Accounts for a seamless end-to-end process. Plus our App can integrate with your existing software in minutes, so no snags there either.
Stay in control, wherever you are
With AmexExpense, you can keep on top of spending in real-time, both day to day and as an overview. This makes auditing easier and compliance a breeze – your company’s expense policy is automatically followed. Just use your mobile to approve or review expenses, even out and about.
3 steps to expense success
How the App works across a business – though it’s great for individuals, too:
1. From office furniture and online ads to lunches and business trips – employees can upload receipts and invoices as they go via their mobile
2. You or your employee’s manager receives a phone notification to review the expense, which arrives coded, checked and correct
3. Expense reports are ready to be exported to your accounting software, saving you or your finance manager time
Already registered? Login to AmexExpense
It’s easy to create an Account and start using AmexExpense at your business. If you have any questions, just let us know.
Yes, it’s for everybody with an Amex Card, even sole traders. Who wouldn’t want to be able to speed up their expense process from their phone? Exactly.
Great news. So, what kind of transactions can AmexExpense help with?
Even if your company now does most of its business remotely, AmexExpense helps with so much more than just client entertaining and business travel. Think online advertising, office equipment, grabbing a coffee at a work gig – now you and your employees can quickly and easily allocate your expenses to the right project.
OK, but how does the expense get into my phone?
Simply scan your receipt using the App and enter the information – our smart technology can even fill in some fields for you, learning as it goes. No paper receipt? No problem. Just forward the email to expense@amex.findity.com and a new expense will be automatically created – see the App itself for more details.
Yes, it’s for everybody with an Amex Card, even sole traders. Who wouldn’t want to be able to speed up their expense process from their phone? Exactly.
Great news. So, what kind of transactions can AmexExpense help with?
Even if your company now does most of its business remotely, AmexExpense helps with so much more than just client entertaining and business travel. Think online advertising, office equipment, grabbing a coffee at a work gig – now you and your employees can quickly and easily allocate your expenses to the right project.
OK, but how does the expense get into my phone?
Simply scan your receipt using the App and enter the information – our smart technology can even fill in some fields for you, learning as it goes. No paper receipt? No problem. Just forward the email to expense@amex.findity.com and a new expense will be automatically created – see the App itself for more details.
Easy. Navigate to ‘My purchases’ and select ‘Add connection’. You can then connect with your chosen Amex Card (you’ll need your user ID and password). Once that’s done, you’ll start to see your transactions under ‘My purchases’ – you don’t even need to scan them.
Did I say Card? I meant Cards. How can I pair multiple Amex Cards with my App?
Same process – just follow the steps above. You can also switch between Cards in the ‘My purchases’ section to see your different transactions.
And my employees can pair it with their Cards too?
Absolutely! You may even decide to empower more of your team with their very own Amex Card, as it’s easier than ever to set limits and approve or reject expenses in real-time.
Easy. Navigate to ‘My purchases’ and select ‘Add connection’. You can then connect with your chosen Amex Card (you’ll need your user ID and password). Once that’s done, you’ll start to see your transactions under ‘My purchases’ – you don’t even need to scan them.
Did I say Card? I meant Cards. How can I pair multiple Amex Cards with my App?
Same process – just follow the steps above. You can also switch between Cards in the ‘My purchases’ section to see your different transactions.
And my employees can pair it with their Cards too?
Absolutely! You may even decide to empower more of your team with their very own Amex Card, as it’s easier than ever to set limits and approve or reject expenses in real-time.
AmexExpense easily integrates with Xero, Quickbooks, Sage and more, then delivers complete supporting documents that match your accounting software’s format. It’s quick and easy to get everything set up – without bothering your IT team.
And how can I make sure my team use it?
Once you’ve set up your account, you’ll be able to send an email invitation to your employees. It’s easy for them to get started and once they do, they’ll quickly realise how much time they’re saving. In fact, they may wonder how they ever did business without it…
Sounds simple enough! But if we do need help, where can we go?
Our intuitive App will guide them through – no need for any training. But if you do need a little help or advice on getting the most from AmexExpense, just contact us.
AmexExpense easily integrates with Xero, Quickbooks, Sage and more, then delivers complete supporting documents that match your accounting software’s format. It’s quick and easy to get everything set up – without bothering your IT team.
And how can I make sure my team use it?
Once you’ve set up your account, you’ll be able to send an email invitation to your employees. It’s easy for them to get started and once they do, they’ll quickly realise how much time they’re saving. In fact, they may wonder how they ever did business without it…
Sounds simple enough! But if we do need help, where can we go?
Our intuitive App will guide them through – no need for any training. But if you do need a little help or advice on getting the most from AmexExpense, just contact us.
Terms Apply
Sources for statistics, starting from top: Visual 1 is based on internal benchmarking and 2019 Travel and Expense Management Trends Report, Certify, Inc; Visual 2 is based on 2021 Travel and Expense Management Trends Report, Emburse; Visual 3 is based on 2019 Travel and Expense Management Trends Report, Certify, Inc. Your own experience with AmexExpense could vary by individual, phone type, connection speed or other factors. ‘Complete’ in the context of Visual 2 includes both processing and checking an expense report. These figures are for indicative reference only and Amex accepts no liability for the benchmarks and timings within your own business, whether manually or with the AmexExpense App.
Not what you were looking for? Check out the American Express App instead.