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American Express Basic Business Card

American Express® Basic Business Card

The American Express® Basic Business Card
Annual Fees: £0
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  • Annual Fees:£0

Key Benefits

No pre-set spending limit

A payment Card with no pre-set spending limit3 - this Card offers you all the basics you need to make purchases. Plus, no annual Card fee.

Cashflow Management

With up to 42 days payment period on purchases5.

World Class Service

Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.
Cashflow Management
The American Express® Basic Business Card could help provide you with control over your cashflow.
The American Express® Basic Business Card could help provide you with control over your cashflow.

With up to 42 days payment period on purchases.

With up to 42 days payment period on purchases.

If you are currently paying for your expenses by cash, invoice or cheque the payment will leave your account right away. Whereas, with the Basic Business Card you have up to 42 days until your payment is due so you can keep money in your account for longer and have more flexibility when managing your finances5.
  • Just pay your balance in full every month.

No pre-set spending limit

No pre-set spending limit

The Basic Business Card has no pre-set spending limit which means you have purchasing power to help you do business daily and when you need to make larger item purchases1
  • Your purchasing capacity evolves according to the needs of your business and adjusts based on your current spending patterns, payment history, credit record and financial resources.

Compare our Business Cards

WELCOME OFFER
-
WELCOME OFFER
Earn 40,000 bonus Membership Rewards® points if you are approved and spend £6,000 in the first three months of Cardmembership1 - enough for two business class return flights from London to Berlin Terms, taxes, fees and charges apply.
WELCOME OFFER
Earn 20,000 bonus Membership Rewards® points if you are approved and spend £3,000 in the first three months of Cardmembership2 - enough for two business class return flights from London to selected European destinations such as Berlin
CARD OVERVIEW
A payment card with no pre-set spending limit - this Card offers you the basics you need to make purchases.
CARD OVERVIEW
Exclusively for Businesses, the Card with premium travel benefits and rewards.
CARD OVERVIEW
Exclusively for Businesses, you could turn business purchases into rewards and keep your cashflow, flowing.
ANNUAL FEE
£0
ANNUAL FEE
£450
ANNUAL FEE
£125
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American Express® Basic Business Card

World Class Service

World Class Service

  • Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.

Protection

Protection

  • Emergency Card Replacement - no matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

Business account management

Business account management

24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.
  • You can also access the most important account information when you’re on the go via our mobile website, or as a downloadable app for iPhone and Android devices.
Am I Eligible?
To save time before applying, it’s best to make sure you can say yes to the following:
    • The business has a current UK Bank or Building Society account
    • You/The business have/has no County Court Judgements for non-payment of debt
    • You are aged 18 or over
    • You have a permanent UK home address

    Need more information?

    Speak to a specialist on:

    0800 085 7732
    Speak to a specialist: 0800 085 7732
    Request A Call BackApply Now

    Work for a large business or Corporation?

    LEARN MORE ABOUT OUR CORPORATE CARDS & PROGRAMMES
    Terms & conditions
    Terms & Conditions
    Please ensure that you have read and downloaded these important documents before starting your application.
      • 1. If you are approved and spend £6,000 on purchases on the Account within the first three months of Cardmembership, 40,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platium Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
      • 2. If you are approved and spend £3,000 on purchases on the Account within the first three months of Cardmembership, 20,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platium Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
      • 3. No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.
      • 4. Payment Period

        4.1 Platinum and Gold Business cards the maximum payment period on purchases is 54 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.

        4.2 Basic Business card the maximum payment period on purchases is 42 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
      • 5. Cardmembers will earn one additional Membership Rewards point in addition to their standard earn rate for every full £1 spent on eligible prepaid hotels, flights, car hire and experiences on the American Express Travel UK website americanexpress.co.uk/travel, excluding cruise bookings. Products that are booked on americanexpress.co.uk/travel which are not prepaid, but are paid directly to the supplier are not eligible to earn the additional Membership Rewards points. When paying with a combination of your American Express Card and Membership Rewards points, only the value applied to the Card is eligible to earn Membership Rewards points and Membership Rewards Terms and Conditions found at membershiprewards.co.uk/terms will apply. Please allow up to 10 weeks for Membership Rewards points to be credited to your account
      • 6. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Supplementary Card(s). Supplementary Cardmembers must be aged 18 or over. Written details available on request. Approval subject to status and Terms and Conditions.