The American Express® Business Gold Card
New American Express® Cardmembers earn 20,000 bonus Membership Rewards® points when you spend £3,000 in the first three months of Cardmembership.2
Annual Fees: £175 (£0 in first year)
- Annual Fee:No Annual Fee for the first 12 months, and then it’s just £175 per year after that.
- Cashflow Management:With up to 54 days payment period on purchases and no pre-set spending limit, money management is more flexible. Just pay off your balance in full every month.
Cashflow Management
Greater control over your cashflow
Greater control over your cashflow
- If you pay for your expenses by cash, invoice or cheque, the payment will leave your Account right away. With Amex Business Gold you have up to 54 days payment period on purchases, so your cash can stay in your Account for longer, making money management more flexible.5 Simply pay your balance in full every month.
No pre-set spending limit
No pre-set spending limit
With no pre-set spending limit, you have the opportunity to invest in your business3 and maximise your Membership Rewards at the same time.
- Amex Business Gold gives you the flexibility to spend more if your purchase, payment and credit history look good.
Complimentary Employee Cards
Complimentary Employee Cards
- Stay in control with your Online Account and American Express® App. Keep your eyes on spend, set limits on Cards or even freeze them. Whatever works for you.
- Consolidate all your business spending under one Business Card Account, see exactly where your money is going and save time when tracking and sorting expenses.
- Maximise your chance to build Membership Rewards® points. Purchases on Employee Cards all count towards that total.
Make your expense process even easier
Make your expense process even easier
Our new, complimentary AmexExpense App makes your expense process even easier and quicker for you and your staff. Scan, upload and approve expenses in seconds. Integrate with Xero, Quickbooks, Sage and more for a seamless end-to-end system. Download and create an Account today15.
Compare our Business Cards
ANNUAL FEE
£175 (£0 in first year)
ANNUAL FEE
£595
ANNUAL FEE
£0
WELCOME OFFER
New Cardmembers earn 20,000 bonus Membership Rewards ® points when they spend £3,000 in the first three months of Cardmembership 2 (if you are approved). That’s enough for two economy return flights from London to selected European destinations such as Berlin. Terms, taxes, fees and charges apply. 18+ subject to status.
WELCOME OFFER
New Cardmembers earn 40,000 bonus Membership Rewards® points when they spend £6,000 in the first three months of Cardmembership 1 (if you are approved). That’s enough for two business return flights from London to selected European destinations such as Berlin. Terms, taxes, fees and charges apply. 18+ subject to status.
WELCOME OFFER
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CARD OVERVIEW
Exclusively for businesses, the Card which works harder to turn business purchases into rewards and keep your cashflow, flowing.
CARD OVERVIEW
Exclusively for Businesses, the Card with premium travel benefits and rewards.
CARD OVERVIEW
A payment card with no pre-set spending limit - this Card offers you the basics you need to make purchases.
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Rewards and Access

Spending on your Amex Business Gold Card rewards your business. Watch your Card work for you:
- For every full £1 you spend on your Card, you’ll earn 1 Membership Rewards point – and there’s no limit, so you can stack up the points to your heart’s content, as long as your Account is open and up to date.
- The same goes for Employee Cards on the Account, so your employee’s spending will keep the rewards coming in.
- Amex Business Gold also earns you 10,000 extra Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 bonus points per year.
- Plus, earn one additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel. You can then use your points, your Card or a combination of both to pay for your booking including any taxes and charges10.
Redeeming Points
Turn Membership Rewards points into team lunches, office supplies, online advertising... and that's just the beginning.

REWARD YOURSELF, YOUR EMPLOYEES OR CLIENTS
From spa day experiences to department store Gift Cards and eCodes, use your points to reward those people going above and beyond for your business. Our partners include House of Fraser, M&S, Laithwaite's Wine, Molton Brown, and SpaFinder Wellness 365 – just to name a few.

REINVEST IN YOUR BUSINESS
You can redeem your points for a statement credit that will boost your bottom line. Alternatively, redeem for rewards from popular brands such as Apple or Gift Cards from Currys PC World.

TRAVEL
Transfer points you've earned on your business spend to one of our partner's frequent traveller programmes, and use them to enjoy hotel stays, flights, dining and more - for business or pleasure. Our partners include British Airways, Marriott Bonvoy™, and Virgin Atlantic. Minimum, maximum and increments apply to points transfers and vary by partner. Reward bookings are subject to taxes and fees.
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Superior savings, service and support
Super savings
Super savings
Amex Business Gold brings you over £500 per year in discounts that your bottom line will love. Savings with Airbnb, Amazon.co.uk, British Airways, BP, Deliveroo, Lidl, Nando’s, Now TV, Hackett, PayPal and Sainsbury’s are just a select few.
Get rewarded for your international business spend
Get rewarded for your international business spend
Whether you’re paying suppliers overseas, receiving payments or securing the best rates for foreign exchange – you can benefit from earning Membership Rewards® on your American Express® Business Gold Card with our FX International Payments Account. Start today with no set up fees, no minimum or maximum transfer limits and a Dedicated FX Specialist to support you. Click here to find out more.
£100 Annual Dell Technologies Statement Credit
£100 Annual Dell Technologies Statement Credit
You are doing more for your business, so we’re doing more for you. We understand business might be changing, and technology will help play a key role in helping to keep your business moving forward. This exclusive benefit from Dell Technologies will provide extra value, when you need it most.
Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled. That's up to £100 in statement credits annually. Only the Basic Cardmember can enrol the Card Account into the benefit.
Once enrolled, you can purchase online by visiting www.dell.co.uk/amex or by contacting a dedicated Dell Technologies Advisor on 0800 169 1745.
Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled. That's up to £100 in statement credits annually. Only the Basic Cardmember can enrol the Card Account into the benefit.
Once enrolled, you can purchase online by visiting www.dell.co.uk/amex or by contacting a dedicated Dell Technologies Advisor on 0800 169 1745.
World Class Service
World Class Service
Ever feel like you could do with a little help? Amex Business Gold gives you more than just a way to spend, with a great range of resources designed to help you keep control of your business expenses and give you extra peace of mind.
Global Assist®
Global Assist®
If you’re away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.
Emergency Card Replacement
Emergency Card Replacement
No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.
Business Account management
Business Account management
24-hour online business Account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.
- Travelling to a meeting? You can still access your Account information when you’re on the go via your Online Account, or as a downloadable app for iPhone and Android devices.
Insurance and Protection
Travel Accident and Travel Inconvenience Insurance
Travel Accident and Travel Inconvenience Insurance
- On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.12
Purchase Protection
Purchase Protection
- Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item.
Refund Protection
Refund Protection
- Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.
Am I Eligible?



Need more information?
Speak to a specialist on:
0800 085 7732
Speak to a specialist on: 0800 085 7732