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British Airways American Express® Accelerating Business Card

Earn 30,000 bonus Avios when you spend £5,000 in the first three months of Cardmembership. 17
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  • Representative Example
  • Annual Fee:
    £25015
  • Purchase rate:
    22.2% p.a. variable16
  • Representative APR:
    96.7% variable
  • Based on:Assumed Borrowing of £1,200
  • Take your business further:The Business Credit Card with the highest Avios earn rate on your everyday business spend getting you to your next trip faster.

Key Benefits

The richest Avios rewards for business spend

Earn 1.5 Avios for every £1 spent on everyday purchases18 on your Credit Card, plus earn double On Business Points with British Airways.3

Get up to 30,000 bonus Avios annually

Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year.4

Flexible Cashflow Management

Your Credit Card gives you access to up to 56 calendar days without interest (when you pay your balance in full) or the choice to pay over time with interest.5

Making your everyday business spend more rewarding

The British Airways American Express Accelerating Business Card makes it easier to boost your Avios balance with your everyday business spend.

There are lots of ways to spend Avios such as reward flights, car hire, hotels and upgrades, so you can give yourself more leg room whilst controlling your budget.
The British Airways American Express Accelerating Business Card makes it easier to boost your Avios balance with your everyday business spend.

There are lots of ways to spend Avios such as reward flights, car hire, hotels and upgrades, so you can give yourself more leg room whilst controlling your budget.

Earn Avios every day

Earn Avios every day

Earn 1.5 Avios for every £1 spent on your Credit Card18 which you can save up or redeem now for your future travel plans.

Let your everyday business expenses get you to your next holiday destination faster. From advertising spend to Web storage your Avios balance can be quickly built up, ready for when you need it
  • Avios can be used to book reward flights and cabin upgrades with British Airways, and other airline partners. You can also choose to part-pay a flight fare in Avios or book hotel stays, car hires and more.8

Reward your business every year

Reward your business every year

Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year.4
  • From everyday business expenses to larger supplier items you'll earn Avios in line with your business spend. With three individual tiers, your rewards balance evolves with your business.
  • Your Avios Annual Bonus resets on 1 January each year, helping you to keep track of your rewards and maximise your bonus earning potential.
  • You’ll have a chance to earn up to three bonuses between when you are approved and the end of December, before your Avios Annual Bonus resets again.
  • Any spend from Employee Cardholders linked to your Card Account will help you get closer to that next bonus.

Earn double On Business Points

Earn double On Business Points

On Business is the British Airways loyalty programme for businesses, designed with travel savings and flexibility in mind.

Exclusively with this Card you will earn 2 On Business Points for every eligible £1 spent on British Airways flights
3 (that’s double the normal earn rate). This is in addition to your everyday Avios.
  • On Business Points can be redeemed on any available flight across British Airways, Iberia and American Airlines routes. Allowing you to redeem your Points for that last minute business trip, up to one day before travel.9
  • Benefit from greater travel flexibility to change, cancel or upgrade your flight booking up to 24 hours before departure of your first flight at no extra charge.9

Increase your cashflow

Increase your cashflow

Your Credit Card offers payment flexibility so you can decide how to support the cashflow for your business.
  • Access 56 calendar days without interest payment terms (when you pay your balance in full).5
  • Or choose to pay your balance over time with interest.5

Get complimentary Employee Cards

Get complimentary Employee Cards

  • You can apply for up to 99 complimentary Employee Cards for your employees so you can consolidate your business expenditure and track all spend under one business Account7. Plus, spend on your Employee Cards can help build up your Avios8 and On Business Points.9

Compare our Business Cards

REPRESENTATIVE EXAMPLE
Annual Fee: £25015

Purchase rate: 22.2% p.a. variable


Representative APR: 96.7% variable
16

Based on: Assumed Borrowing of £1,200
ANNUAL FEE
£595
ANNUAL FEE
£175 (£0 in first year)
WELCOME OFFER
30,000 bonus Avios if you are approved and spend £5,000 in the first three months of Cardmembership 17. Enough for one off peak economy return flight from London to over 50 European destinations 19.
WELCOME OFFER
New Cardmembers earn 40,000 bonus Membership Rewards® points when they spend £6,000 in the first three months of Cardmembership2 (if you are approved, of course). That’s enough for two business return flights from London to selected European destinations such as Berlin. Terms, taxes, fees and charges apply.
WELCOME OFFER
New Cardmembers earn 20,000 bonus Membership Rewards® points when they spend £3,000 in the first three months of Cardmembership2 (if you are approved, of course). That’s enough for two economy return flights from London to selected European destinations such as Berlin. Terms, taxes, fees and charges apply.
CARD OVERVIEW
Exclusively for Businesses. The Credit Card with travel rewards for choice and flexibility.
CARD OVERVIEW
Exclusively for Businesses, the Card with premium travel benefits and rewards.
CARD OVERVIEW
Exclusively for businesses, the Card which works harder to turn business purchases into rewards and keep your cashflow, flowing.
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American Express Experiences

Whether it's entertaining clients, rewarding your employees, or treating yourself, make it a memorable experience with American Express Experiences.

The Card gives you access to purchase tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.
12

    World Class Service

    World Class Service

    World Class Service

    Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.
    • Our global customer service team is here to help 24/7 - wherever you are in the world, whatever the time of day.
    • Global Assist®- If you’re away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.6
    • Emergency Card Replacement - No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

    Online & Mobile Account Management

    Online & Mobile Account Management

    Through our award winning iPhone or Android mobile apps or simply online, you can get access to your Card account to manage your business account such as checking your balances and available credit, making payments and viewing statements anytime, anywhere even on the go.10
    • You can also view your Card transactions as well as any activity on Supplementary Cards.
    • Our Rewards Summary page provides you oversight of what Avios8 you’ve earned with your account and when they’ve been transferred to British Airways.

    Insurance and Protection

    Travel Accident Protection

    Travel Accident Protection
    It is reassuring to know that wherever you are on business, your Card provides the Cardmember cover for no additional charge when your trip is booked with the Card. Cover includes £250,000 travel accident benefit when travelling on public transport on a business trip.11

    Travel Inconvenience

    Travel Inconvenience

    When business travel does not go to plan, your Card has you covered. For our Cardmembers, we're here to help out in situations such as flight cancellations, delays and delayed luggage when you pay with your Card, with even greater protection if flying with British Airways.
    • £200 for a flight delay, overbooking or missed connection (£250 if a British Airways flight).11
    • Up to an additional £400 (overbookings only) if alternative arrangements are not made within 6 hours.11
    • £750 for baggage delayed by an airline for 6 hours or more (£1,000 if a British Airways flight).11
    • Up to an additional £1,000 for extended baggage delay by an airline (£1,250 if a British Airways flight).11

    Purchase Protection

    Purchase Protection
    If you buy an item on your Credit Card and it's stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.11

    Refund Protection

    Refund Protection
    Eligible items you buy in the UK for your business with your Credit Card are covered up to 90 days. You will be insured to replace or refund up to a maximum of £300 if a retailer won’t.11

    Fraud Guarantee

    Fraud Guarantee
    If you don’t recognise a purchase, let us know and we’ll remove it from your Account immediately and investigate for you.11

    Am I Eligible?

    To save time before applying for the Card, it’s best to make sure you can say yes to the following:
      • The business has a current UK Bank or Building Society account
      • You/The business have/has no County Court Judgements for non-payment of debt
      • You are aged 18 or over
      • You have a permanent UK home address
      • You will pay the annual Cardmembership fee of £250
      • You understand and meet the British Airways On Business requirements. To access the On Business benefits, your company must not be a travel agency, ticket brokerage firm or consolidator AND your company does not have an existing corporate incentive agreement with British Airways, Iberia or American Airlines. When enrolling into the On Business programme through this application process, there is no requirement for your business to be VAT registered. (Visit ba.com/onbusiness for criteria)

      Work for a large business or Corporation?

      LEARN MORE ABOUT OUR CORPORATE CARDS & PROGRAMMES

      Terms & Conditions

      Terms & Conditions
      Please ensure that you have read and downloaded these important documents before starting your application.
        • 1. If you are approved and spend £6,000 on purchases on the American Express Business Platinum Card Account within the first three months of Cardmembership, 40,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
        • 2. If you are approved and spend £3,000 on purchases on the American Express Business Gold Card Account within the first three months of Cardmembership, 20,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
        • 3. Your Company will earn Two (2) On Business Points for every eligible £1 spent on qualifying flights directly with British Airways on the Card. For illustrative purposes, One (1) On Business Point comprises the additional earn for purchasing a qualifying flight with this Card Account (the Amex Accelerator), the other On Business Point is your base On Business Point earn. Please refer to full benefit terms and conditions associated with your Card Account for all benefit eligibility criteria. On Business Points are issued and redeemed subject to On Business Programme terms and conditions.
        • 4. You will be awarded 10,000 bonus Avios (Avios Annual Bonus) once you have spent and charged £20,000 on purchases on your Card, up to three times each calendar year. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Your Account must be in good standing at the time of earning the bonus. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
        • 5. The maximum amount of time for interest free payment on purchases is 56 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. If you only make a minimum payment every month, then interest rates will apply, and it will take you longer to pay off your balance.
        • 6. Global Assist services are included without a fee; however, cash advances, medical, shipping and other costs are charged to your designated Card. Your approval will be sought prior to incurring any costs.
        • 7. Employee Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Written details available on request. Approval subject to status and Terms and Conditions apply.
        • 9. Find out more about the On Business Programme, the booking process, and terms and conditions on ba.com/onbusiness. Flights can be redeemed on British Airways, Iberia and American Airlines; cabin upgrades can be redeemed on British Airways and Iberia flights. On Business flights and cabin upgrades are subject to applicable taxes, fees, carrier charges and surcharges.
        • 10. American Express Mobile App terms and conditions apply. Apple, the Apple logo, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution Licence.
        • 11. Subject to enrolment, for more information click here. Terms and conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
        • 12. Cardmembers can enjoy access to a wide range of sought after events, often before they go on general sale. Tell me more.
        • 13. If you are approved and spend £6,000 on purchases on the Account within the first three months of Cardmembership, 40,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards Programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
        • 14. If you are approved and spend £3,000 on purchases on the Account within the first three months of Cardmembership, 20,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards Programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.
        • 15. Annual Fees
        • 15.1 Business Platinum Card: a £595 annual Card fee will automatically be charged to your account on or after the anniversary of your account opening date.
        • 15.2 Business Gold Card: The first year’s Cardmembership is complimentary and from year two of your membership, a £175 annual Card fee will automatically be charged to your Account on or after the anniversary of your Account opening date.
        • 15.3 BA Accelerating Business Card: a £250 annual Card fee will automatically be charged to your account on or after the anniversary of your account opening date.
        • 16. Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.
        • 17. The 30,000 bonus Avios will be awarded once you have been approved and you have spent and charged a minimum of £5,000 on goods and services to the Account within three months of Account opening. If you have held a British Airways American Express® Accelerating Business Card or any other American Express® Business Card within the last 12 months, you will not be eligible for the Avios welcome bonus. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Your Account must be in good standing at the time of earning the bonus. All introductory offers are subject to change and can be withdrawn at any time. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
        • 18. You will be awarded 1.5 Avios for every eligible £1 spent and charged per transaction. Avios are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit. Please refer to full benefit terms and conditions associated with your Card Account for all eligibility criteria. Avios are issued and redeemed subject to British Airways Executive Club terms and conditions and will be reflected on your British Airways Executive Club account.
        • 19. Reward flight bookings are subject to availability and taxes, fees and carrier charges apply. Prices correct as of October 2021. BA Terms and Conditions apply and can be found at www.ba.com/theclubterms
        • Applicants must be UK residents, aged 18 or over. Approval is subject to status and terms and conditions apply.
        • American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
        British Airways American Express Accelerating Business Card
        British Airways American Express® Accelerating Business Card