Business Foreign Exchange Rates. Wherever you are.
American Express can provide you with competitive business foreign exchange rates and a partnership that supports your corporate FX transaction and risk management needs.
Competitive Foreign Exchange Rates for Businesses
When it comes to corporate FX, we’ve got your back. Our global network, strong purchasing power, and interbank relationships enable us to deliver competitive rates for cross border payments and same currency payments.

Competitive FX currency exchange
rates in over 80+ currencies

No account set up fees

No monthly maintenance fees

Live global foreign exchange rates via our
online international payments platform
Available Currencies
For Business FX Transactions
Whether you're making payments to foreign contractors or receiving foreign
currency, we provide you with competitive exchange rates in over 80+
currencies, across over 110 countries in Africa, Asia Pacific, the Caribbean,
Central America, Europe, Latin America, the Middle East and North America.


Request A Business Foreign Currency Exchange Rate
- Our easy-to-use online platform offers a secure method for paying international contractors or vendors, as well as receiving international payments. We provide access to real-time online currency exchange updates, robust reporting facilities, rate alerts, and payment scheduling.
- You can use the platform to request FX business rates and set up alerts by rate, currency, value, or time period so that you can perform a FX global transfer whenever you require.
- When you’re ready to make a payment, you lock in a rate to pay your invoice. You are given full visibility of the total cost before confirming your payment.
- Our online platform is supported by our commitment to deliver our clients strong and long lasting relationships, competitive exchange rates, and attractive rewards.
- Exchange rates are subject to global foreign exchange market fluctuations and change continuously.
Click here to request a call from one of our FX specialists to discuss our rates and services.
Leading Economic Indicators Of Foreign Currency Exchange Rates
Foreign exchange rates are influenced by the political, economic, and financial fortunes of the markets they operate in.
Knowing, and more importantly understanding which direction foreign exchange rates are moving is the key to preventing the costly error
of trading currencies at the wrong time.
FX currency exchange rates are affected by key economic indicators, such as:

Capital markets

International trade
balances

Government policies,
and economic releases
Your dedicated FX International Payments Relationship Manager can support your foreign
exchange strategies and help manage your foreign exchange risk.
A Partnership Beyond Competitive Exchange Rates And Payment Solutions
Your dedicated Relationship Manager will:
- Support your corporate foreign exchange strategies
- Provide real time insights, analysis and commentary about your business
- Help you select the right international payments solutions for your business
- Complement your existing bank relationships
- Help you benefit from our online facilities for reporting and simple reconciliation
- Provide quality customer service 9:00am – 5:30pm on business days
Ready to get started?
We look forward to hearing from you.
Speak to a Specialist: 0800 085 3456, or fill out an interest form:
FAQs on Business Exchange Rates
American Express’ rates of exchange are live and linked to the interbank rates which change on a second by second basis.
American Express’ rates of exchange are live and linked to the interbank rates which change on a second by second basis.
If the rates of exchange change after you have confirmed the transaction American Express will honour the rate provided to you at point of transaction (American Express will honour the rate of exchange for up to 72 hours, if after this time your funds have yet to be received by American Express your payment may be cancelled.)
If the rates of exchange change after you have confirmed the transaction American Express will honour the rate provided to you at point of transaction (American Express will honour the rate of exchange for up to 72 hours, if after this time your funds have yet to be received by American Express your payment may be cancelled.)
You can lock in an exchange rate for the future by utilising our comprehensive Forward Contracts solutions
You can lock in an exchange rate for the future by utilising our comprehensive Forward Contracts solutions

International Payments Simplified
American Express foreign exchange services gives your business the ability to cater to your corporate foreign exchange requirements. You can do cross border transactions to and from 230 select countries and 80 plus currencies around the world. With the ability to accept incoming international wire transfers in most major currencies without any fee, your business can develop new relationships with clients in select overseas markets. Furthermore, you can fully integrate it with your ERP Systems or Accounting Software with SYNC. In total, it is a secure international payments platform which contributes to making foreign currency transactions simple and convenient for your business.
Key Features:
- No American Express Card Required, zero initial setup fees
- Transparent pricing (no hidden fees), easy to use online portal with detailed payment and receipt history
- Personalized support and advice via FX specialists and customer support centre
- Minimize your FX transaction risk via Forward and Window Contracts
- Receive Membership Rewards points for eligible forex transactions (Terms and Conditions apply)

Safe and Secure International Payments Methods
Need to place an urgent order with an international vendor or want to make payments to your international contractors? American Express FX International Payments can assist your business transfer money online via international wire transfers simply and securely. Whether it is paying your employees in select foreign markets or any business foreign currency exchange requirements, your business can meet your international commercial payments by locking in currency exchange rates, so that there are no surprise changes on bank statement.
Key Features:
- Easy Online reporting, with one easy to use centralized tool to view all your foreign exchange transactions, payments and receipts
- Better Cash flow management and reconciliation by integrating it with invoicing and cash management software
- Ability to upload batch payments files, making it simple to send foreign exchange payments to numerous recipients
- Receive regular rate alerts to your email
- Reporting services to help manage your business such as online payment history, currency type and more

Mitigate your Business Foreign Exchange Risk
Foreign exchange risk is an intrinsic part of doing international business. Protect your business from the risk of fluctuating business foreign exchange rates by locking in rates via fixed or window forward contracts. You can speak with one of our account managers with extensive knowledge of FX markets and risk management products to assist your business foreign exchange needs.
Key Features:
- Manage your foreign exchange risk with features like spot contracts, fixed contracts and window contracts
- Lock in rates for up to 12 months ahead
- Tailor user permissions to the individual needs of your business
- Account summary feature giving out details of all your payments, contracts and foreign currency purchases/sales for a given month in excel/pdf
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