British Airways Business Cards

British Airways American Express^®

Accelerating Business Card

New American Express® Cardmembers get a 30,000 Avios welcome bonus – use it to help you check out the world¹

Apply online now

Representatative (variable): 98.7% APR

Accelerate your Avios

Enjoy a 30,000 Avios welcome bonus

When you spend £5,000 in the first three months of Cardmembership.¹

The richest travel rewards for business spend¹⁵

Earn 1.5 Avios for every £1 spent on purchases on your Credit Card, plus earn double On Business Points with British Airways.²

Reward your business every year

Every calendar year, enjoy a tiered Avios annual bonus. Receive 10,000 bonus Avios for every £20,000 spent on the Card, up to 3 times per year.⁴

British Airways American Express^®
Accelerating Business Card

Representative Example

Annual Fee: £250
Purchase rate (variable): 23.3% p.a.
Representative (variable): 98.7% APR¹³
Based on: Assumed Borrowing of £1,200

Employee Cards: Up to 99 complimentary employee Cards

Making your everyday business spend more rewarding

It is easier to boost your Avios balance with your everyday business spend. There are lots of ways to spend Avios such as reward flights, car hire, hotels and upgrades, so you can give yourself more leg room whilst controlling your budget.

Earn Avios every day

Earn 1.5 Avios for every £1 spent on your Credit Card, from advertising spend to web storage, turn your everyday business purchases into a trip of a lifetime. There’s lots of ways to use Avios, so you won’t have to wait long to check out the world.

Reward your business every year

Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year. From everyday business expenses to larger supplier items you'll earn Avios in line with your business spend. With three individual tiers, your rewards balance evolves with your business.

Your Avios Annual Bonus resets on 1 January each year, helping you to keep track of your rewards and maximise Cardmembers’ bonus earning potential.
You’ll have a chance to earn up to three bonuses between when you are approved and the end of December, before your Avios annual bonus resets again on 1 January.

Earn double On Business Points

On Business is the British Airways loyalty programme for businesses, designed with travel savings and flexibility in mind. On Business Points can be redeemed on any available flight across British Airways, Iberia and American Airlines routes. Allowing you to redeem your Points for that last minute business trip, up to one day before travel.⁹

Exclusively with this Card, earn 2 On Business Points for every £1 spent with British Airways³, This is in addition to your everyday Avios and annual bonus.
Change, cancel or upgrade your flight booking up to 24 hours before departure of your first flight at no extra charge.

Flexible cashflow management

Your Credit Card gives you access up to 56 calendar days without interest payment terms (when you pay your balance in full) or the choice to pay your balance over time with interest.⁵

Add additional Employee Cards

Consolidate your business expenditure and track all spend under one business Account⁷ with up to 99 complimentary Employee Cards. Plus, boost your Avios on all your Card spend.

Any spend from Employee Cards linked to your Card Account will help you get closer to that next bonus.

Amex Offers for Business

As an Amex Cardmember you have access to over £500 value through Amex offers, which provides incremental savings to reinvest back into your business.¹⁴

Insurance Protection

Whatever you are buying on your Card, wherever you are in the world, enjoy the peace of mind that we've got your back.

Travel Accident Protection

It's reassuring to know that for no additional charge your Card provides cover for all business trips.

Cover includes £250,000 travel accident benefit when travelling on public transport on a business trip.¹¹

Travel Inconvenience

When business travel does not go to plan, your Card has you covered. For our Cardmembers, we’re here to help out in situations such as flight cancellations, delays, and delayed luggage when you pay with your Card, with even greater protection if flying with British Airways.

Purchase & Refund Protection

If you buy an item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.¹¹ You'll also be insured to replace or refund eligible items up to a maximum of £300 if a retailer won’t.¹¹

American Express® Experiences

Whether it's entertaining clients, rewarding your employees, or treating yourself, make it a more memorable experience with American Express Experiences. The Card opens up tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.¹²

Worldwide support

Business or pleasure – rely on our 24/7 Global Assist^® phone line⁶, emergency Card replacement service, and Travel Insurance protection.¹¹

Global Customer Service

Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.

Our global customer service team is here to help 24/7 - wherever you are in the world, whatever the time of day.
With the Global Assist^® hotline you’re not on your own during international business trips. In case of an emergency while travelling outside the UK, we provide 24/7 phone service that puts you in contact with English speaking medical or legal assistance experts.⁶
Emergency Card Replacement - No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

Online & Mobile Account Management

Through our award winning iPhone or Android mobile apps or simply online, you can get access to your Card Account to manage your business, such as checking your balances and available credit, making payments, and viewing statements anytime, anywhere - even on the go.¹⁰

You can also view your Card transactions as well as any activity on Supplementary Cards.
Our Rewards Summary page provides you oversight of what Avios⁸ you’ve earned with your account and when they’ve been transferred to British Airways.

Eligibility

To save time before applying, it’s best to make sure you can say yes to all of the following:

✓ The business has a current UK Bank or Building Society account

✓ You are aged 18 or over

✓ You have a permanent UK home address

✓ You will pay the annual Cardmembership fee of £250

✓ You understand and meet the British Airways On Business requirements. To access the On Business benefits, your company must not be a travel agency, ticket brokerage firm or consolidator AND your company does not have an existing corporate incentive agreement with British Airways, Iberia or American Airlines. When enrolling into the On Business programme through this British Airways American Express Accelerating Business Card application process, there is no requirement for your business to be VAT registered. (Visit ba.com/onbusiness for criteria)

Please ensure that you have read and downloaded these important documents before starting your application.

Read Terms and Conditions	Read Insurance Documentation
Read Summary Box	Cardmember Privacy Statements
Read Pre-Contract Credit Information

Ready to get going?

Apply online now

Work for a large business or corporation?

We can help you set up a Corporate Card Programme for your organisation

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*Reward Flight Savers are British Airways' best value reward flights. Reward Flight Saver offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight Saver, you need to have collected at least one Avios in the past 12 months. If you are not eligible for Reward Flight Saver, you'll be shown the standard reward flight price instead with full taxes, fees and charges. To find out more about Reward Flights and/or Reward Flight Saver, click here. Standard Reward Flights will be the same Avios amount but full taxes, fees and charges will be payable. (All Avios amounts quoted were correct as of January 2022). Reward Flights are subject to availability.

1. The 30,000 bonus Avios will be awarded once you have been approved and you have spent and charged a minimum of £5,000 on goods and services to the Account within three months of Account opening. If you have held a British Airways American Express® Accelerating Business Card or any other American Express Business Card within the last 12 months, you will not be eligible for this offer. The bonus Avios will be awarded when you spend a minimum of £5,000 on the Card Account within three months of Cardmembership. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Cardmembership begins from Card approval. Your account must be in good standing at the time of earning the bonus. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.

2. You will be awarded 1.5 Avios for every eligible £1 spent and charged per transaction. Avios are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit. Please refer to full benefit terms and conditions associated with your Card Account for all eligibility criteria. Avios are issued and redeemed subject to British Airways Executive Club terms and conditions and will be reflected on your British Airways Executive Club account.

3. Your Company will earn Two (2) On Business Points for every eligible £1 spent on qualifying flights directly with British Airways on the Card. For illustrative purposes, One (1) On Business Point comprises the additional earn for purchasing a qualifying flight with this Card Account (the Amex Accelerator), the other On Business Point is your base On Business Point earn. Please refer to full benefit terms and conditions associated with your Card Account for all benefit eligibility criteria. On Business Points are issued and redeemed subject to On Business Programme terms and conditions.

4. You will be awarded 10,000 bonus Avios (Avios Annual Bonus) once you have spent and charged £20,000 on purchases on your Card, up to three times each calendar year. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Your Account must be in good standing at the time of earning the bonus. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.

5. The maximum amount of time for interest free payment on purchases is 56 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. If you only make a minimum payment every month, then interest rates will apply, and it will take you longer to pay off your balance.

6. Global Assist services are included without a fee; however, cash advances, medical, shipping and other costs are charged to your designated Card. Your approval will be sought prior to incurring any costs.

7. Employee Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Employee Card(s). Additional Cardmembers must be 18 years or over. Written details available on request. Approval subject to status and Terms and Conditions apply.

8. Find out more about Avios, the British Airways Executive Club and its terms and conditions at ba.com/executiveclub.

9. Find out more about the On Business Programme, the booking process, and terms and conditions on ba.com/onbusiness.

10. American Express Mobile App terms and conditions apply. Apple, the Apple logo, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution Licence.

11. Subject to enrolment, for more information click here. Please read the Insurance Documentation of your Card for full details of the Protection benefits currently available and to understand the limits and exclusions that may apply.

12. Cardmembers can enjoy access to a wide range of sought after events, often before they go on general sale. Tell me more.

13. Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.

14. Eligible Cardmembers can redeem an Amex Offer by first enrolling in the offer in their Online Account or in the American Express® App and then using their enrolled Card to pay. Only U.K. issued American Express Business Cards may be eligible. We may consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your eligibility to access Amex Offers. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers programme, or any other Amex program . Available offers may vary for each eligible Cardmember . Programme values quoted are based on the minimum available to customers by redeeming all of the offers available to them during a 12-month period. Please review the terms of each offer for details on how to redeem. The value quoted is based on the minimum available to Cardmembers by redeeming all of the offers available to them during a 12 month period.

15. When compared to other British Airways American Express® Cards.