British Airways American Express®
Accelerating Business Card
Take your business further
The only business Card that lets you earn accelerated
On Business Points and Avios
Earn 2,200 On Business Points if you are approved and spend £3,000 in the first three months of Cardmembership.1
Representative Example
Representative APR: 81.6% APR variable 13
Annual fee: £210
Credit Limit: Assumed credit limit of £1,200
Purchase Rate: 22.9% p.a. variable
Your interest rates will change in line with the Bank of England base rate. Please click here for more information.
Key Benefits
Flexible cashflow management
Your Credit Card gives you access to up
to 56 calendar days interest free (when
you pay your balance in full) or the
choice to pay over time with interest.5
Cashflow management and flexibilty
The British Airways American Express Accelerating Business Card makes it easier to manage your business expenses and rewards you and your business faster.
Increase your cashflow
Making business payments on your business Credit Card gives you access to up to 56 calendar days interest free (when you pay your balance in full).5
Benefit from payment flexibility
Your Card offers payment flexibility on your forthcoming purchases.
You can choose to pay your full balance, or pay over time with interest – you decide how to support the cashflow for your business. Terms apply. 5
Drive efficencies with payment consolidation
Your Card can give you a clearer view of your business expenses. By shifting all your payments to the Card, you can avoid having to track multiple direct debits, bank transfers, cheques, and cash transactions.
Get complimentary Supplementary Cards
You can have up to 99 complimentary Supplementary Cards for your employees, so you can consolidate all business expenses and manage the spend under one Business Card Account easily.7 This can also help build up your Avios and On Business Points balances faster, which you can reinvest in future business travel.
Accelerated rewards
The British Airways American Express Accelerating Business Card gives you the best of both worlds
- with Avios and On Business Points to take you and your business further.
Earn 1.5 On Business Points for every eligible £1 spent with British Airways3 to book business travel flexibly across the British Airways, Iberia, and American Airlines networks.9
Earn 2,200 On Business Points when you spend £3,000 in your first three months of Cardmembership1 - enough to fly one of your employees to Europe and back.
Earn an extra 3,000 On Business Points annually when you spend £20,000 or more by your Card anniversary.4
Earn 1.5 Avios on every eligible £1 spent on your Card,2 which can be used to book reward flights and cabin upgrades with British Airways and other airline partners. It doesn't stop there; you can choose to part-pay for a flight fare in Avios8 or book hotel stays, car hire, and more.
There is no limit to the Avios and On Business Points you could earn with your Credit Card, as long as your account is open and in good standing.
Benefits of On Business Points
On Business supports you when you need flexibility to change your travel plans.
For when you need to book that last minute business trip
When last minute booking is what you need, use your On Business Points to pay for any available seat, letting you book your next business trip up to one day before travel.9
For when you need face to face business meetings around the world
With On Business, you can book any available flight that matches your business schedule across British Airways, Iberia, and American Airlines, so that you can fly wherever your clients and suppliers are.
For when your business travel plans need to change
On Business supports you when you need flexibility to change your travel
plans.
For when your employees need to travel
All of your On Business Points are stored in one central company account, giving you total visibility and control over how you choose to use them for your business.
Insurance Protection
Travel Accident Protection
It is reassuring to know that wherever you are on business, your Card provides the Cardmember cover for no additional charge when your trip is booked with the Card. Cover includes £250,000 travel accident benefit when travelling on public transport on a business trip.11
Travel Inconvenience
When business travel does not go to plan, your Card has you covered. For our Cardmembers, we're here to help out in situations such as flight cancellations, delays, and delayed luggage when you pay with your Card, with even greater protection if flying with British Airways.
Purchase Protection
If you buy an item on your Card and it's stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.11
Refund Protection
Eligible items you buy in the UK for your business with your Card are covered up to 90 days. You will be insured to replace or refund up to a maximum of £300 if a retailer won’t.11
Fraud Guarantee
If you don’t recognise a purchase, let us know and we’ll remove it from your Account immediately and investigate for you.11
American Express Experiences®
Whether it's entertaining clients, rewarding your employees, or treating yourself, make it a more memorable experience with American Express Experiences. The Card opens up tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.12
World Class Support
Global Customer Service
Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.
Online & Mobile Account Management
Through our award winning iPhone or Android mobile apps or simply online, you can get access to your Card Account to manage your business, such as checking your balances and available credit, making payments, and viewing statements anytime, anywhere - even on the go.10
Eligibility
To save time before applying, it’s best to make sure you can say yes to all of the following:
✓ The business has a current UK Bank or Building Society account
✓ You/The business have/has no County Court Judgements for non-payment of debt
✓ You are aged 18 or over
✓ You have a permanent UK home address
✓ You will pay the annual Cardmembership fee of £210
✓ You understand and meet the British Airways On Business requirements. To access the On Business benefits, your company must not be a travel agency, ticket brokerage firm or consolidator AND your company does not have an existing corporate incentive agreement with British Airways, Iberia or American Airlines. (Visit ba.com/onbusiness for criteria)
Please ensure that you have read and downloaded these important documents before starting your application.
Read Terms and Conditions | Statement of Lending and Borrower Responsibilities |
Read Summary Box | Cardmember Privacy Statements |
Read Standard European Consumer Credit Information And Additional Explanations | Read Insurance Documentation |
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. |
Ready to get started?
Work for a large business or corporation?
We can help you set up a Corporate Card Programme for your organisation
Important Information