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British Airways American Express®

Accelerating Business Card

New American Express® Cardmembers get a 30,000 Avios welcome bonus – use it to help you check out the world1

Representatative (variable): 104.3% APR 

Accelerate your Avios

30,000 Avios

Enjoy a 30,000 Avios welcome bonus

When you spend £5,000 in the first three months of Cardmembership.

The richest travel rewards for business spend15

Earn 1.5 Avios for every £1 spent on purchases on your Credit Card, plus earn double On Business Points with British Airways.2


Reward your business every year

Every calendar year, enjoy a tiered Avios annual bonus. Receive 10,000 bonus Avios for every £20,000 spent on the Card, up to 3 times per year.4


BA Business Card Image

British Airways American Express®
Accelerating Business Card

Representative Example 

Annual Fee:                                £250
Purchase rate (variable):          26.3% p.a. 
Representative (variable):        104.3%  APR13
Based on:                                   Assumed Borrowing of £1,200


Employee Cards:                       Up to 99 complimentary employee Cards


Making your everyday business spend more rewarding

It is easier to boost your Avios balance with your everyday business spend. There are lots of ways to spend Avios such as reward flights, car hire, hotels and upgrades, so you can give yourself more leg room whilst controlling your budget.


Earn Avios every day


Earn 1.5 Avios for every £1 spent on your Credit Card, from advertising spend to web storage, turn your everyday business purchases into a trip of a lifetime. There’s lots of ways to use Avios, so you won’t have to wait long to check out the world.


Reward your business every year


Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year. From everyday business expenses to larger supplier items you'll earn Avios in line with your business spend. With three individual tiers, your rewards balance evolves with your business.

  • Your Avios Annual Bonus resets on 1 January each year, helping you to keep track of your rewards and maximise Cardmembers’ bonus earning potential.
  • You’ll have a chance to earn up to three bonuses between when you are approved and the end of December, before your Avios annual bonus resets again on 1 January.

Earn double On Business Points


On Business is the British Airways loyalty programme for businesses, designed with travel savings and flexibility in mind. On Business Points can be redeemed on any available flight across British Airways, Iberia and American Airlines routes. Allowing you to redeem your Points for that last minute business trip, up to one day before travel.9

  • Exclusively with this Card, earn 2 On Business Points for every £1 spent with British Airways3, This is in addition to your everyday Avios and annual bonus.
  • Change, cancel or upgrade your flight booking up to 24 hours before departure of your first flight at no extra charge.

Flexible cashflow management 


Your Credit Card gives you access up to 56 calendar days without interest payment terms (when you pay your balance in full) or the choice to pay your balance over time with interest.5


Add additional Employee Cards


Consolidate your business expenditure and track all spend under one business Account7 with up to 99 complimentary Employee Cards. Plus, boost your Avios on all your Card spend.

  • Any spend from Employee Cards linked to your Card Account will help you get closer to that next bonus.

Amex Offers for Business  


As an Amex Cardmember you have access to over £500 value through Amex offers, which provides incremental savings to reinvest back into your business.14

Insurance Protection

Whatever you are buying on your Card, wherever you are in the world, enjoy the peace of mind that we've got your back.


Travel Accident Protection


It's reassuring to know that for no additional charge your Card provides cover for all business trips.

  • Cover includes £250,000 travel accident benefit when travelling on public transport on a business trip.11

Travel Inconvenience 


When business travel does not go to plan, your Card has you covered. For our Cardmembers, we’re here to help out in situations such as flight cancellations, delays, and delayed luggage when you pay with your Card, with even greater protection if flying with British Airways.


Purchase & Refund Protection  


If you buy an item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.11 You'll also be insured to replace or refund eligible items up to a maximum of £300 if a retailer won’t.11

American Express® Experiences


Whether it's entertaining clients, rewarding your employees, or treating yourself, make it a more memorable experience with American Express Experiences. The Card opens up tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.12

Worldwide support 

Business or pleasure – rely on our 24/7 Global Assist® phone line6, emergency Card replacement service, and Travel Insurance protection.11


Global Customer Service


Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.


  • Our global customer service team is here to help 24/7 - wherever you are in the world, whatever the time of day.
  • With the Global Assist® hotline you’re not on your own during international business trips. In case of an emergency while travelling outside the UK, we provide 24/7 phone service that puts you in contact with English speaking medical or legal assistance experts.6
  • Emergency Card Replacement - No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

Online & Mobile Account Management


Through our award winning iPhone or Android mobile apps or simply online, you can get access to your Card Account to manage your business, such as checking your balances and available credit, making payments, and viewing statements anytime, anywhere - even on the go.10


  • You can also view your Card transactions as well as any activity on Supplementary Cards. 
  • Our Rewards Summary page provides you oversight of what Avios8 you’ve earned with your account and when they’ve been transferred to British Airways. 


To save time before applying, it’s best to make sure you can say yes to all of the following:

✓  The business has a current UK Bank or Building Society account

✓  You are aged 18 or over

✓  You have a permanent UK home address

✓  You will pay the annual Cardmembership fee of £250

✓  You understand and meet the British Airways On Business requirements. To access the On Business benefits, your company must not be a travel agency, ticket brokerage firm or consolidator AND your company does not have an existing corporate incentive agreement with British Airways, Iberia or American Airlines. When enrolling into the On Business programme through this British Airways American Express Accelerating Business Card application process, there is no requirement for your business to be VAT registered. (Visit for criteria)


Please ensure that you have read and downloaded these important documents before starting your application.

Read Terms and Conditions Read Insurance Documentation
Read Summary Box Cardmember Privacy Statements
Read Pre-Contract Credit Information   


Work for a large business or corporation?


We can help you set up a Corporate Card Programme for your organisation 



The British Airways American Express Classic Corporate Card
The British Airways Amrican Express Corporate Card Plus