American Express

American Express® vPayment

Less time on paperwork. More time for growth.

Introducing the virtual payment solution that simplifies the supplier payments process so you can spend more time on your business.

Automated payments and easy reconciliations are just the beginning

American Express vPayment uses Virtual Account Numbers as a secure payment solution for each transaction. Programme Administrators can set payment amounts, date ranges and transaction details to help improve control and streamline reconciliation processes.

Control meets efficiency with American Express vPayment

Gain control

Set spending parameters to help keep your spending within budget and make sure your money is being used the right way.

Reduce risk

Use multiple controls and verification features to help ensure compliance while dynamic virtual account numbers help reduce the risk of fraud.

Improve efficiency

Easily track, match and allocate spend and use enhanced data to help streamline back-office reconciliation processes.

Strengthen relationships

Reinforce strategic relationships by making it easier to recognise and reconcile payments they receive from your business.

How does American Express vPayment work?




Choose from up to 20 customisable fields such as cost centre, job code, requisition number, event number and project code.


Create Virtual

Account Number

The American Express @ Work® platform enables you to generate a single-use or multi-use Virtual Account Number for the transaction.




The supplier charges your American Express vPayment Account.




The virtual payment processing platform verifies the transaction. If all the parameters are met, the transaction is approved and the payment is initiated.

Start your American Express vPayment application

Fill out the form to request a call back from a Specialist or reach out to us at 0800 085 7725, Monday to Friday, 9am-5pm.

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Sign up for an American Express® Corporate Card programme to open up a world of perks, tools and opportunities.

Frequently Asked Questions

Find more ways to streamline business spend

Buyer Initiated Payments

Optimise your working capital and maintain control of your supplier payments.

Corporate Purchasing Card

Consolidate multiple employee expenses and process them as one easy payment.