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Infographic: Three Big Benefits of Working With American Express

1. Maximise your cashflow

Maximise your cashflow
  • Pay invoices within standard payment terms
  • Cash tied up before receiving new payments
  • Optimise cashflow with up to 54 days1 payment period on purchases
  • No pre-set spending limit which means you have greater purchasing power to help you do business daily and when you need to make larger item purchases2
  • Keep your suppliers happy by paying them on time

2. International Payments

International Payments
  • Volatile cash flows and profits
  • Difficult to forecast
  • Chase the FX market, worry about rates
  • Send and receive over 80 currencies easily with our online foreign exchange trading platform
  • No set up fees, no fee for incoming currency payments, and no minimum or maximum transfer limit
  • Protect your business from the risks associated with currency fluctuation

3. Membership Rewards® points

 Membership Rewards
  • Make payments with no additional benefits
  • Reward yourself, your employees or clients with options from spa day experiences to department store gift cards
  • Reinvest in your business, use your points for a statement credit that can support your bottom line
  • Transfer points to one of our partner’s frequent traveller programmes, and use them to enjoy hotel stays, flights and dining - for business or pleasure

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  1. The maximum amount of time for payment period on purchases is 54 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in fullon the due date.
  2. No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.
  3. Membership Rewards: Enrolment required. Award and usage of Membership Rewards points subject to subscribed Terms & Conditions of Membership Rewards Programme. Availability is subject to local laws and regulations.


American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority. © 2018 American Express Company. All Rights Reserved.