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Car Insurance - Breakdown cover

Breakdown cover – from just £39

Why Buy Breakdown cover?

Britain's vehicle breakdown services are called out around 20,000 times each and every day. The most common reasons for these call outs are for punctured tyres, flat or dead batteries, and road traffic accidents.

A high percentage of breakdown call outs are fixed at the roadside, enabling you to be back on the road without a huge delay. After all you don't want to be stranded in the middle of nowhere or stuck on the motorway hard shoulder for hours.

Did you also know that motorway towing charges can be £150* and the average garage call out charge is £90? For less than the cost of an emergency call out, you could enjoy our first-rate Home and Roadside rescue that includes cover for all named drivers of the insured vehicle.

Which breakdown cover may be suitable?

When choosing which breakdown cover is right for you, think about:

  • The age and reliability of your vehicle
  • Your own basic maintenance skills
  • Where and how far you drive every year
  • The complexity of modern vehicles

When you take out our breakdown cover you are buying into a network of specialists, who operate 24 hours a day, 365 days a year. Experienced professionals who not only know how to fix your vehicle and get you on your way with the minimum of fuss, but treat the safety of you, your passengers, and other road users as a priority.

Our Breakdown Cover options?

Our Breakdown cover only applies to the insured vehicle, which should be properly serviced and maintained in accordance with the manufacturer's specifications, and does not cover the cost of any replacement parts, fuel, tyres or other materials used in the repair.

Roadside Rescue - £39
With our Roadside Rescue cover you can expect 24/7 roadside assistance anywhere in the UK, as long as you are at least a mile from home. If your vehicle cannot be fixed or repaired at the roadside, we'll transport you, up to 7 passengers, and your vehicle to the nearest approved repairer within 20 miles.

Doorstep Rescue - £59
As well as our Roadside Rescue, if you're at home and your vehicle won't start, or if it breaks down a short distance from your home address, then this covers you. If it cannot be fixed we'll transport you and your vehicle to the nearest approved repairer within 20 miles.

UK Rescue - £79
Our comprehensive UK cover. As well as Roadside Recovery anywhere in the UK, including at your home address, if your vehicle can't be fixed, we'll take you, your vehicle, and up to 7 others to a nearby garage, or on to your destination. Or, you could get a replacement vehicle for up to 24 hours while yours is being fixed, or if it's late at night we'll provide overnight emergency Bed & Breakfast accommodation.

European Rescue - £99
Our comprehensive UK Cover of Roadside Recovery, Doorstep, and onward travel, plus European travel. Extra benefits of European Rescue include cover before your trip, despatch of replacement parts should they not be available locally and repatriation to the UK if required.

Important notes

Breakdown cover is provided in the United Kingdom and European Union through Aria Assistance.

This optional extra will only be valid for the period of motor insurance, even if taken out mid way through your policy. For full details of the cover, terms, conditions and exclusions; Please refer to the Policy Wording.

*The AA Report 2008 “False economy of driving without breakdown cover”

Have a question?

Check our FAQs or call 0844 463 2686

Monday – Friday 8am – 8pm
Saturday 9am – 4pm

Two different levels of cover:

Standard Prestige
Rescue Service following an accident Included Included
Courtesy car Included Included
Legal Advice helpline Included Included
Breakdown Cover (Europe) Optional Included
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American Express Insurance Services Europe Limited registered in England and Wales under company number 05048826 at 76 Buckingham Palace Road, London, SW1W 9AX introduces you to UKAIS Limited who will arrange and administer your policy of car insurance. UKAIS Limited is authorised and regulated by the Financial Conduct Authority under registration no. 307223. The company is registered in England and Wales under company no 02613429 with its offices at Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke On Trent, ST4 4TW.