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The American Express Card
The American Express Card
Iconic. Collect points every time you spend.
Annual Fee: £60
Apply Now

Key Information

No pre-set spending limit
£60 yearly fee
No interest charges when you pay off your balance in full every month
You can also try our Basic Card. It doesn't have the rewards, features, or the Cardmembership fee.
Find out if you're eligible for The American Express® Card

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Lets you apply with confidence

All Benefits

Reward Yourself
Explore Ways To Spend Your Points
Invite Friends, Get Extra Rewards
Collect Points Faster With Additional Cards
Travel With Benefits
Travel Inconvenience Insurance
24/7 Help With Global Assist®
Travel Accident Insurance
Get World-Class Service
American Express® Experiences
Enjoy American Express Offers
Extend Your Product Warranty
Purchase And Refund Protection
Stay Safer From Fraud

Check your eligibility

Before you apply, check that you can say yes to all these statements.
  • I'm aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
If you can, go ahead. The application usually takes 10 minutes or less, and we can often let you know in a matter of minutes.

Please review our Terms and Conditions

Make sure you have read and downloaded these important documents before you get started.
You can also try our Basic Card. It doesn't have the rewards, features, or the Cardmembership fee.

American Express adheres to The Standards of Lending Practice which are monitored and enforced by the
Lending Standards Board.
There's extra guidance on your application here if you need it. And if you're visually impaired, our online applications will work with your accessibility software.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Apply today and get a decision in as little as 60 seconds.

Apply today and get a decision in as little as 60 seconds.
The American Express Card is offered by American Express Services Europe Limited.

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