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The American Express Card

Earn Membership Rewards® points on your purchases
Annual Fee £60

Spending Limit
No pre-set spending limit
No Interest Charges
Just pay off your balance in full each month
Annual Fee
If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available -
The Basic Card

Key Benefits


Launched in 1969, the American Express Green Card remains the iconic Charge Card that enables you to stay in control of your finances


Earn Membership Rewards® points on virtually all your purchases


Redeem your points with our great partners, including Amazon, Harrods and Marks & Spencer


Benefit from no Pre-set spending limit

Reward yourself

Earn points and get the rewards you really want.
  • 10,000 points is enough for £50 of Expedia or Amazon gift vouchers
  • 15,000 points gets you to Paris and back on Eurostar
  • 20,000 points takes you and a friend to Nice on British Airways. Or, redeem your points with 15 frequent flyer and hotel programmes
  • Redeeming Membership Rewards® points is easy. Just order what you want through us, or transfer points to your favourite frequent flyer, hotel or retail loyalty program. Terms, taxes, fees and charges apply. Whatever you’re into, get more out of it.
Read more


Enjoy your travels. We’re there if you need us with travel inconvenience and baggage Insurance , so you’re taken care of if your flight is delayed or the airline loses your bags. And travel accident insurance covers up to £75,000, with emergency help 24/7 anywhere in the world if you need it.

    World-class service

    As you might expect from us, the service is a little bit special. The first person to answer your call will be your contact until the matter is resolved. You can phone, text or email us 24/7 and we’ll get on it right away. But that’s just where we start from.
    • When the manufacturer's warranty expires on your favourite new purchase, we'll give you a year's Extended Warranty up to £1,500 per item
    • Enjoy Refund Protection on eligible items. If the UK retailer won't refund or replace the eligible item, we will, up to a maximum of £200
    • You also get Purchase Protection. If you bought it on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item
    • Don't recognise a purchase? We'll remove it from your Account immediately and investigate it for you as part of our online fraud guarantee
    • Make your next night out a memorable one with American Express Experiences, enjoy access to some of the most in-demand music, film and theatre events in town.
    Reward yourself
    100,000 or more points
    Shopping - £500 PC World Gift Card
    Experience - £500 Laiwaites Wine Fine Wine Experience

    Travel - Five nights at a category 6 Starwood hotel or resort, like the Royal Hawaiian in Waikiki
    40,000 points
    Shopping - £200 Marks & Spencer Gift Card
    Experience - £200 Gift Card for the fabulous Elemis Spa in London

    Travel - One return economy flight to Dubai with Virgin Atlantic
    20,000 points
    Shopping - £100 Amazon Gift Card
    Experience - £100 Spafinder Wellness 365 Gift Card, choose from over 400 UK spas (including Champneys)
    10,000 points
    Shopping - £50 Harrods Gift Card
    Experience - £50 Buyagift.co.uk eCode

    Travel - One night stay at a Category 4 Starwood hotel or resort, like the Sheraton Nassau Beach Resort
    5,000 points
    Shopping - £25 Gift Card at Boots, Homebase, PC World and others
    Experience - £25 Gift Voucher to redeem at Carluccio's, D&D (a group of 20 London restaurants), Starbucks and selected other cafes and restaurants

    Travel - £25 Hotel Du Vin Gift Card
    Redeem with American Express or these great partners
    Examples representative of redeeming Membership Rewards® points.

    Invite friends, get rewarded
    Invite a friend and earn 5,000 bonus Membership Rewards points if they are approved – up to 90,000 points a year. You can put them towards Amazon purchases, flights or paying off your balance. Find out more here.
    To save time before applying for The American Express Card, it’s best to make sure you can say yes to the following.
    • I am aged 18 or over
    • I have a current UK bank or building society account
    • I have a permanent UK home address
    • I have no history of bad debt
    • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
    Important Information
    Please ensure that you have read and downloaded these important documents before starting your application.
    If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative Card is available - The Basic Card.

    American Express adheres to The Standards of Lending Practice which are monitored and enforced by the
    Lending Standards Board

    Need help completing your application?
    Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

    American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

    Apply today and get a decision in as little as 60 seconds.
    The American Express Card is offered by American Express Services Europe Limited. Click here for more information.
    The American Express Card is offered by American Express Services Europe Limited. Click here for more information.