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The Platinum Card®

New Cardmembers earn 30,000 Membership Rewards® points when you spend £4,000 in your first 3 months of Cardmembership.

New Cardmembers earn 30,000 Membership Rewards® points when you spend £4,000 in your first 3 months of Cardmembership.

Spending Limit
No pre-set spending limit
No interest charges
Just pay off your balance in full each month
Annual fee
£575

Key Benefits

Airport Lounge Access

Complimentary access to over 1,200 airport lounges across more than 130 countries worldwide.

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Enjoy comprehensive worldwide protection for you, your family and your Supplementary Cardmembers.

Hotel Benefits

Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out.

Membership Rewards Points

Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.

Travel Benefits

Platinum Experiences

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Extend your benefits to those closest to you and earn points for their purchases with up to five complimentary Supplementary Cards (one Platinum and a combination of four Gold or Green Cards).

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We hold reserved tables for Platinum Cardmembers at some of the best restaurants on the planet. Sometimes we can help you to meet your kitchen heroes too, or arrange complimentary beverages or a tour of the kitchen for you and your guests. Now you can book direct from the Amex App.

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Enjoy one-of-a-kind experiences at exclusive Platinum events and American Express Experiences gives you access to sought-after events, from music concerts to fashion to iconic sports events.

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Extend your benefits to those closest to you and earn points for their purchases with up to five complimentary Supplementary Cards (one Platinum and a combination of four Gold or Green Cards).

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We hold reserved tables for Platinum Cardmembers at some of the best restaurants on the planet. Sometimes we can help you to meet your kitchen heroes too, or arrange complimentary beverages or a tour of the kitchen for you and your guests. Now you can book direct from the Amex App.

Reward yourself

Earn Membership Rewards points as you spend

Membership Rewards points

Membership Rewards is our way of saying ‘thank you’. Our customer loyalty programme rewards you every time you spend on your Card and you get to choose how to use your points. Visit our Membership Rewards page to find out more.

Welcome Bonus

Earn a new Cardmember Welcome Bonus of 30,000 Membership Rewards points when you spend £4,000 in your first three months of Cardmembership. That’s enough for a return flight from London to over 100 European cities. Terms apply.
Earn Membership Rewards

You and your Supplementary Cardmember earn 1 point for every £1 spent and earn faster with 1 additional point for every £1 spent at American Express Travel Online.

Use points the way you want

Unlike other loyalty programmes, Membership Rewards points never expire. Get shopping, travel and entertainment rewards or even offset any purchase made on your Card. Visit our Membership Rewards page to see more ways you can use your points.

Refer friends, get rewarded

Get a points boost. Refer friends and earn 12,000 bonus Membership Rewards® points if they are approved – up to 90,000 points a year.

Platinum Service

Eligibility

To save time before you apply for your Platinum Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal Membership Rewards-enrolled American Express Cards in the past 24 months.
  • I have a permanent UK home address
  • I have a current UK bank or building society account
  • I have no history of bad debt
If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now
Ready to apply?
The Platinum Card®
Earn 30,000 Membership Rewards® points when you spend £4,000 in your first three months. Annual fee £575.
Important Information
    Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.

    - Read Terms and Conditions

    - Read Insurance

    - Statement of Lender and Borrower Responsibilities

    - Cardmember Privacy Statement



    American Express adheres to The Standards of Lending Practice which are monitored and enforced by the
    Lending Standards Board


    Need help completing your application?
    Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.