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The Platinum Card®

Introducing the new metal Card. As a new Cardmember , earn 30,000 Membership Rewards® points when you spend £4,000 in your first three months of Cardmembership.
Annual Fee £575

Spending Limit
No pre-set spending limit
No Interest Charges
Just pay off your balance in full each month
Annual Fee
If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available –
The Basic Card.

Key Benefits


Get points for every pound you spend and redeem with a range of shopping, lifestyle and travel partners.


Complimentary access to over 1,200 airport lounges across more than 130 countries worldwide.


Enjoy comprehensive worldwide protection for you, your family and your Supplementary Cardmembers.


Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out.

Reward Yourself

  • Membership Rewards Points
  • Welcome Bonus
  • Earn Membership Rewards
  • Use Points the Way You Want
  • Invite Friends, get Rewarded
Read more

Platinum Lifestyle

  • Platinum concierge
  • American Express Experiences®
  • Platinum events
  • Restaurant benefits
  • Complimentary Supplementary Cards
  • American Express offers
  • Purchase and Refund Protection
  • Fraud guarantee
Read more

Travel Benefits

  • Airport lounge access
  • Worldwide travel insurance
  • Hotel benefits
  • Hotel loyalty programmes
  • Car rental benefits
  • 24/7 Global Assist®
Read more
Reward Yourself
Membership Rewards Points
Membership Rewards is our way of saying ‘thank you’. Our customer loyalty programme rewards you every time you spend on your Card and you get to choose how to use your points.Visit our Membership Rewards page to find out more.
Welcome Bonus
Earn a new Cardmember Welcome Bonus of 30,000 Membership Rewards points when you spend £4,000 in your first three months of Cardmembership. That’s enough for a return flight from London to over 100 European cities. Terms apply.
Earn Membership Rewards
You and your Supplementary Cardmember earn 1 point for every £1 spent and earn faster with 1 additional point for every £1 spent at American Express Travel Online.
Use Points the Way You Want
Unlike other loyalty programmes, Membership Rewards points never expire. Get shopping, travel and entertainment rewards or even offset any purchase made on your Card.Visit our Membership Rewards page to see more ways you can use your points.
Invite Friends, get Rewarded
Invite a friend and earn 12,000 bonus Membership Rewards points if they are approved – up to 90,000 points a year. You can put them towards Amazon purchases, flights or paying off your balance. Find out more here.
Platinum Lifestyle
Platinum Concierge
The Platinum Concierge service is your 24/7 travel & lifestyle service. Whether you need changes to your travel arrangements or would like to discover those places only the locals know, your Platinum Concierge is the easy way to unlock more of your Card benefits, day or night.
American Express Experiences
Enjoy one-of-a-kind experiences at exclusive Platinum events and American Express Experiences gives you access to sought-after events, from music concerts to fashion to iconic sports events.
Global Dining Collection
We hold reserved tables for Platinum Cardmembers at some of the best restaurants on the planet. Sometimes we can help you to meet your kitchen heroes too, or arrange complimentary beverages or a tour of the kitchen for you and your guests.

Now you can book direct from the Amex App, perfect for spontaneous dining decisions, as well as carefully planned occasions.
Complimentary Supplementary Cards
Extend your benefits to those closest to you and earn points for their purchases with up to five complimentary Supplementary Cards (one Platinum and a combination of four Gold or Green Cards).
American Express Offers
Enjoy carefully selected offers from our range of retail partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirements.
Purchase and Refund Protection
Purchase Protection and Refund Protection covers eligible items purchased using the Card.
Platinum Service via the Amex App
The new messaging feature in your Amex App puts Platinum Service in your pocket. Now you can take care of your Account details and enjoy fast, easy access to Platinum, even when you’re on the move.
Travel Benefits
Airport Lounges Access
Put your feet up before you take off with complimentary access to over 1,200 airport lounges across more than 130 countries worldwide including the American Express lounges.
Worldwide Travel Insurance
Enjoy comprehensive worldwide travel insurance for you, your partner, your dependent children and your Supplementary Cardmembers for trips of up to 90 days and gap year cover for children under 25. Terms apply.
Hotel Benefits
Enjoy complimentary benefits with an average total value of $550* with Fine Hotels & Resorts at over 1,000 luxury hotels worldwide including room upgrades when available**, complimentary breakfast and guaranteed 4pm late check-out.
Lodging Benefits
Get elevated to the higher tiers of our leading hotel loyalty partner programmes, including Hilton HonorsTM, Shangri-La Golden Circle and Marriot BonvoyTM Gold Elite Status.

Platinum Cardmembers also receive a $200 statement credit for every booking with
Car Rental Benefits
Enjoy access to the higher tiers of our travel partners’ loyalty programmes including Avis Preferred and Hertz Gold Plus Rewards® with benefits including a discount of up to 15%.
Private Taxi Hire
Receive a £10 statement credit every month when you book a trip with Addison Lee and Tristar car services in the UK using your Platinum Card. Terms apply.
24/7 Global Assist®
Global assist provides 24/7 help whenever you are travelling outside the UK.
To save time before you apply for your Platinum Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal Membership Rewards-enrolled American Express Cards in the past 24 months.
If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Applicants must be 18 years old or over and approval is subject to status.
Please ensure that you have read and downloaded these important documents before starting your application.
If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative Card is available - The Basic Card.

American Express adheres to The Standards of Lending Practice which are monitored and enforced by the
Lending Standards Board

Need help completing your application?
Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Apply today and get a decision in as little as 60 seconds.
The Platinum Card is offered by American Express Services Europe Limited. Click here for more information
The Platinum Card is offered by American Express Services Europe Limited. Click here for more information