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British Airways American Express® Credit Card

Representative 22.9% APR
Receive 5,000 Avios
You could get closer to your next adventure with 5,000 Avios when you spend £1,000 or more in your first three months of Cardmembership1

British Airways American Express® Premium Plus Card

Representative 76.0% APR
Receive 25,000 Avios
You could get closer to your next adventure with 25,000 Avios when you spend £3,000 or more in your first three months of Cardmembership2

REPRESENTATIVE EXAMPLE

HIGHLIGHTS

REWARDS

TRAVEL

WORLD CLASS SERVICE

ELIGIBILITY

Select Category
Representative Example
  • Representative APR (variable)
  • 22.9% APR
  • 76.0% APR
  • Purchase Rate APR (Variable)
  • 22.9% p.a.
  • 22.9% p.a.
  • Credit Limit
  • £1,200
  • £1,200
  • Credit Type
  • Credit Card with a variable credit limit
  • Credit Card with a variable credit limit
  • Annual Fee
  • No annual fee
  • £195
HighLights
  • Welcome Offer
  • 5,000 bonus Avios welcome offer
  • 25,000 bonus Avios welcome offer
  • Earn Rate
  • 1 Avios for every £1 spent
  • 1.5 Avios for every £1 spent3 Avios for every £1 spent direct with British Airways or BA holidays
  • More Benefits
  • No annual fee
  • Get 2-for-1 travel with a Companion Voucher when you spend £10,000 each year3
Reward Yourself
  • Avios
  • Collect 1 Avios for every £1 you spendReceive 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership1
  • Collect 1.5 Avios for every £1 you spendCollect 3 Avios for every £1 you spend direct with British Airways or BA HolidaysReceive 25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership2
  • 2-for-1 Travel
  • Get 2-for-1 travel with a Companion Voucher when you spend £20,000 each year on the Card, which you can use to take a companion with you in the same flight and cabin when you redeem Avios for a British Airways reward flight3. Taxes, fees and carrier charges apply
  • Get 2-for-1 travel with a Companion Voucher when you spend £10,000 each year on the Card, which you can use to take a companion with you in the same flight and cabin when you redeem Avios for a British Airways reward flight3. Taxes, fees and carrier charges apply
  • British Airways Rewards Flights
    Start planning a new adventure with your Avios:
    9,000 points
    One return flight from London to 50 European destinations*4
    15,000 points
    One return flight from London to 100 European destinations*4
    25,000 points
    One return flight from London to 140 European destinations OR a one-way flight from London to anywhere in the USA, Caribbean or Middle East*4
    *Terms, taxes, fees and carrier charges apply.
  • Spending Avios
    You can also redeem your Avios on:
  • Cabin UpgradesCash and Avios: Pay for part of the price of a flight with AviosCar RentalHotel Rooms
  • Supplementary Cards
  • Receive more Avios with complimentary Supplementary Cards for family and friends5 (subject to approval)
Travel
  • Insurance
  • You're insured for up to £75,000 against accidents on public transport when you buy your ticket with your Card6
  • You're insured for up to £250,000 against accidents on public transport when you buy your ticket with your Card6Flight cancellations, delays and delayed baggage – they're all covered when flights are purchased on your Card6
  • Global Assist
  • Global Assist® provides medical and legal assistance when you travel outside the UK, 24/7
World Class Service
  • Refund Protection
  • Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we'll replace or refund up to a maximum of £200, even if the retailer won't6
  • Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we'll replace or refund up to a maximum of £300, even if the retailer won't6
  • Purchase Protection
  • Your Purchase Protection means that if you bought an eligible item with your Card and it’s stolen or damaged within 90 days of purchase, we’ll replace or repair it, or refund you up to £2,500 per item6
  • Security
  • If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee
  • American Express Invites®
  • Enjoy access to purchase some of the hottest tickets in town with American Express Invites
Eligibility
  • To save you time, before applying for your British Airways American Express Credit Card or British Airways American Express Premium Plus Card it's worth making sure you can say yes to all the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtI understand I will not be eligible for any Welcome Offer if I hold or have held any British Airways American Express Card product in the past six months
Representative Example
  • Representative APR (variable)
  • 22.9% APR
  • Purchase Rate APR (Variable)
  • 22.9% p.a.
  • Credit Limit
  • £1,200
  • Credit Type
  • Credit Card with a variable credit limit
  • Annual Fee
  • No annual fee
HighLights
  • Welcome Offer
  • 5,000 bonus Avios welcome offer
  • Earn Rate
  • 1 Avios for every £1 spent
  • More Benefits
  • No annual fee
Reward Yourself
  • Avios
  • Collect 1 Avios for every £1 you spendReceive 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership1
  • 2-for-1 Travel
  • Get 2-for-1 travel with a Companion Voucher when you spend £20,000 each year on the Card, which you can use to take a companion with you in the same flight and cabin when you redeem Avios for a British Airways reward flight3. Taxes, fees and carrier charges apply
  • British Airways Rewards Flights
    Start planning a new adventure with your Avios:
    9,000 points
    One return flight from London to 50 European destinations*4
    15,000 points
    One return flight from London to 100 European destinations*4
    25,000 points
    One return flight from London to 140 European destinations OR a one-way flight from London to anywhere in the USA, Caribbean or Middle East*4
    *Terms, taxes, fees and carrier charges apply.
  • Spending Avios
    You can also redeem your Avios on:
  • Cabin UpgradesCash and Avios: Pay for part of the price of a flight with AviosCar RentalHotel Rooms
  • Supplementary Cards
  • Receive more Avios with complimentary Supplementary Cards for family and friends5 (subject to approval)
Travel
  • Insurance
  • You're insured for up to £75,000 against accidents on public transport when you buy your ticket with your Card6
  • Global Assist
  • Global Assist® provides medical and legal assistance when you travel outside the UK, 24/7
World Class Service
  • Refund Protection
  • Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we'll replace or refund up to a maximum of £200, even if the retailer won't6
  • Purchase Protection
  • Your Purchase Protection means that if you bought an eligible item with your Card and it’s stolen or damaged within 90 days of purchase, we’ll replace or repair it, or refund you up to £2,500 per item6
  • Security
  • If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee
  • American Express Invites®
  • Enjoy access to purchase some of the hottest tickets in town with American Express Invites
Eligibility
  • To save you time, before applying for your British Airways American Express Credit Card or British Airways American Express Premium Plus Card it's worth making sure you can say yes to all the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtI understand I will not be eligible for any Welcome Offer if I hold or have held any British Airways American Express Card product in the past six months

British Airways American Express® Credit Card

Representative 22.9% APR
Receive 5,000 Avios
You could get closer to your next adventure with 5,000 Avios when you spend £1,000 or more in your first three months of Cardmembership1

British Airways American Express® Premium Plus Card

Representative 76.0% APR
Receive 25,000 Avios
You could get closer to your next adventure with 25,000 Avios when you spend £3,000 or more in your first three months of Cardmembership2
TERMS AND CONDITIONS
1. For the British Airways American Express Credit Card, 5,000 Welcome Offer Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £1,000 on goods and services to the Account within three months of Account opening. Please note it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. For the Credit Card, you will be awarded 1 Avios for every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months.
2. For the British Airways American Express Premium Plus Card, the 25,000 Welcome Offer Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within three months of Account opening. Please note it can take up to one month for the Welcome Offer Avios to be awarded to your Account once you have met the required spend. For the Premium Plus Card, you will be awarded 1,5 Avios for every £1 spent and charged per transaction, and 3 Avios for every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months.
3. Terms and Conditions apply to Avios redemptions. Reward flights and Companion Voucher bookings are subject to availability. Detailed information on Companion Voucher can be found at britishairways.com/travel/amexcompaniotc/public/en_gb or by calling 0844 493 0750 (calls cost 7ppm plus your telephone company access charge).
4. Examples shown are based on redeeming Avios through the British Airways Executive Club programme for return flights departing from and returning to London. *Terms, taxes, fees and carrier charges apply. Calculations made using the British Airways Avios Points Calculation website on 9 July 2018, found at britishairways.com/travel/flight-calculator/public/en_gb. Reward bookings are subject to availability and cannot be waitlisted. Reward bookings are subject to taxes, fees and carrier charges. BA Terms and Conditions apply and can be found at www.britishairways.com/en-gb/executive-club/terms-and-conditions.
5. Supplementary Cards allow you to share the benefits of your British Airways American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Written details available on request. Applicants must be 18 years old or over. Approval subject to status and Terms and Conditions apply.
6. Terms and Conditions apply. Please see these Insurance Terms and Conditions for full details relating to the British Airways American Express Credit Card. Alternatively, please see these Insurance Terms and Conditions for full details relating to the British Airways American Express Premium Plus Card. Please read these documents to understand the limits and exclusions that may apply.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.