Amex® Cashback Everyday Credit Card

Amex® Cashback Everyday Credit Card

Annual Fee: £0
Representative 31.0% APR
New Cardmembers Get 5% cashback on your purchases (up to £100 £125)
for the first five months of Cardmembership1. Offer ends 9 April 2024. Terms and minimum spend apply. 18+, subject to status.


Your interest rates will change in line with the Bank of England base rate. Please click here for more information.

Amex® Cashback Credit Card

Amex® Cashback Credit Card

Annual Fee: £25
Representative 36.7% APR
New Cardmembers get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership2

Your interest rates will change in line with the Bank of England base rate. Please click here for more information.

REPRESENTATIVE EXAMPLE

HIGHLIGHTS

CASHBACK

TRAVEL

WORLD CLASS SERVICE

ELIGIBILITY

Select Category
Representative Example
  • Annual Fee
  • £0
  • £25
  • Representative APR
  • 31.0% APR (Variable)
  • 36.7% APR (Variable)
  • Purchase Rate
  • 31.0% p.a. (Variable)
  • 31.0% p.a. (Variable)
  • Assumed Credit Limit
  • £1,200
  • £1,200
HighLights
  • Welcome Bonus
  • Get 5% cashback on your purchases (up to £100 £125)
    for the first five months of Cardmembership1. Offer ends 9 April 2024. Terms and minimum spend apply. 18+, subject to status.
  • Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership2
  • Cashback on purchases
  • Earn up to 1% cashback on all purchases3
  • Earn up to 1.25% cashback on all purchases4
  • American Express Experiences®
  • Enjoy access to purchase some of the hottest tickets in town with American Express Experiences
CASHBACK
  • After the first five months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card3 within your Cardmembership yearSpend £0 to £10,000 and receive 0.5% on purchasesSpend over £10,001 and receive 1% cashback on purchasesAs long as you spend a minimum of £3,000 in a year, every full £1 you spend on purchases qualifies for cashback
  • After the first three months of Cardmembership you’ll earn up to 1.25% cashback depending on how much you spend on the Card4 within your Cardmembership yearSpend £0 to £10,000 and receive 0.75% cashback on purchasesSpend over £10,001 and receive 1.25% cashback on purchases
Travel
  • Insurance
  • Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card
  • Global Assist
  • Global Assist® provides medical and legal assistance when you travel outside the UK, 24/7
World Class Service
  • Purchase & Refund Protection
  • Purchase and Refund Protection covers eligible items purchased using the Card
  • American Express Offers
  • Enjoy carefully selected offers from our range of retail and travel partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirement
  • Security
  • If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee
  • Complimentary Supplementary Cards
  • Earn cashback faster. Share the benefits of your Card with those closest to you and earn cashback for their purchases
Eligibility
  • To save time before applying for your Amex® Cashback Credit Card or Amex® Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtIntroductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months.

    If you can say yes, go ahead
Representative Example
  • Annual Fee
  • £0
  • Representative APR
  • 31.0% APR (Variable)
  • Purchase Rate
  • 31.0% p.a. (Variable)
  • Assumed Credit Limit
  • £1,200
HighLights
  • Welcome Bonus
  • Get 5% cashback on your purchases (up to £100 £125)
    for the first five months of Cardmembership1. Offer ends 9 April 2024. Terms and minimum spend apply. 18+, subject to status.
  • Cashback on purchases
  • Earn up to 1% cashback on all purchases3
  • American Express Experiences®
  • Enjoy access to purchase some of the hottest tickets in town with American Express Experiences
CASHBACK
  • After the first five months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card3 within your Cardmembership yearSpend £0 to £10,000 and receive 0.5% on purchasesSpend over £10,001 and receive 1% cashback on purchasesAs long as you spend a minimum of £3,000 in a year, every full £1 you spend on purchases qualifies for cashback
Travel
  • Insurance
  • Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card
  • Global Assist
  • Global Assist® provides medical and legal assistance when you travel outside the UK, 24/7
World Class Service
  • Purchase & Refund Protection
  • Purchase and Refund Protection covers eligible items purchased using the Card
  • American Express Offers
  • Enjoy carefully selected offers from our range of retail and travel partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirement
  • Security
  • If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee
  • Complimentary Supplementary Cards
  • Earn cashback faster. Share the benefits of your Card with those closest to you and earn cashback for their purchases
Eligibility
  • To save time before applying for your Amex® Cashback Credit Card or Amex® Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtIntroductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months.

    If you can say yes, go ahead

Amex® Cashback Everyday Credit Card

Amex® Cashback Everyday Credit Card

Annual Fee: £0
Representative 31.0% APR
New Cardmembers Get 5% cashback on your purchases (up to £100 £125)
for the first five months of Cardmembership1. Offer ends 9 April 2024. Terms and minimum spend apply. 18+, subject to status.


Your interest rates will change in line with the Bank of England base rate. Please click here for more information.

Amex® Cashback Credit Card

Amex® Cashback Credit Card

Annual Fee: £25
Representative 36.7% APR
New Cardmembers get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership2

Your interest rates will change in line with the Bank of England base rate. Please click here for more information.
TERMS AND CONDITIONS
1.New Cardmember offer:
This new Cardmember offer is only available if you have not held a personal American Express Card® within the previous 24 months. If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer.

5% Cashback:
5% cashback on your purchases for the first five months of Cardmembership (up to £125). This offer is eligible if you are a new customer and you have applied after 00:01 am GMT 21 February 2024 and before 11:59 PM GMT April 9th 2024. Cardmembership begins from Card approval. Any cashback from introductory offers will be credited to your Account in your Card anniversary month. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
2. With the Amex® Cashback Credit Card, you will earn 5% cashback on your purchases for the first three months of Cardmembership (up to £125). Cardmembership begins from Card approval. Introductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months. Any cashback from introductory offers will be credited to your Account in your Card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened.  Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
3.Cashback is calculated on the amount of the purchase and then rounded down to the nearest full pence. You will earn cashback on purchases applied to your Account at the following rate: 0.5% for the first £10,000 of purchases on your Card Account in the preceding 12 months; and 1% on purchases on your Card Account over £10,000 in the preceding 12 months. You must have made purchases on your Card Account of at least £3,000 within the card membership year applicable to your Card Account to be eligible to receive your cashback. Cashback will be paid by crediting your Account during each Credit Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
4.Cashback is calculated on the amount of the purchase and then rounded down to the nearest full pence. You will earn cashback on purchases applied to your Account at the following rate: 0.75% for the first £10,000 of purchases on your Card Account in the preceding 12 months; and 1.25% on purchases on your Card Account over £10,000 in the preceding 12 months. Cashback will be paid by crediting your Account during each Credit Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
5. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
6. You are entitled to up to 5 complimentary Supplementary Cards on your Amex® Cashback Account, subject to approval. Supplementary Cards can be requested for anyone aged 18 or over. If approved, you will be the main Cardholder and will be liable for all charges made on the Supplementary Card(s). Written details available on request. Approval subject to status and Terms and Conditions apply.