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Platinum Cashback Everyday Credit Card

Platinum Cashback Everyday Credit Card

Representative 22.9% APR
New Cardmembers get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership1

Your interest rates will change in line with the Bank of England base rate. Please click here for more information.

Platinum Cashback Credit Card

Platinum Cashback Credit Card

Representative 28.2% APR
New Cardmembers get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership2

Your interest rates will change in line with the Bank of England base rate. Please click here for more information.

REPRESENTATIVE EXAMPLE

HIGHLIGHTS

CASHBACK

TRAVEL

WORLD CLASS SERVICE

ELIGIBILITY

Select Category
Representative Example
  • Representative APR
    Purchase Rate
    22.9% APR
    22.9% p.a.
    (Variable)
    (Variable)
    Assumed Credit Limit
    Annual Fee
    £1,200
    £0
  • Representative APR
    Purchase Rate
    28.2% APR
    22.9% p.a.
    (Variable)
    (Variable)
    Assumed Credit Limit
    Annual Fee
    £1,200
    £25
HighLights
  • Welcome Bonus
  • Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership1
  • Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership2
  • Cashback on purchases
  • Earn up to 1% cashback on all purchases3
  • Earn up to 1.25% cashback on all purchases4
  • American Express Experiences®
  • Enjoy access to purchase some of the hottest tickets in town with American Express Experiences
CASHBACK
  • After the first three months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card3Spend £0 to £5,000 and receive 0.5% cashback on all purchasesSpend over £5,001 and receive 1% cashback on all purchasesAs long as you spend a minimum of £3,000 in a year, every full £1 you spend on purchases qualifies for cashback
  • After the first three months of Cardmembership you’ll earn up to 1.25% cashback depending on how much you spend on the Card4Spend £0 to £10,000 and receive 1% cashback on all purchasesSpend over £10,001 and receive 1.25% cashback on all purchases
Travel
  • Insurance
  • Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card
  • Global Assist
  • Global Assist® provides medical and legal assistance when you travel outside the UK, 24/7
World Class Service
  • Purchase & Refund Protection
  • Purchase and Refund Protection covers eligible items purchased using the Card
  • American Express Offers
  • Enjoy carefully selected offers from our range of retail and travel partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirement
  • Security
  • If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee
  • Complimentary Supplementary Cards
  • Earn cashback faster. Share the benefits of your Card with those closest to you and earn cashback for their purchases
Eligibility
  • To save time before applying for your Platinum Cashback Credit Card or Platinum Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtIntroductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months.

    If you can say yes, go ahead
Representative Example
Representative APR
Purchase Rate
22.9% APR
22.9% p.a.
(Variable)
(Variable)
Assumed Credit Limit
Annual Fee
£1,200
£0
HighLights
  • Welcome Bonus
  • Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership1
  • Cashback on purchases
  • Earn up to 1% cashback on all purchases3
  • American Express Experiences®
  • Enjoy access to purchase some of the hottest tickets in town with American Express Experiences
CASHBACK
  • After the first three months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card3Spend £0 to £5,000 and receive 0.5% cashback on all purchasesSpend over £5,001 and receive 1% cashback on all purchasesAs long as you spend a minimum of £3,000 in a year, every full £1 you spend on purchases qualifies for cashback
Travel
  • Insurance
  • Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card
  • Global Assist
  • Global Assist® provides medical and legal assistance when you travel outside the UK, 24/7
World Class Service
  • Purchase & Refund Protection
  • Purchase and Refund Protection covers eligible items purchased using the Card
  • American Express Offers
  • Enjoy carefully selected offers from our range of retail and travel partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirement
  • Security
  • If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee
  • Complimentary Supplementary Cards
  • Earn cashback faster. Share the benefits of your Card with those closest to you and earn cashback for their purchases
Eligibility
  • To save time before applying for your Platinum Cashback Credit Card or Platinum Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtIntroductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months.

    If you can say yes, go ahead

Platinum Cashback Everyday Credit Card

Platinum Cashback Everyday Credit Card

Representative 22.9% APR
New Cardmembers get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership1

Your interest rates will change in line with the Bank of England base rate. Please click here for more information.

Platinum Cashback Credit Card

Platinum Cashback Credit Card

Representative 28.2% APR
New Cardmembers get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership2

Your interest rates will change in line with the Bank of England base rate. Please click here for more information.
TERMS AND CONDITIONS
1.With the Platinum Cashback Everyday Credit Card 5% cashback on your purchases for the first three months of Cardmembership (up to £100). Cardmembership begins from Card approval. Introductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
2. With the Platinum Cashback Credit Card, you will earn 5% cashback on your purchases for the first three months of Cardmembership (up to £125). Cardmembership begins from Card approval. Introductory offers are not available if you currently hold or have held any personal American Express Cards in the past 24 months. Any cashback from introductory offers will be credited to your Account in your Card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened.  Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
3.Cashback is earned on nearly every full £1 spent on each purchase. The value of each purchase will be rounded down to the nearest full £1 before Cashback is calculated. Cashback will be payable at the following rates,0.5% on spend up to £5,000,1% on spend over £5,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding twelve months. You must have made purchases on your Card Account of at least £3,000 within the card membership year. Cashback is not earned on Balance Transfers, Cash Advances, American Express® Travellers™ Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
4. Cashback is earned on nearly every full £1 spent on each purchase. The value of each purchase will be rounded down to the nearest full £1 before Cashback is calculated. Cashback will be payable to you by us at , 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your account during each Card anniversary month on the expenditure that has taken place during the preceding twelve months. Cashback is not earned on Balance Transfers, Cash Advances, American Express® Travellers™ Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
5. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
6. You are entitled to up to 99 complimentary Supplementary Cards on your American Express Platinum Cashback Account, subject to approval. Supplementary Cards can be requested for anyone aged 18 or over. If approved, you will be the main Cardholder and will be liable for all charges made on the Supplementary Card(s). Written details available on request. Approval subject to status and Terms and Conditions apply.