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Platinum Cashback Credit Card

Representative 28.2% APR

Earn up to 1.25% cashback on spend over £10,0011

Platinum Cashback Everyday Credit Card

Representative 22.9% APR

Earn up to 1% cashback on spend over £5,0012

REPRESENTATIVE EXAMPLE

HIGHLIGHTS

ELIGIBILITY

Select Category
Representative Example
  • Representative APR(variable)
  • 28.2% APR
  • 22.9% APR
  • Purchase Rate APR(Variable)
  • 22.9% p.a.
  • 22.9% p.a.
  • Credit Limit
  • £1,200
  • £1,200
  • Credit Type
  • Credit Card with a variable credit limit
  • Credit Card with a variable credit limit
  • Annual Fee
  • £25
  • No annual fee
HighLights
  • Welcome Bonus
  • Enjoy a generous 5% cashback on all purchases you make for the first 3 months of Cardmembership up to £125 cashback3. The only hard part is choosing what you’re going to turn all that cashback into
  • Enjoy a generous 5% cashback on all purchases you make for the first 3 months of Cardmembership up to £100 cashback4. The only hard part is choosing what you’re going to turn all that cashback into
  • Cashback
  • After the first three months of Cardmembership you’ll earn up to 1.25% cashback depending on how much you spend on the Card1Spend £0 to £10,000 and receive 1% cashback on all purchasesSpend over £10,001 and receive 1.25% cashback on all purchases
  • After the first three months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card2Spend £0 to £5,000 and receive 0.5% cashback on all purchasesSpend over £5,001 and receive 1% cashback on all purchasesAs long as you spend a minimum of £3,000 in a year, every full £1 you spend on purchases qualifies for cashback
  • World class service
  • Offering travel and shopping protection benefits5
  • Supplementary Cards
  • Generate even more cashback for your Account with complimentary Supplementary Cards. Subject to application and approval6
Eligibility
  • To save time before applying for your Platinum Cashback Credit Card or Platinum Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtIntroductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Credit Cards in the past six months.

    If you can say yes, go ahead
Representative Example
  • Representative APR(variable)
  • 28.2% APR
  • Purchase Rate APR(Variable)
  • 22.9% p.a.
  • Credit Limit
  • £1,200
  • Credit Type
  • Credit Card with a variable credit limit
  • Annual Fee
  • £25
HighLights
  • Welcome Bonus
  • Enjoy a generous 5% cashback on all purchases you make for the first 3 months of Cardmembership up to £125 cashback3. The only hard part is choosing what you’re going to turn all that cashback into
  • Cashback
  • After the first three months of Cardmembership you’ll earn up to 1.25% cashback depending on how much you spend on the Card1Spend £0 to £10,000 and receive 1% cashback on all purchasesSpend over £10,001 and receive 1.25% cashback on all purchases
  • World class service
  • Offering travel and shopping protection benefits5
  • Supplementary Cards
  • Generate even more cashback for your Account with complimentary Supplementary Cards. Subject to application and approval6
Eligibility
  • To save time before applying for your Platinum Cashback Credit Card or Platinum Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following:
  • I am aged 18 or overI have a current UK bank or building society accountI have a permanent UK home addressI have no history of bad debtIntroductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Credit Cards in the past six months.

    If you can say yes, go ahead

Platinum Cashback Credit Card

Representative 28.2% APR

Earn up to 1.25% cashback on spend over £10,0011

Platinum Cashback Everyday Credit Card

Representative 22.9% APR

Earn up to 1% cashback on spend over £5,0012
TERMS AND CONDITIONS
1. Cashback is earned on nearly every full £1 spent on each purchase. The value of each purchase will be rounded down to the nearest full £1 before Cashback is calculated. Cashback will be payable to you by us at , 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your account during each Card anniversary month on the expenditure that has taken place during the preceding twelve months. Cashback is not earned on Balance Transfers, Cash Advances, American Express® Travellers™ Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
2. Cashback is earned on nearly every full £1 spent on each purchase. The value of each purchase will be rounded down to the nearest full £1 before Cashback is calculated. Cashback will be payable at the following rates,0.5% on spend up to £5,000,1% on spend over £5,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding twelve months. You must have made purchases on your Card Account of at least £3,000 within the card membership year. Cashback is not earned on Balance Transfers, Cash Advances, American Express® Travellers™ Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
3. With the Platinum Cashback Credit Card, you will earn 5% cashback on your purchases for the first three months of Cardmembership (up to £125). Cardmembership begins from Card approval. Introductory offers are not available if you currently hold or have held any other American Express Platinum Cashback Cards in the past six months. Any cashback from introductory offers will be credited to your Account in your Card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened.  Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
4.With the Platinum Cashback Everyday Credit Card 5% cashback on your purchases for the first three months of Cardmembership (up to £100). Cardmembership begins from Card approval. Introductory offers are not available if you currently hold or have held any other American Express Platinum Cashback Cards in the past six months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
5. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
6. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardholder and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers and applicants must be 18 years or over. Written details available on request.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.