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Compare Business Cards from American Express®

Welcome Offer

 
 
 

Earn 40,000 bonus Membership Rewards® points if you are approved and spend £6,000 in the first three months of CardmembershipView Footnote 4 - enough for two business class return flights from London to Berlin.View Footnote 5 Terms, taxes, fees and charges apply.

Earn 20,000 bonus Membership Rewards® points if you are approved and spend £3,000 in the first three months of CardmembershipView Footnote 6 - enough for two business class return flights from London to selected European destinations such as Berlin.View Footnote 7

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Card Overview

 
 
 

Exclusively for Businesses, the Card with premium travel benefits, business services, and rewards.

Exclusively for Businesses, you could turn business purchases into rewards and keep your cashflow, flowing.

A payment card with no pre-set spending limit - this Card offers you the basics you need to make purchases.

Deferred payment on purchases

 
 
 

Up to 54 daysView Footnote 8

Up to 54 daysView Footnote 8

Up to 42 daysView Footnote 9

Cashflow management & Card Type

 
 
 

Charge Card with no pre-set spending limit.View Footnote 10 Just pay off your balance in full each month.

Charge Card with no pre-set spending limit.View Footnote 10 Just pay off your balance in full each month.

Charge Card with no pre-set spending limit.View Footnote 10 Just pay off your balance in full each month.

Membership Rewards

 
 
 

Earn 1 Membership Rewards point for every full £1 you spend on the Card.View Footnote 11

Plus, earn one additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel.View Footnote 12

Earn 1 Membership Rewards point for every full £1 you spend on the Card.View Footnote 11

Plus, earn one additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel.View Footnote 12

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Access: American Express Invites®

 
 
 

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Premium Travel Benefits

 
 
 

• Priority Pass Worldwide Airport Lounge AccessView Footnote 13
• Hotel benefits with FINE HOTELS & RESORTSView Footnote 14, Starwood Hotels and ResortView Footnote 15, Carlson Rezidor HotelsView Footnote 15
• Car hire benefitsView Footnote 15 with Hertz and Avis

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World Class Service and Business Account Management

 
 
 

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Supplementary Cards

 
 
 

1 Complimentary Supplementary Platinum Business Card and up to 4 additional Complimentary Supplementary Gold Business CardsView Footnote 16

Up to 99 complimentary Supplementary Gold Business CardsView Footnote 17

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Platinum Business Service

 
 
 

Dedicated concierge and travel team

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Insurance

 
 
 

• Purchase Protection and Refund ProtectionView Footnote 18
• Comphrehensive Worldwide Travel Insurance, including Travel Accident and Travel Inconvenience InsuranceView Footnote 18
• Global Assist®

• Purchase Protection and Refund ProtectionView Footnote 18
• Travel Accident and Travel Inconvenience InsuranceView Footnote 18
• Global Assist®

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Emergency Card Replacement

 
 
 

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Eligibility

 
 
 

• The business has a current UK Bank or Building Society account

• You/The business have/has no County Court Judgements for non-payment of debt

• You are aged 18 or over

• You have a permanent UK home address

• You will pay the annual Cardmembership fee of £450

• You will not be eligible for any Welcome Bonus award if you currently hold or have held any Membership Rewards enrolled American Express Card in the past six months.

• The business has a current UK Bank or Building Society account

• You/The business have/has no County Court Judgements for non-payment of debt

• You are aged 18 or over

• You have a permanent UK home address

• You will pay the annual Cardmembership fee of £125

• You will not be eligible for any Welcome Bonus award if you currently hold or have held any Membership Rewards enrolled American Express Card in the past six months.

• The business has a current UK Bank or Building Society account

• You/The business have/has no County Court Judgements for non-payment of debt

• You are aged 18 or over

• You have a permanent UK home address



Terms and Conditions

 
 
 

Read Terms & Conditions

Read Summary Box

Read Insurance Documentation

Your guide to the Lending Code



American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Read Terms & Conditions

Read Summary Box

Read Insurance Documentation

Your guide to the Lending Code


American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Read Terms & Conditions

Read Summary Box

Your guide to the Lending Code



American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

The American Express Platinum Business Card
The American Express® Gold Business Card
Basic Business Card from American Express
The American Express® Basic Business Card

Benefits Details

£450 annual Cardmembership fee 1

A £450 annual Card fee will automatically be charged to your account on or after the anniversary of your account opening date. Applicants must be UK residents, aged 18 or over. Approval is subject to status and terms and conditions apply.

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Get your first year's annual Cardmembership fee on us (saving you £125) 2

The first year’s Cardmembership is complimentary and from year two of your membership, a £125 annual Card fee will automatically be charged to your Account on or after the anniversary of your Account opening date. Applicants must be UK residents, aged 18 or over. Approval is subject to status and terms and conditions apply.

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No annual Cardmembership fee 3

Basic Business Card does not incur an annual Cardmembership fee. Applicants must be UK residents, aged 18 or over.

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Earn 40,000 bonus Membership Rewards points 4

If you are approved and spend £6,000 on purchases on the Account within the first 3 months of Cardmembership, 40,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.

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Two business class return flights from London to Berlin or Paris 5

Example based on transferring 36,000 Membership Rewards points to 36,000 Avios, the reward currency of the British Airways Executive Club. Costs quoted are for peak fare flights. Calculation made for two return business class flights from London (all airports) to Berlin (TXL, Tegel) or Paris (PAR, Paris), using the British Airways Avios Points Calculation website on the 11th May 2015, found at britishairways.com/travel/avios-calculator. Reward bookings are subject to availability and cannot be waitlisted. Reward bookings are subject to taxes, fees and carrier charges. BA Terms and Conditions apply and can be found at britishairways.com/executive-club/terms-and-conditions.

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Earn 20,000 bonus Membership Rewards points 6

If you are approved and spend £3,000 on purchases on the Account within the first three months of Cardmembership, 20,000 bonus Membership Rewards points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled or have been enrolled in the Membership Rewards programme in the last six months, are not eligible for the bonus. All introductory offers are subject to change and can be withdrawn at any time.

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Business class return flight from London to Berlin or Paris 7

Example based on transferring 18,000 Membership Rewards points to 18,000 Avios, the reward currency of the British Airways Executive Club. Costs quoted are for peak fare flights. Calculation made for a return business class flight from London (all airports) Berlin (TXL, Tegel), using the British Airways Avios Points Calculation website on the 11th May 2015, found at britishairways.com/travel/avios-calculator. Reward bookings are subject to availability and cannot be waitlisted. Reward bookings are subject to taxes, fees and carrier charges. BA Terms and Conditions apply and can be found at britishairways.com/executive-club/terms-and-conditions.

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54 days deferred payment on purchases 8

The maximum amount of time for deferred payment on purchases is 54 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.

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42 days deferred payment on purchases 9

The maximum amount of time for deferred payment on purchases is 42 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.

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No pre-set spending limit 10

No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.

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Membership Rewards points 11

Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.

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American Express Travel UK 12

Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.

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Priority Pass programme 13

The Primary Platinum Business Cardmember and the first Supplementary Platinum Business Cardmember need to enrol in the Priority Pass programme. In order to access over 700 lounges in the Priority Pass programme, the Cardmember must present a valid Priority Pass membership card in their name, along with a boarding pass for same day travel. Any additional guests will be charged a fee at the prevailing rate – currently £15 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For Priority Pass Conditions of Use visit prioritypass.com. The Cardmember agrees to abide by the Conditions of Use, as detailed at prioritypass.com.

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FINE HOTELS & RESORTS 14

Valid only for new FINE HOTELS & RESORTS bookings made through Platinum Travel Service, Business Platinum Travel Service, American Express Travel online at americanexpress.co.uk/travel, or any American Express Travel office. Payment must be made in full with an American Express Card in the UK Platinum Cardmember’s name. Available for UK Platinum Charge Cardmembers. Cardmember must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Certain room categories are not eligible for room upgrade; call Platinum Travel Service for details. Breakfast amenity varies by property, but will be, at a minimum, a continental breakfast. Complimentary Wi-Fi is provided in room, with the exception of select properties where In-Room Wi-Fi is included as part of a mandatory daily resort fee or is not available. In these instances complimentary Wi-Fi will be provided in a common space on property. Call Platinum Travel Service for property specific details regarding Wi-Fi. Benefit restrictions vary by FINE HOTELS & RESORTS property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Benefits and additional FINE HOTELS & RESORTS promotions are only applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Cardmember, per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating FINE HOTELS & RESORTS properties and benefits are subject to change.

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Loyalty programme benefits 15

Enrolment is required to receive loyalty programme benefits. Benefits are subject to change and availability and may vary by hotel and car hire loyalty programme partner. American Express Terms and Conditions apply. Hotel Loyalty programme benefits may not be combined with the Fine Hotels & Resorts programme.  American Express reserves the right to instruct loyalty programme partner to cancel your membership if you cease to be a Platinum Business Cardmember or your Account is not in good standing.

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Supplementary Cards 16

Supplementary Cards allow you to share some of the benefits of your American Express Business Card with employees, colleagues and others close to you. You will be the main Cardholder and you, the Business and the Supplementary Cardholder will be jointly and severally liable for all charges made by a Supplementary Cardholder with their Card. Additional Cardmembers must be UK residents aged 18 or over. Approval subject to status and terms and conditions apply. You can apply for 1 complimentary Supplementary Platinum Business Card and up to four complimentary Supplementary Gold Business Cards. Additional Supplementary Platinum Business Cards beyond this will each carry a fee of £170 and additional Gold Business Cards will carry a fee of £45.

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Supplementary Cards 17

Supplementary Cards allow you to share some of the benefits of your American Express Business Card with employees, colleagues and others close to you. You will be the main Cardholder and you, the Business and the Supplementary Cardholder will be jointly and severally liable for all charges made by a Supplementary Cardholder with their Card. Additional Cardmembers must be UK residents aged 18 or over. Approval subject to status and terms and conditions apply.

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Insurance terms and conditions 18

Terms and conditions apply. Please see the Insurance terms and conditions for full details. Please read this to understand the limits and exclusions that may apply

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