By using an American Express Charge Card for your business, you could increase your purchasing power:
With the Gold Business Card and the Platinum Business Card you can earn 1 Membership Rewards point for virtually every full £1 you spend.4 So when you use your Card for daily business purchases or large one-off expenses, your points balance can grow. You can then redeem for a variety of rewards to reinvest in your business or to treat yourself or your employees. Learn more about Business Card rewards.
No matter what business you’re in, using an American Express Business Card could benefit your business. American Express Business Cardmembers represent many different industries including: dental, construction, veterinary, plumbing and electrical, retail, restaurant, automotive, optical, pharmaceutical, travel, and consultancy, just to name a few.
So whether you’re paying for business travel, parking, office supplies, equipment, business registration or advertising, use the Gold Business or Platinum Business Card and you could turn business expenses into rewards. Learn more about the American Express Business Cards, exclusively for businesses.
If you'd prefer a Card without any rewards, other features, or an annual Cardmembership fee, an alternative option is available – the Basic Business Card.
1. No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.
2. The maximum amount of time for deferred payment on purchases is 54 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
3. Supplementary Cards allow you to share some of the benefits of your American Express Business Card with employees, colleagues and others close to you. You will be the main Cardholder and you, the Business and the Supplementary Cardholder will be jointly and severally liable for all charges made by a Supplementary Cardholder with their Card. Supplementary Cardmembers must be UK residents aged 18 or over. Approval subject to status and terms and conditions apply. You can request up to 99 complimentary Supplementary Gold Business Cards with a Gold Business Card Account. On a Platinum Business Card Account, you can apply for 1 complimentary Supplementary Platinum Business Card and up to four complimentary Supplementary Gold Business Cards - additional Supplementary Platinum Business Cards beyond this will each carry a fee of £170 and additional Gold Business Cards will carry a fee of £45.
4. Membership Rewards points are earned on virtually every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions.
Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.