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Find out if you are eligible for an American Express® Card, today.

Use our quick tool to see your likelihood of being approved for one of our Cards, without any damage to your credit score.

Find out your likelihood of being approved for a Card without impacting your credit score.

Please give us a moment while we review your details.

Good news. We were able to match the details you provided. See your results below.

See below for cards that best suit your needs and situation.

Good News. See your likelihood of approval for the below cards.

You're unlikely to be approved for your chosen card

Thank you for using the Eligibility Checker. Unfortunately, you're unlikely to be approved for a card at this time.

Check your eligibility

Why use our Eligibility Checker?

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Simply provide us with a few of your details and we’ll analyse your data in two minutes or less.

We’ll run a pre-application check with Experian. This type of check will not impact your credit rating or affect your ability to obtain credit.

You’ll see your likelihood of being approved for our Cards prior to submitting a formal application.

1.

Tell us about you.


Enter your name, date of birth, and income. *Marked fields are mandatory.

Your Email Address must be in the correct format, e.g. account@domain.com

Select your Title from the list.

First name must include at least two letters and can contain spaces, hyphens or apostrophes.

Surname must include at least two letters and can contain spaces, hyphens or apostrophes.

Ensure Date of Birth contains digits only and is a valid date. You need to be 18 or over to apply.

Ensure Date of Birth contains digits only and is a valid date. You need to be 18 or over to apply.

Ensure Date of Birth contains digits only and is a valid date. You need to be 18 or over to apply.

Enter your Annual Personal Income. Ensure you enter numbers only. £

Your personal annual pre-tax income

Enter your Partner / Spouse's Annual Household Income. Do not include your Annual Personal Income. £

Additional annual personal income

2.

Where do you live?


Enter your house number and post code. Then use the Find Address button and select your address.

Ensure Flat Number, House Name and/or House Number is completed. letters (A-Z, upper and lower case), digits (0-9), spaces, hyphens and apostrophes are allowed.

Ensure your Postcode is in the correct format e.g. AZ1 1ZZ.

Ensure Flat Number, House Name and/or House Number is completed. letters (A-Z, upper and lower case), digits (0-9), spaces, hyphens and apostrophes are allowed.

Ensure Flat Number, House Name and/or House Number is completed. letters (A-Z, upper and lower case), digits (0-9), spaces, hyphens and apostrophes are allowed.

Ensure the Street name includes at least 2 letters and can contain numbers, spaces, hyphens and apostrophes.

Ensure your Town or City Name includes at least 2 letters and can contain numbers, spaces, hyphens or apostrophes.

Time at this address*

If less than 3 years, you'll need to add your previous address.

+

Incomplete / Invalid Address

3.

Choose a reward type.


Choose the best reward type for you.

Please select a reward type to continue

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worldwide travel insurance benefits

Terms and Conditions apply. Please read the Terms and Conditions here for full details of the travel protection benefits currently available and to understand the limits and exclusions that may apply.

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welcome bonus

The 30,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £2,000 within the first three months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past six months. Please note that it can take up to one month for bonus points to be awarded to your Account. Flight is based on a return economy flight, reward flights are subject to availability.

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Membership Rewards®

Our customer loyalty programme. The points you earn on spend on your Card can be redeemed for a wide variety of shopping, travel and entertainment rewards. Points can also be transferred to 14 frequent flyer and hotel loyalty programmes. For more information please visit membershiprewards.co.uk

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American Express Invites

Cardmembers can enjoy access to a wide range of sought after events, often before they go on general sale. Tell me more

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Likelihood of approval

The eligibility score represents your probability of being approved to the Card should you complete a formal application based on the details provided today.

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welcome offer

For the Credit Card, 5,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £1,000 on goods and services to the Account within three months of Account opening. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.

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Companion Voucher

Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge.

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protection

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

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welcome offer

For the Premium Plus Card, the 25,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within three months of Account opening. For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.

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Companion Voucher

Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable Terms and Conditions will be provided within your Welcome Pack if you are approved.

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protection

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

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Membership Rewards®

The 20,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £2,000 within the first three months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past six months. Please note that it can take up to one month for bonus points to be awarded to your Account.  Flights are based on a return economy flight, reward flights are subject to availability.

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frequent flyer

Air France KLM Flying Blue, Alitalia MilleMiglia program, Asia Miles, British Airways Executive Club, Delta SkyMiles®, Emirates Skywards, Etihad Guest, Finnair Plus, Iberia Plus, SAS EuroBonus, Singapore Airlines KrisFlyer, and Virgin Atlantic Flying Club

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hotel

Club CarlsonSM, Hilton HHonorsTM and Starwood Preferred Guest®

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US $75 hotel credit

Valid for new bookings with participating providers of at least two consecutive nights made online through americanexpress.co.uk/travel To see an example list of participating hotels visit americanexpress.co.uk/hotelsgold Payment must be made in full with an American Express Card in the Preferred Rewards Gold Cardmember’s name. This benefit is for Preferred Rewards Gold Cardmembers only. The Gold Cardmember must travel on the itinerary booked. The Cardmember will receive the credit as a deduction from the final hotel bill when checking out of the hotel; they will receive $1 for each eligible dollar spent up to $75 USD. Room upgrade is based on availability and eligibility at check-in.  Participating providers and benefits subject to change. Bookings for participating hotels at The Hotel Collection made online at americanexpress.co.uk/travel will not earn two additional Membership Rewards points for every £1 spent, but will be earned at the normal rate of one point for virtually every £1 spent. Full Terms and Conditions apply, please visit americanexpress.co.uk/hotelsgold

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Lounge visits

In order to fulfil your membership with LOUNGE CLUB(TM), we will share certain information about you with the Priority Travel Group Holdings Limited ("PTG") who administer the LOUNGE CLUB(TM) programme. PTG will provide complimentary membership for the primary card holder to LOUNGE CLUB(TM), and issue a card and lounge listing. You will be entitled to two complimentary lounge visits at participating lounges each year you hold a valid Preferred Rewards Gold Card, which may be used by the primary Cardmember or by the primary Cardmember and one guest. Once you have activated your American Express Preferred Rewards Gold Card, please allow up to 28 working days for your LOUNGE CLUB(TM) card to arrive in the mail. Full Terms and Conditions apply, for details visitamericanexpress.co.uk/loungesgold

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Membership Rewards®

You will earn 1 Membership Rewards point for virtually every full £1 spent and charged per transaction. Membership Rewards Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange and Express Cash transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Read the full Terms and Conditions here

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Pre-set spending limit

Purchases are approved based on a variety of factors, including Account history, credit record and personal resources, security may be required.

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5% cashback

5% cashback will be payable to you by us on all your purchases made in the first three months up to £125. Introductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Cards in the past six months. Any cashback from introductory offers will be credited to your Account in your card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened.  Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

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1.25% cashback

Cashback is earned on every full pound spent on each purchase. The value of each purchase will be rounded down to the nearest full pound before Cashback is calculated .Cashback will be payable at the following rates, 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

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protection

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

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5% cashback

5% cashback will be payable to you by us on all your purchases made in the first 3 months up to £100. Introductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Cards in the past six months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

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protection

Terms and Conditions apply.  Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

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cashback rewards

Cashback rewards will be payable annually in the month following your Credit Card anniversary. 3% is earned on every full £1 spent and charged on all eligible restaurant dining purchases (no maximum). 2% is earned on every full £1 spent and charged on eligible travel purchases (no maximum). Unless stated above as being eligible, purchases will earn 1% cashback rewards on every full £1 spent and charged per purchase (maximum £300 cashback rewards every 12 months), subject to exclusions. Cashback rewards are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

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Welcome offer

0% interest rate on purchases for the first six months will only be available provided the minimum payment is received by the due date. There is no interest free grace period on Balance Transfers or Cash Advances.

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American Express Invites

Cardmembers can enjoy access to a wide range of in-demand events including music, theatre, and film, often before they go on general sale. Tell me more

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Welcome offer

20,000 bonus points will be awarded onto your Account once you have been approved and a minimum of £2,000 has been spent and charged to the Account within three months of Account opening. All introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held the Nectar Credit Card in the past six months.

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Cardmembership fee

The annual fee is £25. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £25 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date. The first year fee waiver is only available to new American Express Cardmembers. A customer is not considered a new Cardmember if they hold or have held in the last six months another American Express Card.

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2 points

2 points per full £1 spent consists of collecting 2 points for virtually every full £1 spent and charged on your Nectar Credit Card everywhere, including abroad (except for purchases made at warehouse retailers in the United Kingdom (e.g. Costco) where you will earn Points at the rate of 1 point for every full £1).

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4 points

4 points per full £1 spent consists of collecting 2 points for virtually every full £1 spent and charged on your Nectar Credit Card (except for purchases made at warehouse retailers in the United Kingdom where you will earn Points at the rate of 1 point for every full £1) and 2 points on your Nectar loyalty card at most participating Nectar partners. For BP, Expedia and Homebase, different points levels apply as the base earn rate on the loyalty card varies. See nectar.com for details.

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10,000 Starpoints

You will receive 10,000 bonus Starpoints when you spend and charge £1,000 within the first three months of Cardmembership. Please note that it can take up to two months for bonus Starpoints to be awarded to your Account. Please see complete information on complimentary nights by visiting spg.com

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Protection

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

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Free Weekend Night Award

Terms and Conditions apply to Starpoints redemptions and are subject to availability. Detailed information can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.

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