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International Payments for Business

Whether you have an American Express® Card or not, you can send and receive foreign currencies using our simple and secure online international payments platform

  • No setup fees
  • Experienced customer support team

FX International Payments at a glance

International Payments made easy, with or without an American Express® Card
American Express FX International Payments add great value and support the growth of global businesses.


  • Live currency exchange rates
  • Competitive fees for outgoing foreign & same currency payments
  • No fee for incoming currency payments
  • No set up/ maintenance fees
  • Transfers typically 2-4 business days1
  • No minimum or maximum money transfer limit
American Express offers a number of products and global payment solutions for your international payments services.


  • Outgoing and incoming international money transfers
  • Forward contracts
  • Blended payments
  • Cross currency payments
  • Outgoing currency drafts
  • Incoming currency drafts
  • Manage working capital with AccessLineSM
  • Learn more about our global payment solutions
FX International Payments offers Membership Rewards® points, customer service and support to integrate with existing accounting software of clients.

Rewards, Relationship, Support

  • American Express® Card Members earn Membership Rewards points2 on eligible money transfers over GBP£1000
  • Customer support, by phone and email Mon-Fri, 8.30am-5.30pm
  • Settle international payments transactions by Direct Debit, BACS, CHAPS or Faster Payments
  • Rate alert service by text or email
  • Full integration with ERP systems
  • File upload, batching facilities, reporting and payment scheduling/ blending
  • More about the Membership Rewards® program
American Express FX International Payments is a globally trusted brand providing international payments services for almost 117 years.


  • 117 years of expertise in international payments
  • Payments in 110+ countries, 80+ currencies
  • World-class rewards program

Source of customer statistics: FX International Payments 2014 Customer Satisfaction Survey

New solution for American Express Card Members

With American Express AccessLineSM powered by FX International Payments, eligible Card members can make fast, secure international and domestic payments, even to merchants who don't accept card payments. Manage your cash flow more efficiently and negotiate early payment discounts, while enjoying the benefits of Membership Rewards® points.3

How It Works

Making international payments easy for you and your supplier.

Infographic of steps involved in using American Express FX International Payments methods

If you have an American Express Card enrolled in the Membership Rewards® program, your business can earn one point for every £20 transferred internationally, up to a maximum of 5,000 points per FX transaction.2 Points can be redeemed for travel, shopping, dining and entertainment rewards.

Watch our Video

Learn how American Express® FX International Payments is convenient, secure, and can be rewarding.

How We Can Help Your Business

We have more than a century's experience in supporting the international payments of businesses like yours.
Today, our international payments solution is convenient, secure and rewarding.
Our online platform is complemented by our commitment to deliver our clients solid relationships, attractive rates and rewards.

Find out how we can help you

Make International Payments

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