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Send Money Online

Card members can send money abroad using our convenient and secure online payment service.

You’ll need to hold an eligible American Express Card1 We charge just £10 per transaction – so you don’t have to worry about hidden fees, whatever amount you transfer.

Sending Money Abroad

Key Features Key Features:

  • Currency exchange rates are displayed in real-time, so you can check them online and confirm your payment when your chosen currency reaches the rate you want
  • Send money overseas directly from your debit card. So there are no complications – it’s just a simple transaction.
  • We’ll confirm your transaction by email – to you and to your beneficiary.

Rewards Rewards

If you earn Membership Rewards® or cashback on your Card, you’ll collect points or cashback on every transaction of £10 or more, however you pay 2.

Sales and customer support representatives are available from Monday to Friday*, 24 hours a day

0800 085 3456

Online Money Transfer at a glance

Setup / maintenance fees
Transfer times
Sterling and Euro payments – typically 2 business days or less;3
Other currencies – typically 2-4 business days3
Payment method
Bank transfer, Debit Card, Credit Card
Transaction Fees
£10 per Foreign Currency Payment
Online payment history, transaction status, currency type and more
Over 60 currencies
Customer service
By phone – Monday to Friday 9am to 5pm4

Get Started

Open an Account to Send Money Online

1. Open an account

Complete the online application
You’ll need:

  1. an eligible American Express Card1
  2. your driving licence or passport number
  3. your address details for the past three years
Process your International Online Money Transfer

2. Use the service

Once your application is approved, we’ll email your login details. Just follow the instructions in the email to activate your account, and enjoy access to international money transfers.

Enjoy American Express Rewards on Money Transfers

Enjoy the rewards

If you earn Membership Rewards® or cashback on your Card, you’ll collect points or cashback on every transaction of £10 or more, however you pay. 2

Are you a business looking to pay an overseas supplier? We also offer an international payments services for businesses.

Find out more

American Express Membership Rewards

To earn Membership Reward points or cashback you must be enrolled in the Membership Rewards program or hold an eligible Cashback Card. You'll earn one Membership Rewards point for virtually every full £10 you transfer. If you hold an eligible Cashback Card you will earn £1 cashback for virtually every full £1,000 you transfer.2 Points can be redeemed for travel, shopping, dining and entertainment rewards.

Send payments abroad

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