United KingdomChange Country

American Express® Credit Cards
 

American Express offers a range of UK Credit Cards with different rewards and benefits tailored to your lifestyle and interests. 
Whether you want to collect loyalty Membership Rewards® points, cashback or travel rewards, or enjoy premium lifestyle experiences, here you could find a Credit Card to suit your needs.

 

Our Credit Cards

As a new Cardmember, get 5% cashback on your purchases (up to £125) for the first six months of Cardmembership.
 
Representative Example
Representative APR: 27.3% APR variable
Annual Fee: Based on £25
Credit Limit: Assumed credit limit of £1,200
Purchase Rate: 22.2% APR variable
 
Your interest rates will change in line with the Bank of England base rate. Please click here for more information.
 
  • Spend £0 to £10,000 and receive 1% cashback on all purchases
  • Spend over £10,001 and receive 1.25% cashback on all purchases
  • Exclusive Events

 

 

Please ensure that you have read and downloaded these important documents before starting your application.

Terms and Conditions / Summary Box / Insurance Documentation / Standard European
Consumer Credit Information
/ Statement of Lender and Borrower ResponsibilitiesCardmember Privacy Statement

American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Earn 20,000 Membership Rewards® points when you spend £3,000 in your first six months of Cardmembership. Offer ends 29 June 2020. Terms apply.
 
Representative Example
Representative APR: 56.6% APR variable
Annual Fee: Based on £140 (£0 in your first year)
Credit Limit: Assumed credit limit of £1,200
Purchase Rate: 22.2% APR variable
 
Your interest rates will change in line with the Bank of England base rate. Please click here for more information.
 
  • Get Membership Rewards points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners
  • Offset virtually anything you’ve bought on your Card with points
Please ensure that you have read and downloaded these important documents before starting your application.

Terms and Conditions / Summary Box / Insurance Documentation / Standard European
Consumer Credit Information
/ Statement of Lender and Borrower Responsibilities / Cardmember Privacy Statement

American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

As a new Cardmember, get 5% cashback on your purchases (up to £100) for the first six months of Cardmembership.
 
Representative Example
Representative APR: 22.2% APR variable
Annual Fee: Based on £0
Credit Limit: Assumed credit limit of £1,200
Purchase Rate: 22.2% APR variable
 
Your interest rates will change in line with the Bank of England base rate. Please click here for more information.
 
  • Earn up to 1% cashback with no annual fee
  • Travel and shopping protection

 

 

 

 

 

Please ensure that you have read and downloaded these important documents before starting your application.

Terms and Conditions / Summary Box / Insurance Documentation / Standard European
Consumer Credit Information
/ Statement of Lender and Borrower ResponsibilitiesCardmember Privacy Statement

American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Why choose an American Express Credit Card?

 

American Express Credit Cards offer you opportunities to earn a variety of rewards. From leading cashback rates, Avios,  to loyalty Membership Rewards® that you can redeem for gift cards, hotel stays, flights and much more.

 

The rewards don't stop there. Many of our Credit Cards offer you Refund ProtectionPurchase Protection, online Fraud protection, inclusive insurance benefits, and 24/7 customer support.

 

You can also enjoy access to our exclusive American Express Experiences programme, bringing you tickets to some of the hottest shows in town, exclusively for our Cardmembers. Whether your passion is music, film, or theatre, we can get you closer to the action.

 

Man on a phone call

Key Benefits at a Glance

An American Express travel rewards Card offers you:

 

  • A welcome bonus on selected Cards
  • The ability to earn travel rewards points
  • Purchase protection
  • Online fraud guarantee
  • Travel Accident and Travel inconvenience coverage
  • 24/7 customer service
  • Access to our American Express Invites.

 

How to apply for a credit Card

 

To apply for a personal Card in the UK you need to meet certain eligibility criteria. To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Application Process

Explore Cards by Category

Frequent Flyer Cards

 

Enjoy points for flights.

Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.

 

SOME OF OUR FREQUENT FLYER CARDS

Credit and Charge Cards Explained

 

Has talk of interest, annual fees, rates and percentages left you feeling confused?
 

Our simple Credit and Charge Card Guides are a great place to start.

American Express Benefits


FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your Card.



 

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex Pay and Apple PayTM you can even pay with your phone.
 
 

Find a type of Card to suit your needs

Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.