British Airways American Express® Credit Card

Collect Avios and get away sooner
Representative APR: 22.2% APR variable
New Cardmember Offer
Collect 5,000 bonus Avios
when you spend £1,000 in your first three months of Cardmembership
Representative Example
Representative APR22.2% APR variable
Annual FeeNo annual fee
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases
Check your eligibility
The British Airways American Express® Credit Card
- Only takes a couple of minutes to complete
- Will not impact your credit rating
- Allows you to apply with confidence
Featured Benefits
No Annual Fee
The Card that allows you to collect Avios on purchases you are already making, with no annual fee
Avios
Collect 1 Avios for virtually every £1 spent on purchases
Welcome Offer
5,000 bonus Avios welcome offer, if you spend £1,000 in your first three months of Cardmembership
All Benefits
Reward Yourself
Travel with a Companion Voucher
Earn Rate
Complimentary Supplementary Cards
Redeem your Avios for flights
Redeem your Avios in other ways
Invite Friends, get Rewarded
Travel Benefits
Global Assist®
Travel Accident Insurance
World-class Service
Purchase and Refund Protection
Fraud Guarantee
American Express Experiences
Receive your Card in the Post
Eligibility
To save time before applying for your British Airways American Express® Credit Card, it’s best to make sure you can say yes to the following.
- I am aged 18 or over
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have no history of bad debt
- I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Cards in the past 24 months.
- If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Summary Box
- Read Standard European Consumer Credit Information and Additional Explanations
- Read Insurance
- Statement of Lender and Borrower Responsibilities
- Cardmember Privacy Statement
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Apply today and get a decision in as little as 60 seconds.

The British Airways American Express Credit Card is offered by American Express Services Europe Limited.