British Airways American Express®  Cards


Looking for a credit card that can really take you to places? You've found it. Get all the convenience and security of an British Airways American Express Card whilst collecting Avios. Discover more benefits here.


What is an Avios Credit Card?


Our British Airways American Express® Credit Card and British Airways American Express® Premium Plus Card allow you to collect Avios on your everyday purchases - even when you're not flying. Avios can be redeemed for holidays, upgrades, car hire, hotel stays and more.


Avios Credit Card Benefits


Aside from earning valuable Avios, with our British Airways American Express Cards, you can look forward to: 


  • Automatic enrolment into the British Airways Executive Club for a wealth of additional benefits, including the transfer of Membership Rewards points to Avios and, if you’re eligible, priority check-in and lounge access. 
  • Opportunity to earn a BA Companion Voucher. 
  • American Express® Experiences, which reserves tickets to someof the best events in town, exclusively for our Cardmembers. Whether your passion is music, film, dining or theatre, we can get you closer to the action.
  • Travel Accident cover on public transport when you buy your ticket with your Card.
  • Travel Inconvenience cover (British Airways American Express Premium Plus Card only) covering flight cancellations, delays and delayed luggage when you pay with your Card.
  • Refund Protection and Purchase Protection are also in place for eligible items you’ve bought on your Card in the UK within the last 90 days.
  • Card security & protection. American Express Cards feature Chip and PIN technology, and all transactions are processed through our own secure system to minimise the risk of fraud – whether you’re spending at home or away. Our early detection systems monitor potentially fraudulent activity, but if you are a victim of Credit Card fraud, and you’ve taken reasonable care with your Card, our Fraud Protection Guarantee means that you won't be responsible for any costs linked to the fraud.
  • 24/7 customer service. Need assistance? Our Customer Care Professionals and Global Assist® team are always available – contactable via phone, text, email or mail.
  • Accepted around the world. Wherever your travels take you, you can take your Credit Card. Better still, you'll continue to accumulate Avios which can go towards your next trip. Your spend abroad is converted as soon as we process the transaction, based on the American Express exchange rate which is set daily. If you’re paying in US dollars, the amount will be converted directly to pounds sterling. If you’re paying in another currency, this will be converted to US dollars and then to pounds sterling.

Our British Airways American Express Credit Cards

As a new Cardmember, collect 25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership. Terms apply1
Representative 102.5% APR variable



  • Companion Voucher2 each year when you spend £10,000
  • Automatic enrolment to the British Airways Executive Club
  • Travel and shopping protection3


As a new Cardmember, collect 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. Terms apply4
Representative 25.3% APR variable



  • Companion Voucher2 when you spend £12,000 per anniversary year
  • Automatic Enrolment to the British Airways Executive Club
  • Travel and shopping protection3


Frequently Asked Questions


Get answers to some of our frequently asked Avios questions.

What is a BA Companion Voucher and how does it work?

When you spend a certain amount each membership year on your Card (the threshold will depend on your BA Card type), you'll recieve a Companion Voucher. When you redeem Avios for a British Airways reward flight, a Companion Voucher can be used to take someone with you.


Taxes, fees and carrier charges will apply per person. 


How much are Avios points worth?

Avios are measured in purchases rather than monetary value. You can use your Avios to travel to many great destinations in Europe and Africa. Here’s an example of the balance you’ll need:


20,000 Avios – One return flight from London to Athens*

15,000 Avios – One return flight from London to Barcelona*

9,000  Avios  – One return flight from London to Berlin*


These examples are based on redeeming Avios through the British Airways Executive Club programme for return flights, departing from and returning to London.

*Terms, taxes, fees and carrier charges will apply.


Can I buy Avios?

Avios can be purchased. Find out more here.


Can I upgrade my Card?

If you currently hold the British Airways American Express Credit Card, you can upgrade to the British Airways American Express Premium Plus Card to accelerate your benefits. Find out more here



To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Charge & Credit Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.


Find a type of Card to suit your needs


Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.