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American Express Cashback Credit Cards

American Express Cashback Credit Cards

American Express cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whilst earning you cashback on almost everything you buy.

Why choose an American Express Cashback Credit Card?

Cashback Credit Cards from American Express, offer you highly competitive rates of cashback, with no limit on how much you can earn year after year.

You can also apply for Supplementary Cards for a relative or partner, and their spending will also count towards your eligible cashback total.

As a Cardmember, you can also enjoy American Express Invites®. American Express Invites reserves some of the hottest tickets exclusively for our Cardmembers. Whether your passion is music, film, dining, or theatre, we can get you closer to the action.


Our Cashback Credit Cards

Platinum Cashback Credit Card

Get 5% cashback up to £125 cashback for your first 3 months of Cardmembership1. Representative 28.2% APR variable
Terms and Conditions

Platinum Cashback Everyday Credit Card

Get 5% Cashback up to £100 for your first 3 months of Cardmembership Representative 22.9% APR variable
  • Get accelerated cashback with no annual fee
  • Travel and shopping protection
Terms and Conditions

The Costco TrueEarnings® American Express® Credit Card

0% interest on purchases for first 6 months of Cardmembership Representative 19.9% APR
Terms and Conditions

Key benefits at a glance

American Express cashback Credit Cards offer you:
  • Competitive cashback rates on your purchases
  • Online fraud protection
  • 24/7 customer service
  • American Express Invites

24/7 Customer Service

Our Customer Care Professionals are available 24/7 via phone, text, email or mail and the first person to answer your call will do their best to see it through until it is resolved.

Our Global Assist® team is on hand 24/7 to provide help and support when you travel outside the UK, in your own language.

Card security and protection

All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad.

Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Credit Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.

Selected American Express cashback Credit Cards offer Refund Protection on eligible items bought in the UK on your Card for up to 90 days.

Additional Purchase Protection may also be included. If you bought an eligible item on your Card and it becomes stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.

Accepted around the world

Our cashback Credit Cards are accepted all over the world and your spend is converted as soon as we process the transaction.

The American Express exchange rate is set daily, and if you are paying in US dollars, the amount will be converted directly to pounds sterling.

If you are paying in another currency, this will be converted to US dollars and then to pounds sterling.

Manage your Account online or on your mobile

Simply register online and you can manage your Account whenever you choose, online or on your mobile.

View your current balance, have updates sent to your phone, pay your bills easily, and set your contact preferences.



Before you apply, use the following checklist to see if you meet our standard eligibility criteria

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • And if self-employed, I have been working for more than one year
  • I have no history of bad debt

Some Cards may have additional specific eligibility criteria and you will be asked to provide employment, income and bank account information in order to submit your application.

Once you have found the Card that best suits you, read the important information, then hit the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Credit Card.

Your application takes less than 10 minutes and you can get a response in 60 seconds.

Find out if you're eligible with our Eligibility Checker

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Allows you to apply with confidence

Frequent Flyer Cards

Enjoy points for flights.
With the ability to earn Frequent Flyer points or Avios points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.

Some of our Featured Cards

Credit and Charge Cards Explained

Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.

Discover our Credit and Charge Card Guides

Find a type of card to suit your needs

Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.

Cashback is earned on every full pound spent on each purchase. The value of each purchase will be rounded down to the nearest full pound before Cashback is calculated .Cashback will be payable at the following rates, 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.