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Premium Credit Cards & Benefits


Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.


Why choose an American Express Premium Card?


If you like the finer things in life, then an American Express Premium Card is the Card for you. One-of-a-kind travel privileges, faster rewards, and extraordinary service give you just an idea of what you could experience as a Premium Cardmember.


Designed to complement and enhance your lifestyle, our Premium Credit Cards and Charge Cards enable you to accumulate rewards at faster rates, and personalised services such as our Concierge service which comes with the Platinum Card®.


If you're a small business owner, the Platinum Business Card  provides you with a range of additional business benefits and services to suit your needs, from extended payment days to no pre-set spending limit.


And, of course, like every Cardmember you can enjoy American Express Experiences® to reserve tickets to some of the hottest shows in town, exclusively for our Cardmembers. Whether your passion is music, film, or theatre, we can get you closer to the action.

Compare Premium Cards

Earn 30,000 Membership Rewards® points when you spend £4,000 in your first three months of Cardmembership

Annual Fee £575
  • Refined travel — unique access to airport lounges, handpicked hotels and complimentary offers
  • Worldwide Travel Insurance for you and your immediate family
  • Platinum Concierge can take care of travel and lifestyle plans


25,000 bonus Avios welcome offer

Representative 74.7% APR variable
  • Companion Voucher1 each year when you spend £10,000
  • Automatic enrolment to the British Airways Executive Club
  • Travel and shopping protection2





Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership.
Representative 56.6% APR variable
  • Easily transfer points to frequent flyer3 and hotel programmes
  • Complimentary Priority PassTM membership plus two airport lounge passes per year to use globally
  • 10% off Hertz base car rental rates


Premium Card Benefits at a Glance

Depending on your choice of American Express Premium Card, you can look forward to:


  • A welcome bonus of rewards to get you started
  • Selected Premium Cards allow you the ability to earn rewards at faster rates on your purchases
  • Purchase Protection
  • Online fraud guarantee
  • Exclusive travel benefits, such as companion tickets and Travel Insurance
  • Enhanced levels of protection and insurance at home and abroad
  • Access to over 700 airport lounges worldwide
  • A team of Customer Care Professionals to assist you 24/7
  • Access to American Express Experiences.


Explore Cards by Category

Frequent Flyer Cards


Enjoy points for flights.

Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.




To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Charge & Credit Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

Find a type of Card to suit your needs


Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.