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Personal Card
Personal Card

British Airways American Express® Credit Card

Personal Card
Personal Card

British Airways American Express® Premium Plus Card

Business Card
Business Card

British Airways American Express® Accelerating Business Card

Representative 24.5% APR

Representative 101.1% APR

Representative 96.7% APR

Personal Card
Personal Card

British Airways American Express® Credit Card

Personal Card
Personal Card

British Airways American Express® Premium Plus Card

Business Card
Business Card

British Airways American Express® Accelerating Business Card

Representative 24.5% APR

Representative 101.1% APR

Representative 96.7% APR

New Cardmember Offer

New Cardmember Offer

New Cardmember Offer

Collect 5,000 bonus Avios

Collect 25,000 bonus Avios

30,000 bonus Avios

when you spend £1,000 in your first three months of Cardmembership

when you spend £3,000 in your first three months of Cardmembership

when you spend £5,000 in your first three months of Cardmembership

Collect 5,000 bonus Avios

Collect 25,000 bonus Avios

30,000 bonus Avios

when you spend £1,000 in your first three months of Cardmembership

when you spend £3,000 in your first three months of Cardmembership

when you spend £5,000 in your first three months of Cardmembership

Representative Example

Annual Fee

No Annual Fee

Representative APR

24.5% APR variable

Assumed Borrowing

£1,200

Purchase Rate

24.5% p.a. variable

Annual Fee

£250

Representative APR

101.1% APR variable

Assumed Borrowing

£1,200

Purchase Rate

24.5% p.a. variable

Annual Fee

£250

Representative APR

96.7% APR variable

Assumed Borrowing

£1,200

Purchase Rate

22.2% p.a. variable

Annual Fee

No Annual Fee

Representative APR

24.5% APR variable

Assumed Borrowing

£1,200

Purchase Rate

24.5% p.a. variable

Annual Fee

£250

Representative APR

101.1% APR variable

Assumed Borrowing

£1,200

Purchase Rate

24.5% p.a. variable

Annual Fee

£250

Representative APR

96.7% APR variable

Assumed Borrowing

£1,200

Purchase Rate

22.2% p.a. variable

How You Earn

1 Avios

for every £1 spent on your Card

1.5 Avios

for every £1 spent on your Card

3 Avios

for every £1 spent with British Airways or BA Holidays

1.5 Avios

for every £1 spent on your Card

2 On Business Points

For every eligible £1 spent with British Airways

1 Avios

for every £1 spent on your Card

1.5 Avios

for every £1 spent on your Card

3 Avios

for every £1 spent with British Airways or BA Holidays

1.5 Avios

for every £1 spent on your Card

2 On Business Points

For every eligible £1 spent with British Airways

Earn Loyalty Rewards

Get a Companion Voucher when you spend £12,000

each membership year on the card, which you can use to take a companion with you. Vouchers are redeemable when you book an Avios reward flight in Euro Traveller and World Traveller cabins (economy class) only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees, carrier charges apply per person.

Get a Companion Voucher when you spend £10,000

each membership year on the card, which you can use to take a companion with you. Vouchers are redeemable when you book an Avios reward flight in any cabin. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees, carrier charges apply per person.

Get up to 30,000 bonus Avios annually

Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year.

Get a Companion Voucher when you spend £12,000

each membership year on the card, which you can use to take a companion with you. Vouchers are redeemable when you book an Avios reward flight in Euro Traveller and World Traveller cabins (economy class) only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees, carrier charges apply per person.

Get a Companion Voucher when you spend £10,000

each membership year on the card, which you can use to take a companion with you. Vouchers are redeemable when you book an Avios reward flight in any cabin. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees, carrier charges apply per person.

Get up to 30,000 bonus Avios annually

Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year.

Benefits at a Glance

Companion Voucher
Travel Rewards
Extended Payment
Shop Small
Invite a Friend
Amex Travel
Travel Accident Protection
24/7 Global Assist
American Express Offers
American Express Experiences
24/7 Customer Service
Purchase and Refund Protection
Fraud Guarantee
Complimentary Supplementary Cards
Paperless Billing
Emergency Card Replacement
Eligibility
Companion Voucher

Travel Rewards

Extended Payment
Shop Small
Invite a Friend

Amex Travel

Travel Accident Protection
24/7 Global Assist

American Express Offers

American Express Experiences

24/7 Customer Service

Purchase and Refund Protection
Fraud Guarantee
Complimentary Supplementary Cards
99
99
99

Paperless Billing

Emergency Card Replacement

Eligibility

Applicants should be permanent UK adult residents with a current UK bank or building society account and no history of bad debt.

Applicants should be permanent UK adult residents with a current UK bank or building society account and no history of bad debt.

The business has a current UK Bank or Building Society account, you/the business have/has no County Court Judgements for non-payment of debt, you are aged 18 or over, you have a permanent UK home address and you understand and meet the British Airways On Business requirements.
(Visit ba.com/onbusiness for criteria)

Companion Voucher

Travel Rewards

Extended Payment
Shop Small
Invite a Friend

Amex Travel

Travel Accident Protection
24/7 Global Assist

American Express Offers

American Express Experiences

24/7 Customer Service

Purchase and Refund Protection
Fraud Guarantee
Complimentary Supplementary Cards
99
99
99

Paperless Billing

Emergency Card Replacement

Eligibility

Applicants should be permanent UK adult residents with a current UK bank or building society account and no history of bad debt.

Applicants should be permanent UK adult residents with a current UK bank or building society account and no history of bad debt.

The business has a current UK Bank or Building Society account, you/the business have/has no County Court Judgements for non-payment of debt, you are aged 18 or over, you have a permanent UK home address and you understand and meet the British Airways On Business requirements.
(Visit ba.com/onbusiness for criteria)

Redeem Avios for British Airways Flights

Redeem Avios for British Airways Flights

Redeem Avios for British Airways Flights

10,000 Avios

Enough for one economy return flight from London to over 25 European destinations.
*Taxes, fees and carrier charges apply per person.

Personal & Business Card

40,000 Avios

Enough for one economy return flight from London to over 100 European destinations OR an economy return flight from London to anywhere in the USA, Caribbean or Middle East.
*Taxes, fees and carrier charges apply per person.

Personal & Business Card

30,000 Avios

Enough for one off-peak economy return flight from London to destinations such as Bermuda, Doha and Washington DC.​

Business Card

10,000 Avios

Enough for one economy return flight from London to over 25 European destinations.
*Taxes, fees and carrier charges apply per person.

Personal & Business Card

40,000 Avios

Enough for one economy return flight from London to over 100 European destinations OR an economy return flight from London to anywhere in the USA, Caribbean or Middle East.
*Taxes, fees and carrier charges apply per person.

Personal & Business Card

30,000 Avios

Enough for one off-peak economy return flight from London to destinations such as Bermuda, Doha and Washington DC.​

Business Card

10,000 Avios

Enough for one economy return flight from London to over 25 European destinations.
*Taxes, fees and carrier charges apply per person.

Personal & Business Card

40,000 Avios

Enough for one economy return flight from London to over 100 European destinations OR an economy return flight from London to anywhere in the USA, Caribbean or Middle East.
*Taxes, fees and carrier charges apply per person.

Personal & Business Card

30,000 Avios

Enough for one off-peak economy return flight from London to destinations such as Bermuda, Doha and Washington DC.​

Business Card