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American Express® Preferred Rewards Gold Credit Card
American&nbsp;Express<sup>®</sup> Preferred Rewards Gold Credit&nbsp;Card
Make your life more rewarding
Representative APR: 56.6% APR variable
Apply Now

New Cardmember Offer

Earn 20,000 Membership Rewards® points

when you spend £3,000 in your first three months of Cardmembership.That’s enough for a £100 Gift Card.

Representative Example

Representative APR56.6% APR variable
Annual Fee£140 (£0 in your first year)
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases
Check your eligibility

The American Express® Preferred Rewards Gold Credit Card

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Allows you to apply with confidence

All Benefits

Enjoy Rewards Sooner
Earn Points on All Your Spend
Invite Friends, get Rewarded
Get a Yearly Boost
Complimentary Supplementary Cards
Receive your Card in the Post
Choose The Rewards You Want
Transfer Your Points to Travel Programmes
Pay With Your Points
Use Your Points Whenever You Want
Make Your Lifestyle More Rewarding
Access Global Lounges
Purchase and Refund Protection
Access Exclusive Experiences
Receive Personalised Offers
Live Life Knowing You're in Safe Hands
Deliveroo Benefit Exclusively for Gold Cardmembers


To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

Important Information

Please ensure that you have read and downloaded these important documents before starting your application.
Need help completing your application? Click here
for more information. If you are visually impaired, our online applications are accessibility software compatible.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Apply today and get a decision in as little as 60 seconds.

Apply today and get a decision in as little as 60 seconds.
American Express® Preferred Rewards Gold Credit Card is offered by American Express Services Europe Limited