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American Express® Preferred Rewards Gold Credit Card
American&nbsp;Express<sup>®</sup> Preferred Rewards Gold Credit&nbsp;Card
Make our rewards work for you
Representative APR: 56.6% variable
Apply Now

New Cardmember Offer

Collect 20,000 Membership Rewards® points

When you spend £3,000 in your first three months of Cardmembership. That’s enough for a £100 Amazon Gift Card.

Representative Example

Representative APR 56.6% variable
Yearly fee of £140 (£0 in your first year)
Assumed credit limit of £1,200
Purchase rate of 22.2% variable
Find out if you're eligible for The American Express® Preferred Rewards Gold Credit Card

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Lets you apply with confidence

All Benefits

Enjoy Rewards Sooner
Earn Points On All Your Spend
Invite Friends, Get More Rewards
Bonus Rewards When You Stay With Us
Earn Points Faster With Additional Cards
Choose How You Use Your Rewards
Transfer Your Points To 12 Airline Partner's Loyalty Programmes
Pay With Your Points On Amazon
Points That Won't Expire
Pay Off Your Statement With Speed
Get World-Class Service
Relax In The Airport Lounge
American Express® Experiences
Enjoy American Express Offers
Enjoy Peace Of Mind Knowing We Have Your Back

Check your eligibility

Before you apply, check that you can say yes to all these statements.
  • I'm aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
If you can, go ahead. The application usually takes 10 minutes or less, and we can often let you know in a matter of minutes.

Please review our Terms and Conditions

Make sure you read and downloaded these important documents before you get started.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.
There's extra guidance on your application here if you need it. And if you're visually impaired, our online applications will work with your accessibility software.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Apply today and get a decision in as little as 60 seconds.

Apply today and get a decision in as little as 60 seconds.
American Express® Preferred Rewards Gold Credit Card is offered by American Express Services Europe Limited

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The Platinum Card®

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Annual Fee £575

British Airways American Express® Credit Card

New Cardmember offer: Earn 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. No annual fee.

Representative 22.2% APR variable

Platinum Cashback Everyday Credit Card

New Cardmember offer: Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership

Representative 22.2% APR variable