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Nectar Credit Card
Nectar Credit Card
Collect Nectar points on all of your purchases
Representative APR: 27.3% variable
Apply Now

New Cardmember Offer

Earn 20,000 bonus Nectar points

when you spend £2,000 in your first three months of Cardmembership

Representative Example

Representative APR 27.3% variable
Yearly fee of £25 (£0 for your first year)
Assumed credit limit of £1,200
Purchase rate of 22.2% variable
Find out if you're eligible for The Nectar Credit Card

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Lets you apply with confidence
Check your eligibility

Featured Benefits

  • No Membership Fee In Your First Year
    • First year's fee of £25 is on us
  • Collect 2 Points For Every £1
    • 2 points for every full £1 spend on the Card
  • And At Least 3 Points For Every £1 Spent At A Nectar Partner
    • When using your Card, and loyalty card

    All Benefits

    Reward Yourself
    Spend £1, Earn 2 Nectar Points
    Spend Your Points With Nectar Partners
    Invite Friends, Get Extra Rewards
    Collect Points Faster With Additional Cards
    Travel With Benefits
    24/7 Help With Global Assist®
    Get World-Class Service
    Purchase And Refund Protection
    Stay Safer From Fraud
    Enjoy American Express Offers
    American Express® Experiences

    Check your eligibility

    Before you apply, check that you can say yes to all these statements.
    • I'm aged 18 or over
    • I have a current UK bank or building society account
    • I have a permanent UK home address
    • I have no history of bad debt
    If you can, go ahead. The application usually takes 10 minutes or less, and we can often let you know in a matter of minutes.

    Please review our Terms and Conditions

    Make sure you have read and downloaded these important documents before you get started.
    American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.
    There's extra guidance on your application here if you need it. And if you're visually impaired, our online applications will work with your accessibility software.

    American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

    Apply today and get a decision in as little as 60 seconds.

    Apply today and get a decision in as little as 60 seconds.
    The Nectar Credit Card is offered by American Express Services Europe Limited.

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