Nectar Credit Card

Collect Nectar points on all of your purchases
Representative APR: 27.3% variable
New Cardmember Offer
Earn 20,000 bonus Nectar points
when you spend £2,000 in your first three months of Cardmembership
Representative Example
Representative APR 27.3% variable
Yearly fee of £25 (£0 for your first year)
Assumed credit limit of £1,200
Purchase rate of 22.2% variable
Find out if you're eligible for The Nectar Credit Card
- Only takes a couple of minutes to complete
- Will not impact your credit rating
- Lets you apply with confidence
Featured Benefits
No Membership Fee In Your First Year
First year's fee of £25 is on us
Collect 2 Points For Every £1
2 points for every full £1 spend on the Card
And At Least 3 Points For Every £1 Spent At A Nectar Partner
When using your Card, and loyalty card
All Benefits
Reward Yourself
Spend £1, Earn 2 Nectar Points
Spend Your Points With Nectar Partners
Invite Friends, Get Extra Rewards
Collect Points Faster With Additional Cards
Travel With Benefits
24/7 Help With Global Assist®
Get World-Class Service
Purchase And Refund Protection
Stay Safer From Fraud
Enjoy American Express Offers
American Express® Experiences
Check your eligibility
Before you apply, check that you can say yes to all these statements.
- I'm aged 18 or over
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have no history of bad debt
Please review our Terms and Conditions
Make sure you have read and downloaded these important documents before you get started.
- Read Terms and Conditions
- Read Summary Box
- Read Standard European Consumer Credit Information and Additional Explanations
- Read Insurance
- Statement of Lender and Borrower Responsibilities
- Cardmember Privacy Statement
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.
There's extra guidance on your application here if you need it. And if you're visually impaired, our online applications will work with your accessibility software.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Apply today and get a decision in as little as 60 seconds.

The Nectar Credit Card is offered by American Express Services Europe Limited.