Platinum Cashback Credit Card

Earn cashback on all your purchases.
Representative APR: 27.3% APR variable
New Cardmember Offer
Get 5% cashback on your purchases (up to £125)
for the first three months of Cardmembership
Representative Example
Representative APR27.3% APR variable
Annual Fee£25
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases
Check your eligibility
The Platinum Cashback Credit Card
- Only takes a couple of minutes to complete
- Will not impact your credit rating
- Allows you to apply with confidence
Featured Benefits
Earn a Welcome Cashback Bonus
Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership.
Cashback On Purchases
Earn cashback on purchases you make with your Card.
Flexibility
Enjoy the freedom of paying off your balance in full or over several months. Terms apply.
American Express Offers
Enjoy carefully selected offers from our range of retail and travel partners.
All Benefits
Reward Yourself
Earn cashback on purchases
No limit on cashback
Invite Friends, get Rewarded
Complimentary Supplementary Cards
Travel Benefits
American Express Offers
American Express Experiences
Purchase and Refund Protection
Fraud Guarantee
World-class Service
Global Assist®
Travel Accident Insurance
Receive your Card in the Post
Eligibility
To save time before you apply for your Platinum Cashback Credit Card, it’s best to make sure you can say yes to the following.
- I am aged 18 or over
- I understand I will not be eligible for a Welcome Cashback Bonus if I hold or have held any personal American Express Card in the past 24 months
- I have a permanent UK home address
- I have a current UK bank or building society account
- I have no history of bad debt
Important Information
Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Summary Box
- Read Standard European Consumer Credit Information and Additional Explanations
- Read Insurance
- Statement of Lender and Borrower Responsibilities
- Cardmember Privacy Statement
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Apply today and get a decision in as little as 60 seconds.

The Platinum Cashback Credit Card is offered by American Express Services Europe Limited.