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Platinum Cashback Credit Card
New Cardmembers get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership.
Representative 28.2% APR variable
Representative Example
Representative APR
28.2% APR variable
Annual fee
Based on £25
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
22.9% variable for purchases
Product Terms Read summary box
Key Benefits
EARN A WELCOME CASHBACK BONUS
Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership.
CASHBACK ON PURCHASES
Earn cashback on purchases you make with your Card.
FLEXIBILITY
Enjoy the freedom of paying off your balance in full or over several months. Terms apply.
AMERICAN EXPRESS OFFERS
Enjoy carefully selected offers from our range of retail and travel partners.
Reward Yourself
- Earn a welcome cashback bonus
- Earn cashback on purchases
- No cap on the cashback you earn annually
World-class service
- American Express offers
- American Express Invites®
- Supplementary Cards
- Purchase and refund protection
- Fraud guarantee
Reward yourself
Enjoy a generous 5% cashback on the purchases you make for the first three months, up to £125 cashback. The only hard part is choosing what you’re going to turn all that cashback into.
No limit on cashback
Remember there is no cap on how much cashback you can earn in a year.
After the first three months of Cardmembership you’ll earn up to 1.25% cashback, depending on how much you spend on the Card:
- Spend £0 to £10,000 and receive 1% cashback on purchases
- Spend over £10,000 and receive 1.25% cashback on purchases
The more purchases you make on your Card, the more cashback you can earn.
Refer friends, get rewarded
Get a cashback boost. Refer your friends and earn a £30 bonus for each approved referral – up to £150 a year.
Travel benefits
Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card.
Global Assist
Global assist provides 24/7 help whenever you are travelling outside the UK.
World-class service
American Express Offers
Enjoy carefully selected offers from our range of retail and travel partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirements.
Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
Earn cashback faster. Share the benefits of your Platinum Cashback Credit Card with those closest to you and earn cashback for their purchases.
Purchase and Refund Protection covers eligible items purchased using the Card.
Fraud Guarantee
If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you.
Eligibility
To save time before you apply for your Platinum Cashback Credit Card, it’s best to make sure you can say yes to the following.
- I am aged 18 or over
- I understand I will not be eligible for a Welcome Cashback Bonus if I hold or have held any personal American Express Card in the past 24 months
- I have a permanent UK home address
- I have a current UK bank or building society account
- I have no history of bad debt
If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now
Important Information
Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Summary Box
- Read Standard European Consumer Credit Information and Additional Explanations
- Read Insurance
- Statement of Lender and Borrower Responsibilities
- Cardmember Privacy Statement
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
Ready to apply?
Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership
Representative 28.2% APR variable.
Representative 28.2% APR variable.
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New Cardmembers get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership
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Representative 57.6% APR variable
- Earn 10,000 bonus Membership Rewards points when you spend £3,000 in your first three months of Cardmembership.
- Get Membership Rewards points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.
- Two complimentary lounge visits per year to use at over 700 airport lounges globally.
- Enjoy access to valuable travel benefits including hotel room and car rental upgrades.
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Annual Fee £450
- Complimentary access to over 1,000 airport lounges across more than 120 countries worldwide.
- Comprehensive worldwide travel
protection for you, your family and your Supplementary Cardmembers. - Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out.
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