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The American Express® Rewards Credit Card
The American&nbsp;Express<sup>®</sup> Rewards Credit&nbsp;Card
Get Membership Rewards® Points every time you spend
Representative APR: 22.2% variable
Apply Now

New Cardmember Offer

Earn 5,000 Membership Rewards® points

when you spend £2,000 in your first three months of Cardmembership. That's a £25 Amazon Gift Card.

Representative Example

Representative APR 22.2% variable
No yearly fee
Assumed credit limit of £1,200
Purchase rate of 22.2% variable

All Benefits

Reward Yourself
Get A Bonus When You Join Us
Redeem Points On Everyday Spend
Enjoy American Express Offers
American Express® Experiences
Travel With Benefits
24/7 Help With Global Assist®
Travel Accident Insurance
Get World-Class Service
Collect Points Faster With Additional Cards
Purchase and Refund Protection
Stay Safer From Fraud

Check your eligibility

Before you apply, check that you can say yes to all these statements.
  • I'm aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I know I won't be eligible for any Welcome Bonus if I hold or have held any personal American Express Card in the past 24 months
If you can, go ahead. The application usually takes 10 minutes or less, and we can often let you know in a matter of minutes.

Please review our Terms and Conditions

Make sure you have read and downloaded these important documents before you get started.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.
There's extra guidance on your application here if you need it. And if you're visually impaired, our online applications will work with your accessibility software.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Apply today and get a decision in as little as 60 seconds.

Apply today and get a decision in as little as 60 seconds.
The American Express Rewards® Credit Card is offered by American Express Services Europe Limited.