The American Express® Rewards Credit Card

Earn Membership Rewards® Points on every £1 spent
Representative APR: 22.2% APR variable
New Cardmember Offer
Earn 5,000 Membership Rewards® points
when you spend £2,000 in your first three months of Cardmembership
Representative Example
Representative APR22.2% APR variable
Annual FeeNo annual fee
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases
Featured Benefits
Earn Points
Earn one Membership Rewards® point for every full pound you spend on purchases.
Redeem Points
Redeem your points with our great partners, including Amazon, Boots and Currys PC World.
Travel and Shopping Protection
Shop with confidence online, on the high street and on your travels with built-in shopping and fraud protection for you and your Supplementary Cardmembers.
Borrowing
With your Credit Card you have the freedom to pay off your balance all at once or over several months.
All Benefits
Reward Yourself
Welcome Bonus
Redeem your Membership Rewards Points
American Express Offers
American Express Experiences
Invite Friends, get Rewarded
Travel Benefits
Global Assist®
Travel Accident Insurance
World-class Service
Complimentary Supplementary Cards
Refund Protection
Purchase Protection
Fraud Guarantee
Receive your Card in the Post
Eligibility
To save time before you apply for your American Express® Rewards Credit Card, it’s best to make sure you can say yes to the following.
- I am aged 18 or over.
- I have a current UK bank or building society account.
- I have a permanent UK home address.
- I have no history of bad debt.
- I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
Product Terms
Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Summary Box
- Read Insurance
- Read Standard European Consumer Credit Information and Additional Explanations
- Cardmember Privacy Statement
Apply today and get a decision in as little as 60 seconds.

The American Express Rewards® Credit Card is offered by American Express Services Europe Limited.