United KingdomChange Country
The American Express® Rewards Credit Card
The American&nbsp;Express<sup>®</sup> Rewards Credit&nbsp;Card
Earn Membership Rewards® Points on every £1 spent
Representative APR: 22.2% APR variable
Apply Now

New Cardmember Offer

Earn 5,000 Membership Rewards® points

when you spend £2,000 in your first three months of Cardmembership

Representative Example

Representative APR22.2% APR variable
Annual FeeNo annual fee
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases

Featured Benefits

  • Earn Points
    • Earn one Membership Rewards® point for every full pound you spend on purchases.
  • Redeem Points
    • Redeem your points with our great partners, including Amazon, Boots and Currys PC World.
  • Travel and Shopping Protection
    • Shop with confidence online, on the high street and on your travels with built-in shopping and fraud protection for you and your Supplementary Cardmembers.
  • Borrowing
    • With your Credit Card you have the freedom to pay off your balance all at once or over several months.

    All Benefits

    Reward Yourself
    Welcome Bonus
    Redeem your Membership Rewards Points
    American Express Offers
    American Express Experiences
    Invite Friends, get Rewarded
    Travel Benefits
    Global Assist®
    Travel Accident Insurance
    World-class Service
    Complimentary Supplementary Cards
    Refund Protection
    Purchase Protection
    Fraud Guarantee
    Receive your Card in the Post

    Eligibility

    To save time before you apply for your American Express® Rewards Credit Card, it’s best to make sure you can say yes to the following.
    • I am aged 18 or over.
    • I have a current UK bank or building society account.
    • I have a permanent UK home address.
    • I have no history of bad debt.
    • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
    If you can say yes, go ahead. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

    Product Terms


    Please ensure that you have read and downloaded these important documents before starting your application.
    American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

    Apply today and get a decision in as little as 60 seconds.

    Apply today and get a decision in as little as 60 seconds.
    The American Express Rewards® Credit Card is offered by American Express Services Europe Limited.