United KingdomChange Country
View all Cards

The Starwood Preferred Guest® Credit Card from American Express

New Cardmembers earn 30,000 points bonus when you spend £1,000 in the first three months of Cardmembership.
Representative 39.7% APR Variable 
Representative Example

Representative APR
39.7% APR variable
Annual fee
Based on £75
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
22.9% variable for purchases
Product Terms Read summary box

Key Benefits


Automatic upgrade to Gold Elite Status when you spend £15,000 in purchases on your Card each year


Receive a Free Night Award for each year you spend £25,000 on the Card


Travel inconvenience insurance covering flight cancellations, and delayed baggage when flights are purchased on your Card.


Manage your Account online and on the go.

Reward yourself

Earn a Welcome bonus of 30,000 points when you spend £1,000 in the first three months of Cardmembership
  • Earn 3 points for every full £1 spent on your Card. That's in addition to the points you earn at Starwood and Marriott hotels and resorts as an SPG member
  • You will receive 6 points from American Express for each £1 of eligible spend at participating SPG and Marriott properties made between 15 November 2016 and 31 December 2019
  • Use your points to explore more than 6,500 hotels and resorts in over 120 countries, with no blackout dates
  • Redeem points for flights on over 150 airlines with no blackout dates
  • Transfer your points to over 40 major airline frequent flyer programmes
Read more


Now you can take one more thing on your travels; total piece of mind, with the security of booking through American Express.
  • Global Assist® provides help when you travel outside the UK, in your own language, 24/7
  • Travel Accident covers up to £150,000 on public transport when you buy your ticket with your Card
  • Travel inconvenience insurance covering flight cancellations, and delayed baggage when flights are purchased on your Card

World-class service

As you might expect from American Express, the service is a little bit special. The first person to answer your call will be your contact until the matter is resolved. You can phone, text or email us 24/7 and we’ll get on it right away. But that’s just the start.
  • Eligible items you buy on your Card in the UK have Refund Protection. Items are covered up to 90 days and we’ll replace or refund up to a maximum of £250. Even if the retailer won't.
  • You also get Purchase Protection. If you bought it on your Card and it’s stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item
  • Don’t recognise a purchase? We’ll remove it from your Account immediately and investigate it for you as part of our online fraud guarantee.
  • Make your next night out a memorable one with American Express Invites, enjoy access to some of the most in-demand music, film and theatre events in town.
Reward yourself
300,000+ points
Indulge in 5 nights stay in a Category 7 hotel or resort, like The Ritz-Carlton, Koh Samui, Thailand or W New York – Times Square.
140,000 points
Enjoy the sun with 4 nights at a Category 5 hotel or resort like The Westin Denarau Island Resort & Spa, Fiji or Renaissance Aruba Resort & Casino.
50,000 points
Unwind with 2 nights at a Category 4 hotel or resort like Sawgrass Marriott Golf Resort & Spa, Florida or Furnas Boutique Hotel, Furnas, Portugal.
35,000 points
Grab a city break with a one night stay at a Category 5 hotel or resort, like The Westin Grand, Berlin.
15,000 points
Change the itinerary with a long weekend stay at a category 1 hotel or resort, like AC Hotel Valencia, Spain.
Refer friends, get rewarded
Get a points boost. Refer friends and earn 9,000 bonus points if they are approved – up to 90,000 points a year.
To save time, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
  • I understand I will not be eligible for any Welcome Bonus award if I currently hold or have held any other personal American Express Cards in the past 24 months.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Need help completing your application?
Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Ready to apply?

Earn a 30,000 points bonus when you spend £1,000 in the first three months of Cardmembership
The Starwood Preferred Guest Credit Card is offered by American Express Services Europe Limited. Click here for more information.