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Vitality American Express® Credit Card
Vitality American&nbsp;Express<sup>®</sup> Credit&nbsp;Card
Earn cashback when you make positive lifestyle choices
Representative APR: 32.9% APR variable

Vitality Members Only

Earn a £100 statement credit

when you spend £2,000 in your first three months of Cardmembership

Representative Example

Representative APR32.9% APR variable
Annual FeeNo fee (£4.75 fee for the Vitality programme)
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases

Featured Benefits

  • American Express Cashback
    • There is no cap on how much American Express Cashback you can earn in a year. Receive cashback when you spend on your Vitality American Express Card :

    Receive 0.5% cashback on your first £5,000 spent on your Card

    Receive 1% cashback on your spend above £5,000.
  • Vitality Cashback Booster
    • Earn up to 2% extra cashback, based on your monthly activity and how many eligible Vitality products you have.
  • Flexibility
    • Enjoy the freedom of paying off your balance in full or over several months. Terms apply.
  • American Express Offers
    • Enjoy carefully selected offers from our range of retail and travel partners.

    All Benefits

    Reward yourself
    Earn American Express cashback on purchases
    Vitality healthy cashback booster
    American Express offers
    Travel Benefits
    Travel accident insurance
    Global assist
    World-class Service
    American Express experiences
    Complimentary Supplementary Cards
    Fraud Guarantee

    Eligibility

    To save time before you apply for your Vitality American Express® Credit Card, it’s best to make sure you can say yes to the following.
    • I am aged 18 or over
    • I have an eligible Vitality Plan. Vitality Terms and Conditions apply. Please visit the Member Zone for more information.
    • I have a permanent UK home address
    • I have a current UK bank or building society account
    • I have no history of bad debt
    If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now

    Important Information

    Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.
    American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

    Need help completing your application?     Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

    Apply and get a decision today

    Apply and get a decision today
    *You will be directed to the Vitality Member Zone to confirm you meet the Vitality eligibility criteria required to apply.

    Vitality American Express Credit Card is offered by American Express Services Europe Limited