Whether you need financial flexibility for a big purchase, or just a safe and easy way to make every-day transactions, a Credit Card or Charge Card is your loyal companion. Here’s all the information you’ll need to help find the right product for you, and on how to apply.
We provide a range of UK Credit Cards and Charge Cards that offer various rewards and benefits. Whether you want to collect points, get cashback, enjoy travel rewards or premium entertainment and lifestyle experiences, American Express has a Card for you.
Discover more about our different Card types.
The process for a first-time Credit Card applicant is the same as if you’ve had one before. Follow the steps below, remembering to check your eligibility before you apply.
A Credit Card can be used to start building a credit history. If you keep on top of your Account, you could boost your credit score by showing that you’re a responsible and trusted borrower.
If you have all the required information to hand (we’ve outlined what you’ll need below), you can apply for a Credit Card online in as little as 10 minutes.
Want to check your likelihood of being approved prior to submitting a formal application? It won’t affect your credit rating.
When you submit your Card application you’ll be asked for the following:
We want you to know how we collect, use, share, and keep information about you, as well as your choices when you request our products or services. Read the American Express Cardmember Privacy Statement here.
To apply for a personal Card in the UK you need to meet certain eligibility criteria. As well as our eligibility checker, you can use the following checklist:
You may need to provide additional details for some of our Cards, as criteria for approval varies.