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What is a Credit Score?

This guide will help you understand your credit score, from how it’s calculated to some simple ways to manage it and increase your borrowing options.


What Is Credit History?

What's a Credit Score?


How To Choose A Credit Card Or Charge Card



When you’re choosing a Card it’s important to think of your spending habits.


Credit Cards allow you to spread the cost of your purchases as long as minimum regular payments are made. However, not paying your balance in full will mean you will pay interest charges on your spending.


Charge Cards, on the other hand, allow you to collect rewards on your spend but require you to pay the full balance every month.


American Express Cards are a secure way to spend, with all transactions protected by intelligent security software.


At American Express we’re proud to offer world class customer service, accessible globally 24/7.


Find out more about our selection of Cards and discover the one that suits your financial needs.


Choose a Card Type


How Do Credit Cards & Charge Cards Work?


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.


How Credit Cards and Charge Cards work

Where is American Express accepted


What is surcharging


Using your Card Abroad


What Credit Card fees am I expected to pay


What is Credit Card Interest


What is Credit Limit


How to choose a type of Card


What is a Charge Card


How to pay off your Card


How to apply for a Credit Card


American Express Benefits


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your Card.



Access to our customer service is available 24/7 by phone, text or email.



Contactless is the quick, easy and secure way to make payments - simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex Pay and Apple PayTM you can even pay with your phone.

Explore Our Credit Cards

American Express offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.