You are eligible to apply for a credit limit increase at any time providing:
- The limit remains within the maximum limit for your product.
You can apply for a credit limit decrease at any time, providing:
- The limit remains within the minimum limit for your product.
- The limit is not reduced below the balance on your Account.
- Following a credit limit decrease, you will be subject to the usual credit limit increase criteria should you subsequently decide that you wish to increase your limit.